💡 How do you manage money when you’re just starting a business?

In this uncut moment, Shuyi Goh opens up about the practical side of starting her business — from separating personal and business expenses, to choosing between a sole proprietorship or private limited, and even finding the right corporate bank account.

For Shuyi, it wasn’t just about chasing a dream — it was about building a foundation strong enough to support that dream. Every decision, from budgeting to upskilling, became part of the journey of turning her coaching practice into reality.

⚡ If you’ve ever wondered how to handle your finances as a new solopreneur, what structure to choose for your business, or how to balance personal vs. business expenses, this uncut clip will give you a candid look into what it really takes behind the scenes.

👉 Don’t miss the full conversation with Shuyi Goh here: https://open.spotify.com/episode/1jXVSg75tl8ajupXy7gars?si=XcDRVMr_QH6KXxk9JfR7MQ

Where to find Shuyi Goh:

Website: https://www.thestrengthsco.com

LinkedIn: https://www.linkedin.com/in/shuyigoh/

Take the Career Fit Scorecard: https://bit.ly/4gjc8aY

🔍 Scale Score™— Free Quick Diagnostic for SMB Founders

Running a business that’s generating revenue but still feels heavier than it should?

Scale Score™ is a free short diagnostic designed for SMB founders to pinpoint where growth is actually getting stuck — across sales, delivery, positioning, and systems.

Most businesses don’t need more tactics or tools.They need clarity on the real constraint before investing time, money, or energy (including things like AI).

If you want a clearer signal on what to fix next — and what to ignore for now — 👉 Take the free Scale Score™: https://bit.ly/3MC4aiE

🎯Find practical tools and resources to guide your journey:

Check out: https://bit.ly/3CTMZRW

📩 Follow us on:

Instagram: https://www.instagram.com/onmyowntermspodcast

Linkedin: https://www.linkedin.com/company/on-my-own-terms-podcast/

Facebook: https://www.facebook.com/OnMyOwnTermsPodcast

Email: johnlimcy@gmail.com

Support my work here: https://buymeacoffee.com/onmyownterms

About the host John Lim:

Born and bred in Singapore, John is a husband, father and a curious business and tech enthusiast. John began his career in banking, co-founded Singapore’s largest indoor laser tag events company, led regional business development for a tech startup, and took a leap into e-commerce just before the Covid pandemic hit. Just when he thought he was crushing it at his dream company, he got laid off in the tech winter. In his journey, he's embraced uncertainty, growth, and reinvention—and he’s on a mission to help others do the same.

#SmallBusiness #BudgetingTips #MoneyMatters #BusinessFinance #MoneyManagement #CareerTransition #OnMyOwnTerms #Finance #budget #Singapore #Solopreneur

💭 We spend our best years chasing promotions, titles, and bonuses… but what happens when we don’t have health and family to enjoy it with?

In this powerful uncut clip, Michael Foo reflects on the hidden cost of work, the fragility of tomorrow, and why gratitude may matter more than success. It’s a perspective many ignore — until it’s too late.

⚡ If you’ve ever felt consumed by your job, questioned the price of hustle culture, or wondered what really matters in the end, this is the clip you need to hear.

👉 Don’t miss the full conversation with Michael Foo here: https://open.spotify.com/episode/4Mg1WbxoYE9bi3Pe7rSoyH?si=6TXyjaQxTlmuZuNE78E0NA

👉 Book your 30-min free no-obligation discovery call with Michael: https://bit.ly/4oYXKZy

👉 Connect with Michael Foo:

Positive Minds: https://positivemindscoaching.com/

LinkedIn: https://www.linkedin.com/in/michaelfoo-mindsetcoach/

Instagram: https://www.instagram.com/michaelfoo.mindsetcoach/

🔍 Scale Score™— Free Quick Diagnostic for SMB Founders

Running a business that’s generating revenue but still feels heavier than it should?

Scale Score™ is a free short diagnostic designed for SMB founders to pinpoint where growth is actually getting stuck — across sales, delivery, positioning, and systems.

Most businesses don’t need more tactics or tools.They need clarity on the real constraint before investing time, money, or energy (including things like AI).

