In this special, slightly extended episode of Money Made Simple, Liv is joined by Shamubeel Eaqub, renowned Kiwi chief economist, for a deep dive into the current state and future of New Zealand's economy. This episode offers an insightful yet easy-to-understand breakdown of the drivers, challenges, potential solutions, and future projections that concern everyday Kiwi. This episode covers:

• An overview of the current economic landscape, and how it's been influenced by recent global disruptions including the pandemic and rising interest rates
• How key economic factors have impacted the job market and businesses (and what's likely to happen in the next 12 months around these)
• Explaining the ongoing issues with inflation, its impact on the cost of living, and how interest rates are used as a tool to manage them
• Trends we're seeing in the housing market, recent price changes, and what future movements might look like
• How long-term economic challenges like climate change, demographics, and the housing crisis will shape New Zealand's future

Resources we mention in this episode:

- Simplicity's website: Provides tools and information related to financial planning and KiwiSaver - https://simplicity.kiwi
- Generation Rent: Shamubeel's book co-authored with his wife Selina, discussing the housing crisis and potential solutions. Available on all major book retail platforms.

This episode not only tackles the current state of the economy but also provides a hopeful outlook on how New Zealand can navigate the major future challenges which are likely to come. Shamubeel is an absolute pro at that simplifying complex economic issues, making them accessible and understandable to all Kiwis. So tune in for a comprehensive yet simple look at the economy!

---
Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!

Find us:
Instagram
Facebook
LinkedIn

Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

In this episode of Money Made Simple, Jennie and Liv address the most frequently asked questions by our KiwiSaver and Investment Fund members. With insights from across the Simplicity team, this episode aims to help troubleshoot common issues and queries, and provide practical tips to help you navigate your KiwiSaver and Investment Fund accounts more efficiently and effectively. We cover the following FAQs we see almost err' day:

• Should I lump sum it, or do regular investment contributions? Exploring the benefits of both investment strategies and how they impact your long-term savings (including our fave, compounding returns)
• What's the right fund type for me? Discussing ways you can select the most suitable fund for your financial goals and risk tolerance
• How do I go about switching providers/funds? A step-by-step guide on how to switch providers or funds easily and what to consider before making a switch
• Why haven't I received the govt contribution?! Detailing how government contributions work, eligibility criteria, and how to maximise these benefits
• HELP!! I can't login! Tips on resolving super common issues related to logging into your KiwiSaver or Investment account and (the dreaded) 2FA

Resources mentioned in this episode:

- Simplicity's KiwiSaver tools - including a fund selector tool, fees calculator and retirement planning tool
- Sorted.org's Fund Finder Tool - helps you find the best KiwiSaver fund that matches your risk profile and investment goals.
- IRD website - for comprehensive details on KiwiSaver rules, regs and guidelines.

By the end of this episode, we hope that we will have answered at least one of those burning questions you may have had (or will have) at some point when it comes to your KiwiSaver! And if not, hopefully it's helpful anyway - and feel free to get in touch with us via our socials (linked below!) and we'll do another FAQs episode soon :)

*Editor's note: Simplicity is not licensed to provide financial advice and that also applies to the tools that we provide - they are not financial advice or a substitute for seeking such advice.*

---
Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!

Find us:
Instagram
Facebook
LinkedIn

Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

In this episode of Money Made Simple, Jennie is joined by the impressive Sam Bridgewater, co-founder and director of the Pure Food Co., a company revolutionising nutrition for seniors around the globe. Simplicity has invested in Pure Food Co. via our Private Capital business, and today, Sam shares his own story and the inspiring journey behind the company's mission to nourish the world's seniors with nutrient-rich, enjoyable food. This week's episode covers:

• How personal family experiences led Sam to leave banking and start Pure Food Co. to address the nutritional challenges faced by seniors.
• Discussion on how Pure Food Co. aims to improve seniors' quality of life through better nutrition, and the broad impact of their products in aged care and healthcare facilities.
• Insights into the development of Pure Food Co.’s specialized nutritional foods, which combine great taste with high nutritional value.
• Sam talks about overcoming industry challenges to create a scalable business model that delivers effective nutritional solutions.
• Exploration of Pure Food Co.'s plans for growth, particularly their expansion into international markets like Australia and France.

Resources we mention in this episode:
- Simplicity’s website: https://simplicity.kiwi

By the end of this episode, you’ll learn all about how Pure Food Co. is not just changing the way we think about food for seniors but also setting new standards in healthcare nutrition. Tune in to discover how innovation in food technology is making a tangible difference in the lives of elderly populations around the world. And of course, is paving the way for a better future for us all!

NEW: Check out our YouTube channel (Simplicity KiwiSaver) for the full video version of this episode!

---
Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!

Find us:
Instagram
Facebook
LinkedIn

Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.