Episodes

  • Ep 20: From Credit Card Debt Up to Their Eyeballs to Financial Freedom with Aaron Teer
    Jul 30 2024

    The first step to achieving financial freedom is knowing that you want it and being willing to do the work to get there. That is how today’s guest, Aaron Teer and his wife started their journey, and that’s what they are sharing with us on the show.

    Listen to this episode to learn more about Aaron’s story, how they started working on their finances, and where they are today with achieving their financial goals with support from the Budgetdog Academy!

    Key Talking Points of the Episode

    00:00 Introduction

    01:45 What were money conversations like for Aaron and Tiffany as kids?

    03:35 How did Aaron’s parents’ financial mindset affect him as an adult?

    04:21 What was the pivotal moment for Aaron towards his finances?

    06:13 What was the conversation like between Aaron and his wife about their finances?

    07:26 How has financial management changed for Aaron and his wife?

    09:01 How did Aaron’s background affect their finances?

    10:33 How has Aaron’s sobriety improved their life?

    11:59 What steps has Aaron and his wife taken to achieve their financial goals?

    16:01 What are Aaron’s plans and goals for their finances?

    19:04 What is Aaron’s advice for people who want to get their finances sorted out?

    23:17 How has Aaron’s financial situation changed since they started taking action?

    24:31 What quote helps Aaron move forward through challenges in life?

    Quotables

    “I think once you fix one thing, the next thing naturally comes as the secondary benefit.”

    “Another part of the plan is just sticking to the plan.”

    “The answers are out there. There are resources, there are ways you can change your situation.”

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    30 mins
  • Ep 19: Act Like A Millionaire If You Want To Become a Millionaire
    Jul 23 2024

    Building wealth isn’t dependent on your income or inheritance, it depends on your motivation, knowledge, and actions. This is what we’re uncovering in today’s episode as we talk about how acting like a millionaire will help you become an actual millionaire.

    Listen now to learn more about the reality behind building wealth and how you can start acting like a millionaire if you want to become a millionaire!

    Key Talking Points of the Episode

    00:00 Introduction

    02:29 What does it really take to become wealthy?

    03:37 Why is inheritance not always a factor in building wealth?

    05:23 What is the biggest factor that hold people back from becoming millionaires?

    08:07 What is the importance of having mentors to support you in building wealth?

    09:18 Why is mindset crucial in building your wealth?

    11:25 How do your limiting beliefs prevent you from achieving your financial goals?

    15:11 What is it really like to start working on changing the way you think?

    16:43 How can you start gaining the confidence to change the path you’re on?

    18:50 How can the media you consume help you achieve success?

    20:50 What can happen when you start acting like a millionaire?

    22:25 How can you build a plan that will help you achieve your financial goals?

    25:02 Why is it important to stay focused on your “why”?

    28:18 What can you do today to start building your wealth?

    Quotables

    “If you’re still on the sidelines and you’re not even in the game, wake up! Pay attention, join the academy, get moving, and start the process. Start the building of wealth that you deserve to build.”

    “People who become millionaires off of inheritance are of lower odds than that of a casino success.”

    “What you believe becomes your reality and when you change the way you think about things, you’re gonna change your success, and that’s exactly what happened to me.”

    Links

    Website: Budgetdog

    https://budgetdog.com/

    Book: The Roadmap to Financial Freedom

    https://www.amazon.com/Roadmap-Financial-Freedom-Millionaires-Automated/dp/1394217242

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    30 mins
  • Ep 18: Why The Rich Get Richer
    Jul 16 2024

    Building wealth is simple, but it’s not easy, and that’s what many of the richest people in the world can tell you. This is something I’ve also personally proven through the years and it is the foundation of Budgetdog Academy – helping others build wealth the right way so more people can achieve financial freedom in a sustainable and scalable manner.

    Listen to this episode to learn why the rich get richer and how you can get yourself on the right path to financial freedom using a roadmap that has been proven effective through time!

    Key Talking Points of the Episode

    00:00 Introduction

    02:42 How can your network provide you access to opportunities?

    03:48 What is level 1 of building wealth the right way?

    06:02 Why is it important to tell people what value you can provide?

    07:54 How were we able to raise $1 million for capital?

    09:20 How can following the roadmap to financial freedom ensure your success?

    11:26 Why is it important to put effort into getting connected with the right people?

    13:01 How can private equity help you build wealth faster?

