Episodes

  • 088 - Ever dreamt of quitting your job and traveling the world? - Jaspreet Baveja
    Oct 1 2024
    From Engineering to Passive Income: A Real Estate Journey with Jaspreet Bhaveja Join us for an inspiring episode of Passive Income Adventures as we sit down with Jaspreet Bhaveja to discuss his incredible journey from India to achieving financial freedom through real estate and private lending. Jaspreet shares his experiences, from discovering his dislike for engineering to transitioning into a successful career in tech and later into real estate investment. He provides invaluable insights on coping with stress, making calculated investment decisions, and balancing work with an adventurous family lifestyle. Learn about his approach to private lending, the importance of being comfortable in your own skin, and how he continually finds ways to give back to the investor community. Whether you're new to real estate or a seasoned investor, this episode is packed with wisdom and actionable advice. Bio: Jaspreet (Jus-Preet) Baveja (Buh-way-Jah) is the CEO of JGB LLC, where he is helping others achieve the dream of Passive Income through Private Lending since quitting his job in Healthcare after 8+ years! He has built a business that lets him follow his passions of travel and spending time with his family, while generating income from anywhere, on his time and on his terms (literally)! He is well experienced in Private Money Lending, Fix & Flips across multiple states, and investing through various platforms into Equity based, Cashflow producing syndications across different asset classes! He has also now been a GP/Fund Manager through Fair Winds Capital Investments in multiple multi-million dollar acquisitions across TX, FL, VA & even MD! Multifamily, Self Storage, Boutique Historic, Office, Warehouse and of course Single Family / Duplex investing. Connect: https://www.linkedin.com/in/jbaveja https://jgbllcre.com Connect with Emma: https://investwithemma.com https://highrise.group https://partnerwithrise.com/emma 00:00 Introduction and Personal Philosophy 00:08 Meet Jaspreet Bhaveja 01:13 Jaspreet's Journey: From India to the USA 02:00 Career Shifts and Real Estate Ventures 04:15 The Leap to Financial Freedom 05:56 Balancing Passive Income and Family Life 09:59 Challenges and Adjustments in Financial Freedom 20:06 Community Involvement and Giving Back 24:50 Mindset and Lifestyle Choices 29:33 Mindset and Financial Safety Nets 30:14 Investing and Budgeting Strategies 31:09 Family Financial Decisions 32:37 Living with Financial Priorities 35:09 Cultural Expectations and Personal Choices 38:59 Private Lending Insights 40:45 Getting Started with Private Lending 42:37 Building a Private Lending Business 47:00 Legal and Practical Considerations 52:34 Connecting and Learning from Experts 55:22 Conclusion and Final Thoughts
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    56 mins
  • 087 - You Don't Lack for Resources - Anthony Vicino
    Sep 24 2024

    From Rock Bottom to Real Estate Mogul: Anthony Vecino's Journey In this episode of Passive Income Adventures, we welcome Anthony Vecino to explore his inspiring journey from living in a van with $80,000 in debt to becoming a successful entrepreneur and real estate investor. We dive deep into Anthony's early struggles with severe ADHD, his breakthrough moment in business, and his innovative mindset shift towards leveraging resources. Anthony discusses his unique approach to passive income, the importance of investing in personal development and balancing tactical and strategic roles in entrepreneurship. Tune in to learn actionable insights on maximizing earning potential, leveraging investments, and achieving financial security.

    Bio:

    In 2020, Vicino founded Beyond the Apex Media which produces educational content for scaling entrepreneurs that has been viewed 100M+ times. Anthony is a former professional rock climber, avid chess player, and lover of tennis whose proudest accomplishment is simply the fact that he turned his ADHD into a superpower.


    Connect:

    https://www.linkedin.com/in/anthonyvicino

    http://anthonyvicino.com/

    http://beyondtheapex.com/hyperfocus

    http://www.youtube.com/anthonyvicino


    Connect with Emma:

    https://investwithemma.com

    https://riseclubcapital.com

    https://partnerwithrise.com

    00:00 Introduction and Guest Welcome 01:02 Anthony Vecino's Early Struggles and Turning Point 02:35 Starting a Business from Rock Bottom 03:52 Discovering Real Estate Investment 12:25 The Role of Mentorship and Coaching 17:29 Investing in Personal Development 28:13 The Cost of Missed Opportunity 30:25 Balancing Operations and Investor Relations 31:42 Building the Machine That Builds the Machine 36:41 Compartmentalizing Tasks for Success 39:16 The Journey to Leveraged Income 43:37 The Reality of Passive Income 50:47 Sales as a Service 52:52 Conclusion and Contact Information

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    56 mins
  • 086 - World of Opportunities Here are Tremendous - Vessi Kapoulian
    Sep 17 2024

    Transforming Challenges into Passive Income: The Inspiring Journey of Vessi Kapulian Join us on Passive Income Adventures as we sit down with Vessi Kapulian, an investor who turned her adversity into financial freedom. Vessi shares her powerful story of moving from Bulgaria to the U.S., climbing and then stepping off the corporate ladder, and finding security through aggressive investing, mainly in real estate. Learn the essentials of building passive income, evaluating investments, and setting clear financial goals. Whether you aim for early retirement or just more financial stability, this episode offers valuable insights and practical advice. Tune in to discover how Vessi turned obstacles into opportunities and how you can do the same.


