We all make excuses from time to time for decisions we know might not be the best. Whether it's about our health, relationships, or finances, excuses can hold us back from achieving our long-term goals.

Very often, Lee sees people who know that the financial decisions that they’re making aren’t the best decisions, but they try to create excuses or explanations for why they’re doing what they’re doing. From making Social Security decisions based on fear to taking on too much risk to make up for lost time, he’ll address some common areas where he sees this happening. Let’s talk about why these excuses usually don’t hold water…

Here’s what we discuss in today’s show:

• Claiming Social Security at age 62 due to fears of it running out of money
• Taking too much risk to make up for lost time
• Holding onto too much cash to keep your money safe
• Investing in things you don’t understand
• Sticking with a financial advisor out of loyalty, even when you should switch

Want to set up a meeting with us? Visit us here: http://talkwithjp.com

Get more financial education at http://myretirementclarity.com

In this episode, host Lee Perkins sits down with Keith Dykes, the newest member of the JL Perkins Wealth Management team. Originally a Zoom call, this engaging interview explores Keith's background, family life, and journey to becoming a financial advisor. Learn about Keith's transition from agronomy to finance, his dedication to client service, and the values that align him perfectly with the team.

Keith joined the JL Perkins Wealth Management team in 2023 as a financial advisor. His background includes being a successful entrepreneur & business owner with additional experience in Tax and Insurance. He graduated from the University of Georgia in 1998 with a BSA in Crop Science. When not at work, Keith enjoys spending time with his wife Lisa and his two daughters Ashlyn and Avery. He spends his spare time golfing, watching UGA football, hiking, traveling, and experiencing different cultures around the world.

Here’s what we discuss in today’s show:

• We've added another member to our wealth management team
• Lee and Keith have known each other for a dozen years
• More about Keith’s family and original education experience at the University of Georgia
• Keith’s early journey as a member of the JL team
• What Keith is looking forward to over the next year

Want to set up a meeting with us? Visit us here: http://talkwithjp.com

Get more financial education at http://myretirementclarity.com

Just like an annual checkup is important for maintaining good health, performing regular financial checkups is an essential part of planning for a healthy and successful retirement. These check-ins help catch potential issues early and allow you to adjust your plans as needed. By regularly reviewing your budget, goals, and progress, you can make informed decisions to stay on track financially.

Although financial wellness will look different for everyone, we’ll share some areas you should be paying attention to in today’s episode. Don't miss these valuable insights to ensure your financial health is in top shape! And if you have any questions about your financial health, be sure to reach out to Lee and his team for personalized guidance.

Here’s what we discuss in today’s show:

• Monitoring budgeting and spending habits + keeping up with your credit score
• Maintaining an emergency fund to handle unexpected expenses and emergencies
• The importance of diversification + being aligned with your risk tolerance
• Proactively planning for the unexpected + being involved in your finances
• How J.L. Perkins Wealth Management helps their clients stay on track

Want to set up a meeting with us? Visit us here: http://talkwithjp.com

Get more financial education at http://myretirementclarity.com