    Quotables

    “The skill sets I was able to get from these individuals because I’ve either paid to play at different times or I provided value to other groups that they’ve allowed me to their circle because I’ve been providing value at a higher level.”

    “A lot of people are afraid to ask and the answer is gonna be “no” if you don’t ask.”

    “The first 5, 10 years, or whatever – it’s gonna be working hard, just so you know. You’re not gonna skip level 1, you’re not gonna skip any steps. That’s what I did, that’s what you’re gonna have to do.”

    Links

    Book: The Roadmap to Financial Freedom

    https://www.amazon.com/Roadmap-Financial-Freedom-Millionaires-Automated/dp/1394217242



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    16 mins
  • Ep. 17: From No Understanding of What An ETF Was to Buying a Business
    Jul 9 2024

    Joseph and Allie Swanson are members of the Budgetdog Academy and they are a testament of the success we’re able to guide our students through. They came to the Budgetdog Academy early this year and today, they’re moving forward towards their big goals faster than anyone would’ve expected with the help of the roadmap we’ve built to help people achieve financial independence and freedom.

    Listen to this episode to learn more about Joe and Allie, their finance backgrounds, and how the Budgetdog Academy is helping them stay on track to achieve their financial goals!

    Key Talking Points of the Episode

    00:00 Introduction

    01:36 What was money like for Joe and Allie while growing up?

    06:01 How did Joe and Allie’s childhood influence their financial habits as adults?

    11:45 How did Joe and Allie meet?

    14:01 What was it like for Joe and Allie to merge their finances?

    16:05 How did Joe and Allie find the Budgetdog Academy?

    18:10 What was it like for Joe and Allie to discover the Budgetdog Academy?

    21:06 What sets Budgetdog Academy apart from others?

    25:28 What are Joe and Allie’s goals for the future?

    28:22 Why is it important to think long-term in building your finances up?

    30:13 What kind of businesses are Joe and Allie looking into?

    32:07 What is Joe and Allie’s advice for people who want to start working on their finances?



    Quotables

    “Our big goal last year was getting our finances in check and we were able to do that. I think we invested half of our income and still had money for our expenses and everything, and plus more, so we were so impressed by that – by just learning through the program.”

    “Once you find that business, you’ve been talking about it so much, and when there’s intention behind something, it will happen.”

    “If you really wanna get a grip at where you’re spending your money, then you want to understand how and why you’re spending your money.”

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    37 mins
  • Ep. 16: A Policeman That Retired by 48 with 5 Rental Properties
    Jul 2 2024

    Better financial habits can be for everybody, if you have a strong motivation and the drive to make it happen. This is what today’s guest has proven through the years as he went from being a police officer with spending habits that were not as healthy to becoming a savvy investor on his way to grow a real estate portfolio for his family’s future.

    Listen now to learn how better financial habits can put you on the right path to success and what you can do today if you want to start getting your finances straightened out!

    Key Talking Points of the Episode

    00:00 Introduction

    01:05 What were finances like for most families in the 80’s?

    03:48 What was it like to not be taught about finances?

    05:05 How would your parents’ financial habits influence yours?

    07:41 How can unhealthy spending habits impact your life?

    08:45 What can the Budgetdog Academy help you with?

    09:48 How does your childhood impact your financial habits as an adult?

    11:30 Why is your intention important in building better financial habits?

    13:29 How important is it to have people support you as you work on your finances?

    19:03 How would your first deal impact your perspective in real estate?

    22:40 How can you make the most of your investments with a partner?

    23:47 How can real estate provide better opportunities for you and your family?

    26:38 Why is real estate a smarter way to grow your wealth?

    28:27 What can you start to do today to start building healthy financial habits?

    Quotables

    “I kinda learned as I grew up. I had to teach myself from making a lot of mistakes.”

    “Having communication is so important, especially when you have common goals you wanna talk about.”

    Links

    Website: Safety Pro Marksmanship and Tactical Training

    https://safetyprotactical.com/

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    31 mins
  • Ep. 15: What is Work-life Balance?
    Jun 25 2024

    Everybody talks about work-life balance, but what does that really mean?

    If you’re stuck in a rut and you feel like you want more out of life, chances are, this is what you’re looking for too. It’s pretty normal to be thinking this because everyone else is too, but is society’s idea of balance really what you need to thrive in life?

    Listen now to better understand what it really means to want work-life balance and what kind of balance is healthy to have in your life!