    Bio:

    Vessi Kapoulian is the Founder of Dream Believe Achieve Capital Group, a real estate investment firm based in Los Angeles, CA.

    Vessi grew up in Bulgaria behind the Iron Curtain. Growing up it was her dream to see the world behind The Wall. Not coming from a family of means, she leveraged her academic skills to earn a full scholarship and make her dream of studying in the US a reality. Initially, Vessi took the traditional path of going to school, getting a job and focusing on climbing

    the corporate ladder of success. A few events of adversity led to her discover that she had been climbing the wrong ladder. That is when the seed of real estate investing germinated and became her passion.

    Now Vessi helps other high achieving professionals who are tired of trading time for money and working 60+ hours a week create passive income streams to reach their goal of leaving a legacy for their families, diversifying their investments from the stock market, and achieving tax efficiencies.

    Vessi’s professional background includes many years of commercial lending and business management experience. Her commercial lending experience has served her well in developing a conservative and analytical approach in assessing risk and investing prudently in real estate in order to maximize returns. Her business experience has helped develop a solutions-oriented and execution-focused approach, which has served well in managing her portfolio.

    Today Vessi manages a portfolio of investor real estate properties in Georgia, Tennessee, and Florida (~$50MM AUM). She is also passively invested in a few deals as a passive investor.

    Vessi is active in various real estate professional networks and a frequent speaker at meet ups and podcasts.

    Vessi’s mission is to help other high achieving professionals secure their own financial freedom and create more optionality in their lives.

    Vessi has earned a Bachelor degree from the University of Arkansas and an MBA from Northwestern University.


    Connect:

    https://dbacapitalgroup.com


    Connect with Emma:

    https://investwithemma.com

    https://riseclubcapital.com

    https://partnerwithrise.com 00:00 Introduction to Passive Income Adventures 00:13 Meet Vessi Kapulian: From Immigrant to Investor 01:33 Vessi's Early Life in Bulgaria 02:37 The Journey to the United States 02:53 Climbing the Corporate Ladder 03:32 Realizing the Need for Change 04:47 First Steps into Real Estate 05:24 Investing Out of State 06:02 Scaling Up to Multifamily Investments 06:16 Personal Stories and Cultural Connections 07:35 Support from Family and the Decision to Stay 09:30 Navigating the Challenges of Early Investment 12:32 Building a Career in Commercial Lending 13:56 Transitioning from Residential to Commercial Real Estate 17:10 Evaluating Investment Opportunities 22:48 Aligning Investments with Personal Goals 29:48 Bridging the Cashflow Gap for Early Retirement 33:05 Exploring Beyond Passive Investments 33:56 Navigating Investment Risks and Family Decisions 35:33 Personal Experiences with Job Loss 36:54 The Reality of Passive Income 40:21 The Importance of Diversification 43:05 Planning for Long-Term Financial Security 49:29 Empowering Investors Through Education 57:03 Final Thoughts and Contact Information

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    1 hr and 1 min
  • 085 - The Universe is Testing You - Lais Keese
    Sep 10 2024

    From Corporate Stresses to Passive Income Success: Lais Kees' Real Estate Journey In this episode of Passive Income Adventures, host interviews Lais Kees, who shares her journey from her early days in Brazil to becoming a successful real estate investor and eventually leaving her corporate job. They discuss how Lais first got into real estate, the challenges she faced, and her transition to raising capital full-time. The conversation also covers practical aspects of managing finances after quitting a high-paying job, the importance of being intentional with expenses, and Lais' story of overcoming a difficult boss to follow her true passions. If you're interested in real estate investing, achieving passive income, or transitioning out of corporate life, this episode provides invaluable insights and practical advice.

    Bio: Lais Keese is a highly accomplished individual who has carved out a successful career in finance and commercial real estate investment. With a strong educational background and a wealth of experience, Lais has proven herself to be a formidable force in the corporate world.