If you want a clearer signal on what to fix next — and what to ignore for now — 👉 Take the free Scale Score™: https://bit.ly/3MC4aiE

🎯Find practical tools and resources to guide your journey:

Check out: https://bit.ly/3CTMZRW

📩 Follow us on:

Instagram: https://www.instagram.com/onmyowntermspodcast

Linkedin: https://www.linkedin.com/company/on-my-own-terms-podcast/

Facebook: https://www.facebook.com/OnMyOwnTermsPodcast

Email: johnlimcy@gmail.com

Support me here: https://buymeacoffee.com/onmyownterms

About the host John Lim:

Born and bred in Singapore, John is a husband, father and a curious business and tech enthusiast. John began his career in banking, co-founded Singapore’s largest indoor laser tag events company, led regional business development for a tech startup, and took a leap into e-commerce just before the Covid pandemic hit. Just when he thought he was crushing it at his dream company, he got laid off in the tech winter. In his journey, he's embraced uncertainty, growth, and reinvention—and he’s on a mission to help others do the same.

#OnMyOwnTerms #health #Gratitude #LifeLessons #CareerTransition #LayoffRecovery #FindingPurpose #CareerChange #Burnout #SingaporePodcast #millennial

In this uncut moment, Michael Foo opens up about two stories that changed the way he looked at life. A colleague whose health collapsed after endless hours of work. A friend who passed away unexpectedly at just 52. Both reminders that our lives can be fragile, our time in this world is limited and life doesn’t wait.

For Michael, this was more than a wake-up call — it was the universe telling him to stop hiding behind titles and start living with purpose.

⚡ If you’ve ever felt trapped in your job, feel lost after a layoff, or wondered if you’re running out of time, this clip will stay with you long after you’ve watched it.

👉 Don’t miss the full conversation with Michael Foo here: https://open.spotify.com/episode/4Mg1WbxoYE9bi3Pe7rSoyH?si=6TXyjaQxTlmuZuNE78E0NA

👉 Book your 30-min free no-obligation discovery call with Michael: https://bit.ly/4oYXKZy

👉 Connect with Michael Foo:

Positive Minds: https://positivemindscoaching.com/

LinkedIn: https://www.linkedin.com/in/michaelfoo-mindsetcoach/

Instagram: https://www.instagram.com/michaelfoo.mindsetcoach/

🔍 Scale Score™— Free Quick Diagnostic for SMB Founders

Running a business that’s generating revenue but still feels heavier than it should?

Scale Score™ is a free short diagnostic designed for SMB founders to pinpoint where growth is actually getting stuck — across sales, delivery, positioning, and systems.

Most businesses don’t need more tactics or tools.They need clarity on the real constraint before investing time, money, or energy (including things like AI).

If you want a clearer signal on what to fix next — and what to ignore for now — 👉 Take the free Scale Score™: https://bit.ly/3MC4aiE

🎯Find practical tools and resources to guide your journey:

Check out: https://bit.ly/3CTMZRW

📩 Follow us on:

Instagram: https://www.instagram.com/onmyowntermspodcast

Linkedin: https://www.linkedin.com/company/on-my-own-terms-podcast/

Facebook: https://www.facebook.com/OnMyOwnTermsPodcast

Email: johnlimcy@gmail.com

Support us here: https://buymeacoffee.com/onmyownterms

About the host John Lim:

Born and bred in Singapore, John is a husband, father and a curious business and tech enthusiast. John began his career in banking, co-founded Singapore’s largest indoor laser tag events company, led regional business development for a tech startup, and took a leap into e-commerce just before the Covid pandemic hit. Just when he thought he was crushing it at his dream company, he got laid off in the tech winter. In his journey, he's embraced uncertainty, growth, and reinvention—and he’s on a mission to help others do the same.

#OnMyOwnTerms #CareerTransition #LayoffRecovery #FindingPurpose #CareerChange #Burnout #SingaporePodcast #millennial #layoff #sg #jobs

What shapes the way our children grow up — systems or culture? 🤔In this uncut conversation, we explore how Singapore’s structured education policies and New Zealand’s cultural mindset create very different childhood experiences. From when kids start school, to how parents and communities support them, this is a fascinating look at how environment shapes values.