    Key Talking Points of the Episode

    00:00 Introduction

    01:18 What is balance all about?

    02:37 What does wanting balance truly mean?

    03:31 What do most successful people in the world have in common?

    04:42 How will your priorities help identify the kind of balance you will have in life?

    06:01 What does healthy balance look like?

    07:39 What is the reality behind the idea of having work-life balance?

    09:01 What kind of balance should we aim to achieve?

    10:44 Why is it important to have clarity on what you value the most?

    12:01 Why should you address the desire for balance early in your career?

    Quotables

    “When you value balance, you value average because balance is average.”

    “They’ve gone so extreme to where they wanna reach a level of success that nothing is stopping them.”

    “I know that I value achieving that goal, moreso than the idea of balance. Balance has never really been attractive to me.”

    Links

    Instagram: Brennan Schlagbaum

    https://www.instagram.com/budgetdog



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    15 mins
  • Ep. 14: Should You Cut Your Expenses?
    Jun 18 2024

    Budgets are not supposed to restrict you, they’re supposed to guide you, and this is something many people do not understand. It’s honestly one of the biggest reasons there’s so much resistance to implementing it but if you truly want to achieve financial freedom, this is the first thing you need to manage well and understand how to leverage!

    Listen now to understand what it truly means to have a budget and how you can start managing your finances today to get to a better financial situation without cutting down on your expenses!

    Key Talking Points of the Episode

    00:00 Introduction

    01:01 What do most people believe about achieving financial freedom?

    02:08 How do most people’s belief systems affect their finances?

    03:00 What mindset do you need to have for better financial management?

    04:00 What do you need to understand about how budgets work?

    06:09 What tools can you use to help you build your wealth?

    07:36 How will your priorities help you manage your finances better?

    08:28 Why is it important to really understand why you want to spend your money?

    09:41 How can understanding your reasons help you make better financial decisions?

    10:49 What is the importance of aligning your goals and finances?

    Quotables

    “If you really wanna do this the right way, realize that there’s 2 seasons – seasons of abundance and seasons of sacrifice, and both seasons are gonna happen from time to time, just like winter, fall, spring, and summer, and it’s okay.”

    “Anything worthwhile is worth the sacrifice and anything worthwhile requires sacrifice.”

    “Most novices will think that a budget is like the end all, be all, but it’s just a small – it’s probably 5% of the whole puzzle.”

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    12 mins
  • Ep. 13: From ZERO Financial Education to Investing for Her Newborns with Kierra Bussey
    Jun 11 2024

    Kierra Bussey is a self-made visionary entrepreneur who is a devoted mother with a strong passion for wellness and mental health. She built her self-care brand, Ignite Your Peace, as she was learning more about finances and raising her children, and she is with us today to talk about her journey, how her mindset has shifted through the years, and what you can do to start changing your financial situation today.

    Listen now to learn what Kierra’s road to financial independence was like and how she is preparing for her children’s financial future!

    Key Talking Points of the Episode

    00:00 Introduction

    01:10 What was money like for Kierra’s family as a child?

    03:00 What was it like for Kierra when she first started making money?

    05:02 When did Kierra first meet a financial advisor?

    06:20 Why is it important to learn how to manage your finances early?

    09:59 What has Kierra done to give her children a good financial future?

    14:35 How did Kierra’s childhood influence her mindset towards money?

    16:24 How does Kierra plan to educate her children on finances when they’re older?

    19:49 What is Kierra’s advice for someone who wants to be financially secure?

    21:49 How did The Psychology of Money help Kierra understand finances better?

    24:53 What was it like for Kierra to start managing her finances better?

    27:45 What mistake did Kierra make before she started managing her finances the right way?

    29:32 What do people need to keep in mind as they start working on their finances?

    Quotables

    “Even if you’re only making $24K a year, learn how to manage your money and make it grow because I could compare myself to someone who’s making half of what I make and they may have more money and a greater net worth because they understand how to manage and invest their money.”

    “My commitment to myself and my family is now that I have access to understanding what passive income is even through just investing, is to just have those vehicles where I can passively make income.”

    “I wanna be financially secure and the way to get there is by setting up multiple streams of passive income.”

    Links

    Book: The Psychology of Money

    https://www.amazon.com/Psychology-Money-Timeless-Lessons-Happiness/dp/B08D9WJ9G8

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    31 mins