In this Part 2 of "Fintech Revolution", we discuss the future of fintech and explore the exciting journey of the emergence of fintech in India while evaluating the common fintech challenges. This podcast also dives into the latest trends, challenges, and opportunities in the fintech sector in 2023. You also get to discover how they navigate the fintech regulations and the critical role of regulatory frameworks in understanding the impact of regulations on the fintech sector. Gain insights into the increasing demand for fintech solutions and services and the dynamics of the fintech funding cycle. Our speakers also decode the importance of KYC in fintech and the compliance challenges that come with KYC norms for fintech. You will learn about the transition of FinTechs into the lending space along with the associated risks and analyze the factors driving fintech growth. Our experts also explain how India's credit to GDP ratio is still 52%, compared to nearly 100% in advanced economies & the staggering $8.4 billion in funding in 2021 in the FinTech sector. Subscribe to our channel for more videos on the latest trends and developments in fintech! Speakers: Sameer Shetty - Head Digital Banking & Transformation, Axis Bank Subrat Mohanty - Executive Director of Banking Operations & Transformation at Axis Bank Open Dialogue: The aim of Open Dialogue by Axis Bank is to bring to the fore nuanced and insightful discussions on macroeconomics and market-oriented subjects. Recommended videos: ▶️ Fintech Revolution - Trends; Types; AI in Fintech; Sameer Shetty, Subrat Mohanty; Open Dialogue: https://youtu.be/gbgoAzvD2TI?si=wp5_oDvnUiakl6x4 ▶️ Central Bank Functions, Importance & Regulations | Sameer Shetty & Neeraj Gambhir | Open Dialogue: https://youtu.be/r389nObKVrg?si=tcuXUCXxIVzKakux ▶️ 350Yrs Old History of Central Banks Origin | Sameer Shetty & Neeraj Gambhir | Open Dialogue: https://youtu.be/bm3PtFu7Xsg?si=V3gn0nMsa3j0Lmv5 ▶️ How do banks work - Part 3: https://www.youtube.com/watch?v=tUKHh7M7g1M&t=30s SUBSCRIBE TO US -► https://www.youtube.com/@AxisOpenDialogue Download Axis Bank App: https://play.google.com/store/apps/details?id=com.axis.mobile&pcampaignid=web_share For more informative videos and discussion on important topics related to Banking, finance & economics: Linked in - https://www.linkedin.com/company/axis-bank/ Instagram - https://www.instagram.com/axis_bank Facebook - https://www.facebook.com/axisbank Twitter - https://x.com/AxisBank #futureoffintech #fintechrevolution #fintech #fintechfinance #fintechinnovation #kycnormsforfintech #kycinfintech #fintechfundingcycle #fintechandlending #fintechgrowth #axisbank #axisbankpodcast #opendialogue #axisbankopendialogue #finance #financetips #financialfreedom #kyc #startup #startupindia Copyright: ©Axis Bank Limited [2024]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner. STATUTORY DISCLAIMER: By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST

Future of Fintechs: What lies ahead? Tune in to the latest episode of the Open Dialogue podcast. This episode dives into the fintech universe, exploring its evolution and disruptive innovations where our experts discuss different types of fintech, their business economics. This podcast further explores the challenges in Fintech, the regulatory landscape shaping its evolution and the ongoing Fintech revolution. Our speakers will be seen discussing the emergence of neo-banks and the utilization of cutting-edge technologies like Artificial Intelligence and blockchain in Fintech. We also discuss crucial events like the decline in fintech funding by 73% in 2023 vs 2021 resulting in a downfall of fintech’s valuation. Subscribe & join us in navigating this dynamic landscape as Fintech is 'The Future'! Speakers: Sameer Shetty - Head Digital Banking & Transformation, Axis Bank Subrat Mohanty - Executive Director of Banking Operations & Transformation at Axis Bank Open Dialogue: The aim of Open Dialogue by Axis Bank is to bring to the fore nuanced and insightful discussions on macroeconomics and market-oriented subjects. Recommended Videos: ▶️ Central Bank Functions, Importance & Regulations | Sameer Shetty & Neeraj Gambhir | Open Dialogue: https://youtu.be/r389nObKVrg?si=tcuXUCXxIVzKakux ▶️ 350Yrs Old History of Central Banks Origin | Sameer Shetty & Neeraj Gambhir | Open Dialogue: https://youtu.be/bm3PtFu7Xsg?si=V3gn0nMsa3j0Lmv5 ▶️ How do banks work - Part 3: https://www.youtube.com/watch?v=tUKHh7M7g1M&t=30s ▶️ How do banks work – Part 1: https://youtu.be/CBo_S0EtzRA?si=63deaol2QoHyJa4L SUBSCRIBE TO US -► https://www.youtube.com/@AxisOpenDialogue Download Axis Bank App: https://play.google.com/store/apps/details?id=com.axis.mobile&pcampaignid=web_share For more informative videos and discussion on important topics related to Banking, finance & economics: LinkedIn - https://www.linkedin.com/company/axis-bank/ Instagram - https://www.instagram.com/axis_bank Facebook - https://www.facebook.com/axisbank Twitter - https://x.com/AxisBank #aiinfintech, #blockchaininfintech, #fintechindustryoverview, #typesoffintechs, #evolutionoffintech, #fintechisthefuture, #futureoffintech, #fintechtrends, #challengesinfintech, #fintechchallenges, #fintechregulations, #fintechrevolution, #machinelearninginfintech, #fintechprofitability, #fintechvaluations #axisopendialoguepodcast Copyright: ©Axis Bank Limited [2024]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner. STATUTORY DISCLAIMER: By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

Introducing our latest episode of the Open Dialogue podcast on ‘Central Banks: Guardians of the Economy’. In this episode, our speakers explore the fundamental question: what is central bank and its role in modern economies? They explore the origins and functions of central banks, tracing the history of central banks from their inception to their current role. You will gain insights into how central banks utilise monetary policy rates and unconventional approaches like quantitative tightening and quantitative easing as a tool to manage inflation and promote sustainable economic growth. Tune in now to understand the role and responsibilities of central banks! Speakers: - Sameer Shetty - President & Head, Digital Business & Transformation, Axis Bank - Neeraj Gambhir - Group Executive, Treasury, Markets & Wholesale Banking Products – Axis Bank Open Dialogue: The aim of Open Dialogue by Axis Bank is to bring to the fore nuanced and insightful discussions on macroeconomics and market-oriented subjects. #centralbanks #whatiscentralbank #centralbankinterestrates #quantitativetightening #whatarecentralbank #roleofcentralbank #responsibilitiesofcentralbank #historyofcentralbanking #centralbankinganditsfunctions #quantitativeeasing #centralbankmonetarypolicy Copyright: ©Axis Bank Limited [2024]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner. STATUTORY DISCLAIMER: By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST

Presenting Part 3 of our Open Dialogue podcast on 'How do Banks Work'. In this final episode, we shift our focus to the importance of risk management in the banking system. Our speakers explore various types of risks banks face and discuss interesting case studies on past banking crises, highlighting key lessons learned from a risk management perspective. Don't miss out on valuable insights into the ever-changing landscape of banking! Speakers: - Sameer Shetty - President & Head, Digital Business & Transformation, Axis Bank - Neeraj Gambhir - Group Executive, Treasury, Markets & Wholesale Banking Products – Axis Bank Open Dialogue: The aim of Open Dialogue by Axis Bank is to bring to the fore nuanced and insightful discussions on macroeconomics and market-oriented subjects. #banking #bankinggyankendra #bankingexams #banking101tips #bankingwallah #bankingexamspreparation #bankingeasy #bankingnews #bankingawareness #bankingawarenesspiyushsir #bankingawareness2022 #bankingjobs #bankingjob #bankingpreparation #bankingknowledge #banking_ #bankingexam Copyright: ©Axis Bank Limited [2023]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner. STATUTORY DISCLAIMER: By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST

Presenting Part 2 of our Open Dialogue podcast on ‘How Banks Work’, which explores banks' assets – loans and investments. Our speakers dissect fixed and floating-rate loans, elucidating how monetary policy rates shape banks' lending and deposit rates. Learn about fractional reserve requirements (CRR, SLR, LCR) and how banks manage their investments and interest rate risks. Discover the essence of Net Interest Income (NII) and how banks make money. Tune in for invaluable insights into the dynamic world of banking! Speakers: - Sameer Shetty - President & Head, Digital Business & Transformation, Axis Bank - Neeraj Gambhir - Group Executive, Treasury, Markets & Wholesale Banking Products – Axis Bank Open Dialogue: The aim of Open Dialogue by Axis Bank is to bring to the fore nuanced and insightful discussions on macroeconomics and market-oriented subjects. #banking #bankinggyankendra #bankingexams #banking101tips #bankingwallah #bankingexamspreparation #bankingeasy #bankingnews #bankingawareness #bankingawarenesspiyushsir #bankingawareness2022 #bankingjobs #bankingjob #bankingpreparation #bankingknowledge #banking_ #bankingexam Copyright: ©Axis Bank Limited [2023]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner. STATUTORY DISCLAIMER: By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST

Presenting the latest episode of the Open Dialogue podcast: ‘How do Banks work’. In this engaging discussion, our speakers delve deep into the inner workings of the banking world. The conversation starts with historical anecdotes and is followed by insights into how banks create money, the assets and liabilities of the banking business, and how they derive value from the law of large numbers. Our speakers also explore the tools used by central banks to regulate banks. Furthermore, they extensively discuss the key risks banks face, the significance of CASA as a funding source, and why money always stays in the banking system. Speakers: - Sameer Shetty - President & Head, Digital Business & Transformation, Axis Bank - Neeraj Gambhir - Group Executive, Treasury, Markets & Wholesale Banking Products – Axis Bank Open Dialogue: The aim of Open Dialogue by Axis Bank is to bring to the fore nuanced and insightful discussions on macroeconomics and market-oriented subjects. #banking #bankinggyankendra #bankingexams #banking preparation #banking101tips #bankingwallah #bankingexamspreparation #bankingeasy #bankingnews #bankingawareness #bankingawarenesspiyushsir #bankingawareness2022 #bankingjobs #bankingjob #bankingpreparation #bankingknowledge #banking_ #bankingexam Copyright: ©Axis Bank Limited [2023]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner. STATUTORY DISCLAIMER: By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST

Presenting the second part of the episode on 'The Debt Dilemma,' where the focus shifts to a detailed examination of the current global debt landscape. This episode specifically explores mounting debt issues concerning major global players such as the US and China, analysing the underlying causes. The speakers also provide insights into debt sustainability and corrective measures, citing examples from Greece and Sri Lanka. The discussion expands further to include an assessment of India's debt status, highlighting the reasons for its healthy fiscal position. Speakers: Sameer Shetty – President & Head, Digital Business & Transformation, Axis Bank Neelkanth Mishra - Chief Economist, Axis Bank & Head of Global Research, Axis Capital Open Dialogue: The aim of Open Dialogue by Axis Bank is to bring to the fore nuanced and insightful discussions on macroeconomics and market-oriented subjects. #debtmustbepaid #debt #debtmutualfund #debtfree #debtfreejourney #debtconsolidation #debtech #debtfreecommunity #debttrap #debtbox #debtfreelifestyle #debtfreediwali #debtfreestocks #debtfreedom Copyright: ©Axis Bank Limited [2023]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner. STATUTORY DISCLAIMER: By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST

Presenting the latest episode of the Open Dialogue podcast, where we navigate the intricate dynamics of debt. In this podcast, our speakers explore the origins and evolution of debt, examining its role as a catalyst for a country's growth and underscoring the importance of managing it sustainably to avert potential financial crises. The discussion extends to India's sovereign debt profile, offering insights on both central and state government finances, and covers topical subjects like the old vs new pension scheme and a lot more. Speakers: Sameer Shetty – President & Head, Digital Business & Transformation, Axis Bank Neelkanth Mishra - Chief Economist, Axis Bank & Head of Global Research, Axis Capital Open Dialogue: The aim of Open Dialogue by Axis Bank is to bring to the fore nuanced and insightful discussions on macroeconomics and market-oriented subjects. #debtmustbepaid #debt #debtmutualfund #debtfree #debtfreejourney #debtconsolidation #debtech #debtfreecommunity #debttrap #debtbox #debtfreelifestyle #debtfreediwali #debtfreestocks #debtfreedom Copyright: ©Axis Bank Limited [2023]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner. STATUTORY DISCLAIMER: By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST