In this episode of Money Moxie, we talk about setting specific and actionable financial goals and creating a budget that aligns to those goals. We’ll review my easy and flexible budgeting method which allows you to enjoy life while also building wealth and security.  We focus on setting 3-5 specific, action-oriented goals with deadlines and discuss the concepts of Intentional Spending and Rules for Enjoyment as key elements to finding balance and being able to enjoy your hard earned money while you work toward your short and long term goals.  I also share the launch of my new one-on-one program 'Emergency Proof Your Money', aimed at helping individuals gain confidence in their finances and establish a path to sustained financial security and wealth building.

00:01 Introduction to Money Moxie Podcast

01:14 Setting Money Goals and Creating a Budget

04:15 The Importance of Specific Goals

08:13 Creating a Simple and Flexible Budget

14:07 Spending with Intention: Rules for Enjoyment

19:49 The Flexibility of the Budgeting Method

21:24 Summary and Conclusion

22:11 Announcement of New Program: Emergency Proof Your Money

23:02 Closing Remarks and Invitation for Feedback

Emergency Proof Your Money Program - Work with Elizabeth to review your finances, define your money goals, and setup an easy to follow and flexible budget that is in alignment with your values and goals. Schedule a 1:1 with Elizabeth or reach out via email (elizabeth@elizabethmchelle.com) for more information.

Connect with Elizabeth:
Instagram: @elizabeth_mchelle
Schedule a free 1:1 consultation: https://calendly.com/elizabethmichelle/free-consultation

 In this episode, I talk about the importance of having clear financial priorities so you have a roadmap and guide for setting financial goals and creating a budget you can stick to.   I outline four main priorities that you can use to help you set financial goals and to validate how you are spending your money.   I highlight the importance of an emergency fund, clearing high-interest debt, and investing for long-term financial security.  Towards the end of the episode, I share details for my new one-on-one coaching program, 'Emergency Proof Your Money'.

00:01 Introduction to Money Moxie Podcast

00:53 Personal Update and Introduction to the Episode

01:26 The Struggles of Starting a Financial Journey

02:44 Creating a Financial Roadmap

03:21 Introduction to Financial Priorities

04:24 Priority One: Necessities

06:19 Priority Two: Building an Emergency Fund

08:12 Priority Three: Paying Off High Interest Rate Debt

10:10 Priority Four: Setting Financial Goals

13:52 Recap of Financial Priorities

15:07 Announcement of New Program: Emergency Proof Your Money

15:57 Conclusion and Invitation for Feedback

Emergency Proof Your Money Program - Work with Elizabeth to review your finances, define your money goals, and setup an easy to follow and flexible budget that is in alignment with your values and goals. Schedule a 1:1 with Elizabeth or reach out via email (elizabeth@elizabethmchelle.com) for more information.

Connect with Elizabeth:
Instagram: @elizabeth_mchelle
Schedule a free 1:1 consultation: https://calendly.com/elizabethmichelle/free-consultation

In this episode of Money Moxie, I’m talking about paying off debt.  I share some of my personal experiences and provide tips such as understanding how much debt you have, paying at least the minimum due each month, focusing on the debt with the highest interest rate, and making extra payments towards the principal when possible. I  emphasize the importance of budgeting, automating payments and making lifestyle adjustments to save money.  This episode also includes strategies to make the process easier and less stressful, including redesigning your environment to support your debt payoff goals and rewarding yourself for reaching milestones.
 
 00:06 Introduction to Money Moxie Podcast
 01:01 Recap of Previous Episode
 01:41 Understanding Your Debt
 02:35 Strategies for Paying Down Debt
 04:38 The Importance of Paying Down the Principal
 06:34 Finding Extra Money to Pay Off Debt
 08:50 Automating Debt Payments
 09:34 Continuing the Debt Payoff Process
 10:22 Making Debt Repayment Easier
 12:00 Designing Your Environment for Debt Repayment
 14:32 Rewarding Yourself During Debt Repayment
 16:32 Summary of Debt Repayment Tips
 17:18 Conclusion and Invitation for Feedback
 
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Emergency Proof Your Money Program - Work with Elizabeth to review your finances, define your money goals, and setup an easy to follow and flexible budget that is in alignment with your values and goals. Schedule a 1:1 with Elizabeth or reach out via email (elizabeth@elizabethmchelle.com) for more information.

Connect with Elizabeth:
Instagram: @elizabeth_mchelle
Schedule a free 1:1 consultation: https://calendly.com/elizabethmichelle/free-consultation

In this episode,  I talk about my layoff and how building a solid money plan has helped me be financially prepared for this transition.  I provide an overview of what I include in my money plan and budget and tips for how I have been able to create a money plan that is sustainable.

00:01 Introduction to Money Moxie Podcast

00:58 The Importance of a Solid Money Plan

01:18 Personal Story: The Impact of Unexpected Layoff

02:02 The Journey to Financial Empowerment

05:55 The Importance of Emergency Savings

06:23 Setting Clear Money Goals

09:41 Creating a Budget that Works for You

26:15 The Power of Automation in Money Management

27:54 Revisiting the Importance of Emergency Savings

29:03 Career Transition and Financial Security

31:30 Conclusion and Invitation to Connect

Emergency Proof Your Money Program - Work with Elizabeth to review your finances, define your money goals, and setup an easy to follow and flexible budget that is in alignment with your values and goals. Schedule a 1:1 with Elizabeth or reach out via email (elizabeth@elizabethmchelle.com) for more information.

Connect with Elizabeth:
Instagram: @elizabeth_mchelle
Schedule a free 1:1 consultation: https://calendly.com/elizabethmichelle/free-consultation