Pamela and I also dive into the insights from the book NurtureShock, which challenges traditional parenting wisdom with research-backed truths — from the inverse power of praise to how sleep affects children’s emotional well-being, IQ, and even health. 📚

👉 If you’ve ever wondered how systems and culture influence parenting and education — and what this means for raising the next generation — this clip is for you.🎥 For the full conversation, watch the complete episode of On My Own Terms.

https://youtu.be/WIb7cKcqJ4Q?si=TWTGAuaUbFFZvL_B

🎯 Find practical tools and resources to guide your journey:

Check out: www.johnlimcy.com/podcast

📩 Follow us on:

Instagram: https://www.instagram.com/onmyowntermspodcast

Linkedin: https://www.linkedin.com/company/on-my-own-terms-podcast/

Facebook: https://www.facebook.com/OnMyOwnTermsPodcast

Email: johnlimcy@gmail.com

🔍 Scale Score™— Free Quick Diagnostic for SMB Founders

Running a business that’s generating revenue but still feels heavier than it should?

Scale Score™ is a free short diagnostic designed for SMB founders to pinpoint where growth is actually getting stuck — across sales, delivery, positioning, and systems.

Most businesses don’t need more tactics or tools.They need clarity on the real constraint before investing time, money, or energy (including things like AI).

If you want a clearer signal on what to fix next — and what to ignore for now — 👉 Take the free Scale Score™: https://bit.ly/3MC4aiE

About the host John Lim:

Born and bred in Singapore, John is a husband, father and a curious business and tech enthusiast. John began his career in banking, co-founded Singapore’s largest indoor laser tag events company, led regional business development for a tech startup, and took a leap into e-commerce just before the Covid pandemic hit. Just when he thought he was crushing it at his dream company, he got laid off in the tech winter. In his journey, he's embraced uncertainty, growth, and reinvention—and he’s on a mission to help others do the same.

#OnMyOwnTermsPodcast #Parenting #EducationSystem #SingaporeEducation #NewZealandLife #WorkLifeBalance #MillennialParents #RaisingKidsAbroad #CareerTransition #CareerChange

🎓 How different is raising kids in Singapore compared to abroad? In this conversation, we explore the contrasts between Singapore’s world-renowned education system and what Pamela has experienced raising her children in New Zealand.

From the pressure of early tuition and enrichment classes in Singapore, to the more open and balanced classroom styles in New Zealand, this discussion goes beyond academics — it’s about values, childhood, and the future we’re preparing our kids for. 🌍

We also reflect on a bigger question: can the old systems that shaped us still work in a rapidly changing world? And if change is inevitable, how do we as parents, professionals, and individuals adapt?

👉 If you’ve ever thought about career transitions, moving abroad, or giving your children a different kind of life, this perspective will resonate deeply — and you can catch the full conversation in the episode https://youtu.be/WIb7cKcqJ4Q?si=TWTGAuaUbFFZvL_B

🎯 Find practical tools and resources to guide your journey:

Check out: www.johnlimcy.com/podcast

📩 Follow us on:

Instagram: https://www.instagram.com/onmyowntermspodcast

Linkedin: https://www.linkedin.com/company/on-my-own-terms-podcast/

Facebook: https://www.facebook.com/OnMyOwnTermsPodcast

Email: johnlimcy@gmail.com

🔍 Scale Score™— Free Quick Diagnostic for SMB Founders

Running a business that’s generating revenue but still feels heavier than it should?

Scale Score™ is a free short diagnostic designed for SMB founders to pinpoint where growth is actually getting stuck — across sales, delivery, positioning, and systems.

Most businesses don’t need more tactics or tools.They need clarity on the real constraint before investing time, money, or energy (including things like AI).

If you want a clearer signal on what to fix next — and what to ignore for now — 👉 Take the free Scale Score™: https://bit.ly/3MC4aiE

About the host John Lim:

Born and bred in Singapore, John is a husband, father and a curious business and tech enthusiast. John began his career in banking, co-founded Singapore’s largest indoor laser tag events company, led regional business development for a tech startup, and took a leap into e-commerce just before the Covid pandemic hit. Just when he thought he was crushing it at his dream company, he got laid off in the tech winter. In his journey, he's embraced uncertainty, growth, and reinvention—and he’s on a mission to help others do the same.

#OnMyOwnTermsPodcast #SingaporeEducation #ParentingAbroad #CareerChange #MillennialParents #RaisingKids #WorkLifeBalance #MovingAbroad #Education #Millennials #Transition #Singapore #newzealand

Meet Kriang Khanijomdi — a Shopify veteran turned startup founder and the creator of PuppetVendors, a multi-vendor marketplace used by e-commerce brands worldwide.

In this episode of On My Own Terms, host John Lim explores Kriang’s journey from big tech to entrepreneurship — the pressure of being the “last line of defense,” taking risks in your 30s, and the mindset shifts needed to build beyond your comfort zone.

💬 In this episode, we talk about:

👉 Why solving a problem you personally experienced is the strongest foundation for a startup

👉 The biggest mindset shift from being a corporate employee to becoming a founder

👉 How AI is reshaping the future of e-commerce, small business, and product development

👉 Why conviction matters more than timing, and how to stay in the game long enough to see results

👉 The hidden skills from corporate life that become superpowers in entrepreneurship

👉 How to manage time, reflect daily, and build momentum without burning out

👉 What “living life on your own terms” means after transitioning out of big tech

—-----------------------------

Chapters:

00:00 Why People Quit Too Early

02:02 Introduction

02:33 Who is Kriang Khanijomdi

04:47 What Shopify Taught Him About Winning

19:56 A 10-Year Problem Became His Business

33:11 Why He Says NO to Customers (On Purpose)

33:54 How He Levels Up

36:18 The Toughest Part of Building

42:31 What AI Can Do (And What It Still Can’t)

53:51 When You Become the Last Line of Defense

—-----------------------------

Where to find Kriang:

LinkedIn: https://bit.ly/4rONvs4

PuppetVendors: https://bit.ly/4acW4qB

🔍 Scale Score™— Free Quick Diagnostic for SMB FoundersRunning a business that’s generating revenue but still feels heavier than it should?

Scale Score™ is a free short diagnostic designed for SMB founders to pinpoint where growth is actually getting stuck — across sales, delivery, positioning, and systems.

Most businesses don’t need more tactics or tools. They need clarity on the real constraint before investing time, money, or energy (including things like AI).If you want a clearer signal on what to fix next — and what to ignore for now —

👉 Take the free Scale Score™: https://bit.ly/3MC4aiE

🎯Find practical tools and resources to guide your journey:

Check out: https://bit.ly/3CTMZRW

📩 Follow us on:

Instagram: https://www.instagram.com/onmyowntermspodcast

Linkedin: https://www.linkedin.com/company/on-my-own-terms-podcast/

Facebook: https://www.facebook.com/OnMyOwnTermsPodcast

Spotify: https://open.spotify.com/show/4UoZFflZDdk03KfafgTwQg

Email: johnlimcy@gmail.com

Support the podcast here: https://buymeacoffee.com/onmyownterms

📌 References, Recommendations & Resources:

✅Shopify — Where Kriang learned shipping intensity and product execution. Start your Shopify free trial here 🔗 https://bit.ly/48tXjQL

✅Puppet Vendors — Shopify app that helps Shopify store owners convert their store into a full-fledge Multi-Vendor marketplace. Drop-shippers, marketplaces, and consignment businesses also commonly use the app to help better manage their sales, commissions, and payout reporting with 3rd party vendors. Click link for 14-day Free trial: 🔗https://bit.ly/4oJTHz2

✅ AI as an Enabler — How Kriang uses AI to speed up execution and decisions. 🔗 https://bit.ly/44h6JMU

✅Calendly - Free online appointment scheduling software 🔗https://bit.ly/4pVGt31

✅Cursor - AI-powered code editor 🔗https://bit.ly/4aFY0YA

✅Notion - AI-powered workspace 🔗https://bit.ly/4rTurJu

✅Daily Reflection Habit — Kriang’s method to improve faster, every day. 🔗 https://bit.ly/4oIMfny (general resource for habit building)

✅ Entrepreneurship Resources — Guides that shaped his approach to building and validating ideas. 🔗https://bit.ly/4aE9awX

[Mindset, Startup, AI, Millennials]

#EntrepreneurshipJourney#StartupFounder #CareerTransition #TechEntrepreneur #EcommerceBusiness #AIinBusiness #OnMyOwnTermsPodcast