In this episode, we’re diving deep into credit building... the smart, low-risk, and powerful way to raise your score without going broke or playing into predatory finance. We unpack tools like Self Financial (formerly Self Lender), Credit Strong, Kikoff, StellarFi, and Grow Credit in which each one giving you a strategic path to building or repairing credit with minimal risk and real long-term impact.

Here’s what we cover:

• How Self Financial’s Credit Builder Account works: you pay monthly while your “loan” is held in a secure account, your payments get reported to all three credit bureaus, and at the end, you get your money back (minus fees).
• Why using Self is cheaper and safer than many other “credit building loans” with no hard credit check, and you build savings as you build credit.
• How Credit Strong provides a similar installment-style account, helping you build long-term credit with no hard inquiry and monthly payments that report to all three bureaus.
• The beauty of Kikoff: for as little as $5/month, you get a revolving credit line (used only on their store) and optional Credit Builder Loan — both reported to bureaus, no interest, and you get your money back after 12 months.
• How StellarFi uses a virtual bill-pay card to report on-time bill payments (rent, utilities, etc.) as a credit line — boosting your payment history and credit utilization.
• Why Grow Credit is a secret hack: pay for your regular subscriptions (Netflix, Spotify, Amazon Prime, etc.) using their virtual Mastercard and build credit by reporting those on-time payments.

By combining one or more of these tools, you can build real, meaningful credit history — not just for credit repair, but to set yourself up for better financial freedom, better loans, and a more empowered money life.

If you’re ready to stop guessing and start strategizing, this is your episode. Let’s build credit the smart way, with intention, consistency, and a blueprint for real change.

🔗 Helpful Links

• Kikoff
• StellarFi
• Grow Credit
• Self Financial
• Credit Strong

Helpful Resources

1. Rich Dad Poor Dad by Robert Kiyosaki
2. Jump-Start Your Cash Cushion: Planning for Retirement
3. Lush Credit Secrets: “Inside Secrets to Creating Financial Wealth”
4. The 800 BLUEPRINT: How to fix your credit & play the game like the rich

Ladies, let’s talk about the performance of perfection. You know... when a man responds instantly, says “Grand Rising, beautiful” every day like it’s part of his job description, and seems like he’s straight out of the boyfriend handbook. But then — poof — that version of him mysteriously vanishes once he’s “got” you.

In this episode, we’re breaking down conquest mode vs. genuine connection, how to spot the difference, and why so many women mistake charm for character. Expect laughter, sarcasm, a few facts that’ll make you go “wait, what?”, and some brutally honest truths about modern dating. Because over here — we stay woke, hydrated, and emotionally unavailable for nonsense. 💅🏽

Alright, emotionally intelligent baddies and conscious kings — lean in for a second. Because if this episode had you side-eyeing your text thread like “hmm, is he in conquest mode or connection mode?”— then it’s time to level up your emotional game for real.

Join me at the next live session this Thursday at 7pm for Tea Time as we discuss:

“The Conquest Detox: Decoding Lust, Logic & Love.”

This isn’t your average love talk either; it’s spiritual science meets emotional strategy. We’re unpacking why your heart falls faster than your brain can fact-check, how dopamine and oxytocin trick you into mistaking attention for affection, and how to stop being the main character in someone else’s temporary storyline.

Because, baby, you’re not here to be conquered boo, you’re here to be chosen.

You deserve a connection that’s consistent even after the chase ends.

So bring your journal, your intuition, and maybe your last situationship as a case study. (We won’t judge, but we will diagnose.)

Let’s turn emotional confusion into clarity, and that heartbreak into higher standards.

Because we don’t chase...we attract, reflect, and protect our peace. Period.

🧠✨ No! But Seriously… Let’s Evolve.

🔗 Supporting Resources

• Getting The Love You Want: A Guide for Couples
• Wire for Love (What happens when someone shifts from “in pursuit” to “comfortable”)
• Find A Man, Keep A Man: Professional Advice and Real-Life Stories to Help You Understand Your Partner

Welcome to another episode of No! But Seriously: Let Me Explain…the podcast that serves up the truth with a side of sass and a sprinkle of sarcasm. I’m your host, La La DàVie, and today, we’re diving into the scandalous world of hormones and love with an episode that’s hotter than your ex’s new girlfriend’s Instagram feed. Buckle up, because this is “Hormones, Hustle & Heartstrings: The Vasopressin Effect Explained!”

You know the drill: we’re not here for a typical love chat. Forget the roses and candlelit dinners; let’s talk about the sneaky brain chemicals that actually make men fall in love. Spoiler alert: it’s not just the heartfelt texts or the romantic gestures, but good old vasopressin also known as the hormone that’s more crucial than your morning coffee when it comes to male bonding.

What’s On the Agenda?

• Are you unknowingly stressing him out the wrong way? 🤔

• Can “being his peace” actually make you boring? Oh, honey, let’s unpack this.

Mastering Your Oxytocin:

1. Delay Physical Intimacy.

• Wait for vasopressin to kick in before getting too close.

2. Don’t Overshare Early.

• Keep it light and mysterious.

3. Protect Your Routine.

• Maintain your self-care routines to stay grounded.

Listener Challenge:

This week, every time you crave his attention, pause and ask: “Is this love or oxytocin withdrawal?

Join me for some sharp truths, sticky hormones, and a sprinkle of sass that’ll switch up your love life from a mundane sitcom to a gripping thriller. Because, in this episode, we’re not just discussing love—we’re decoding the Vasopressin Effect for you emotionally intelligent femme fatales ready to up your relationship game!

Let’s turn those situationships into serious connections, so grab a notepad (or just your favorite snack) and let’s make sense of this hormonal chaos together. It’s time to shake things up a bit, learn the balance, and embrace the beauty of a powerful connection.

🔗 Supporting Resources

• Love Tester - Crush Test Quiz
• Unhealthy Attachments: Are you in relationship with attchments that make you feel secure?
• Find A Man, Keep A Man: Professional Advice and Real-Life Stories to Help You Understand Your Partner