On this final episode of Season 1, Sarah and Georgia discuss why we overspend and how we can stop overspending and get out of cycles of debt.

KEY TAKEAWAYS

Georgia passed her STEP exam in trusts and estates. An amazing achievement!

Money is emotive. We tend to overspend when we are in an emotional state such as stressed, sad, lonely or even happy. Spending often helps us feel good about ourselves, even if it’s just in that moment. 

Many of us relate our self-worth to our net-worth. We need to separate money from who we are. Having more money doesn’t make you a better person or a worse person. 

Consumerism drives our spending habits.

You need to bring awareness to the triggers that cause you to overspend.

Always consider your future self.

Create new habits that create a similar emotion.

Don’t beat yourself up if you slip up – you’re only human. We all slip up now and then.

Keep going in the right direction. Don't give up and have faith in yourself. Every time you decide not to make a purchase or save a little each month, you are building a new identity for yourself. Small steps in the right direction will result in huge changes over time.

ABOUT THE HOSTS

Sarah is a Chartered Financial Adviser and Certified Financial Coach and Georgia is a Senior Paraplanner. Together, they have over 20 years experience in financial services and are on a mission to educate others about money in a fun and non-jargon way. They will help you master your finances and money mindset so that you feel more confident with money and the decisions you make around money. They talk all things money from investments, pensions and benefits to your mindset around money and steps you can take to improve your relationship with money. They aim to make it fun, educational and are with you every step of the way. Together, you've got this!

The information given in this podcast is for your entertainment and should not be construed as financial advice. No liability can be accepted for any individuals relying on this information without seeking specific advice and guidance. As always, take independent financial advice before making any investment decisions. Our discussions are based on tax and legislation in England which may change.

⭐CONTACT METHOD⭐

E: podcast@thegoodmoneycoach.com

Blog: https://www.sarahblyth.com

W: https://www.thegoodmoneycoach.com

IG: https://www.instagram.com/sarah_talks_money/ 

LI: https://www.linkedin.com/in/sarah-blyth-chartered-financial-planner-and-coach/ 

Hosted on Acast. See acast.com/privacy for more information.

On this episode Sarah shares some timeless advice from some notes she had written after reading some self-help books when she had finished University in her 20s.

KEY TAKEAWAYS

Fear will never go away as long as you continue to grow. 

Over 90% of what we worry about never happens. We create our own reality.

The beginning is the most important part of the work.

Believe it can be done. Never give up. Help each other.

Think for yourself.

Never look back. You can't change the past. Learn from it.

Regrets weigh you down.

Good and quiet doesn't mean weak.

Sometimes you need space to think.

Live life to the full.

Angels fly because they take themselves lightly.

If you haven't made any mistakes lately you must be doing something wrong.

Be patient with yourself.

The most important investment you can make is in yourself.

ABOUT THE HOSTS

Sarah is a Chartered Financial Adviser and Certified Financial Coach and Georgia is a Senior Paraplanner. Together, they have over 20 years experience in financial services and are on a mission to educate others about money in a fun and non-jargon way. They will help you master your finances and money mindset so that you feel more confident with money and the decisions you make around money. They talk all things money from investments, pensions and benefits to your mindset around money and steps you can take to improve your relationship with money. They aim to make it fun, educational and are with you every step of the way. Together, you've got this!

The information given in this podcast is for your entertainment and should not be construed as financial advice. No liability can be accepted for any individuals relying on this information without seeking specific advice and guidance. As always, take independent financial advice before making any investment decisions. Our discussions are based on tax and legislation in England which may change.

⭐CONTACT METHOD⭐

E: podcast@thegoodmoneycoach.com

Blog: https://www.sarahblyth.com

W: https://www.thegoodmoneycoach.com

IG: https://www.instagram.com/sarah_talks_money/ 

LI: https://www.linkedin.com/in/sarah-blyth-chartered-financial-planner-and-coach/ 

Hosted on Acast. See acast.com/privacy for more information.

On this episode Sarah and Georgia discuss 20 things to think about when is comes to money and your wellbeing.

KEY TAKEAWAYS

Stop thinking about money in terms of material things it can buy. Start thinking about the freedom and independence it can give you. 

The best thing money can buy is time and freedom. Freedom to live life on your terms, freedom from financial stress and freedom to do what you want and work for who you want.

Money is a tool and not a goal in itself. 

Question everything. Don’t just do things just because that’s what you think you should do. Don’t just do things automatically. 

Embrace change.

Know that you can manage your own money and that investing is not hard. You just need to be taught how. It is made to seem harder than it really is.

Forgive your past financial mistakes. They served your past self and now you have moved forwards. Let it go. 

Listen to the episode for more tips.

ABOUT THE HOSTS

Sarah is a Chartered Financial Adviser and Certified Financial Coach and Georgia is a Senior Paraplanner. Together, they have over 20 years experience in financial services and are on a mission to educate others about money in a fun and non-jargon way. They will help you master your finances and money mindset so that you feel more confident with money and the decisions you make around money. They talk all things money from investments, pensions and benefits to your mindset around money and steps you can take to improve your relationship with money. They aim to make it fun, educational and are with you every step of the way. Together, you've got this!

The information given in this podcast is for your entertainment and should not be construed as financial advice. No liability can be accepted for any individuals relying on this information without seeking specific advice and guidance. As always, take independent financial advice before making any investment decisions. Our discussions are based on tax and legislation in England which may change.

⭐CONTACT METHOD⭐

E: podcast@thegoodmoneycoach.com

Blog: https://www.sarahblyth.com

W: https://www.thegoodmoneycoach.com

IG: https://www.instagram.com/sarah_talks_money/ 

LI: https://www.linkedin.com/in/sarah-blyth-chartered-financial-planner-and-coach/ 

Hosted on Acast. See acast.com/privacy for more information.