    Lais pursued her passion for finance and graduated with a degree in the field. Armed with a solid understanding of financial principles and a keen analytical mind, she embarked on her professional journey in the world of large corporations. Throughout her career, Lais demonstrated exceptional skill in managing complex financial portfolios, navigating intricate market dynamics, and maximizing profitability for the organizations she worked with. Her dedication, attention to detail, and ability to make informed decisions propelled her to excel in her role, gaining recognition and respect from colleagues and superiors alike.


    While enjoying a thriving career in finance, Lais also recognized the immense potential in the realm of real estate investment. Drawing upon her financial acumen and expertise, she expanded her horizons and delved into the world of commercial real estate. With a strategic approach, she carefully identified lucrative investment opportunities, conducted thorough market research, and executed successful transactions that yielded impressive returns.


    Beyond her professional accomplishments, Lais is also a devoted mother of two children. While balancing the demands of her career, she has always prioritized her family and played an active role in her children's lives. Her commitment to raising well-rounded individuals, instilling strong values, and providing a nurturing environment is a testament to her dedication and love for her family.


    As Lais Keese continues to thrive in her corporate and real estate endeavors, she remains passionate about pushing boundaries, seeking new challenges, and exploring innovative ways to create wealth and make a positive impact in the industry. Her unwavering drive, coupled with her unwavering dedication, positions her as a remarkable figure in both the finance and commercial real estate sectors.


    Contact:

    https://partnerwithrise.com


    Connect with Emma:

    https://investwithemma.com

    https://riseclubcapital.com

    https://highrise.group

    00:00 Introduction to Passive Income Adventures 00:12 Meeting Lais Kees: A Journey Begins 02:39 The Past: Lais' Background and Early Career 06:32 Real Estate Ventures and Challenges 09:17 Corporate America and Real Estate Balance 12:22 Transitioning Out of Corporate America 23:49 The Final Straw: Leaving Corporate America 34:36 Practical Day-to-Day Aspects of Financial Management 35:01 Faith and Personal Values in Career Decisions 35:44 Supportive Spouse and Financial Adjustments 37:03 Managing Expenses and Investments 39:01 Health Insurance and Financial Safety Nets 40:56 Intentional Living and Budgeting 44:06 Balancing Career and Personal Goals 52:41 Raising Capital and Investment Strategies 01:00:24 Conclusion and Final Thoughts

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    1 hr and 4 mins
  • 084 - Breaking Barriers in Real Estate - Leka Debatha
    Sep 3 2024

    Unlocking Real Estate Success: Insights from Lekha Debatha Join us for another episode of Passive Income Adventures, where Emma hosts real estate investor Lekha Debatha. Discover Lekha's journey from a discontented corporate employee to a successful real estate investor who has flipped over 100 homes in the Seattle area. Learn how she leveraged social media, built investor relationships, and navigated the challenges of a costly market. This episode is packed with actionable advice for Gen Z listeners, potential investors, and anyone interested in real estate. Tune in to hear about scalable strategies, the importance of networking, and much more! Bio: Leka is a real estate developer and broker based in Seattle, WA. She is the President of Rehabit Homes, Inc. a company focused on residential redevelopment. She has spearheaded hundreds of transactions, developing over $50M in real estate. Leka brings 8 years of experience in construction management and redesign. Leka has been featured on numerous podcasts and other media including Business Insider and BiggerPockets. She is a chapter contributor in the recently published book ‘The Only Woman in The Room’. In an effort to give back to the community, she hosts a popular virtual networking mixer, ‘Real Estate At Work’ featuring prominent speakers from the industry. Leka moved to the U.S. from India 14 years ago. Prior to investing in real estate, Leka worked at Nordstrom Corporate in merchandise strategy and financial planning. Connect: https://rehabithomes.com Connect with Emma: https://investwithemma.com https://riseclubcapital.com https://partnerwithrise.com https://highrise.group 00:00 Introduction and Guest Welcome 01:29 Lekha's Journey into Real Estate 03:37 Scaling and Creative Financing 06:39 Building Investor Relationships 09:37 Advice for Gen Z and New Investors 15:52 Social Media and Authenticity 21:45 Investing in Seattle's Real Estate Market 28:52 Future Plans and Conclusion

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    32 mins
  • 083 - What if you’re leaving thousands on the table - Andy Gurczak
    Aug 27 2024

    The Passive Income Journey: Insights and Inspiration from Insurance Expert Andy Gerchak Join Emma Powell in an enlightening episode as she converses with seasoned insurance adjuster Andy Gerchak, who brings over 15 years of industry experience to the table. Andy, renowned for his commitment to policyholders, shares his deep knowledge on navigating insurance complexities and protecting real estate investments to enhance your passive income strategy. Delve into Andy's inspiring journey from modest beginnings to building a thriving business, his relentless drive, and his philosophy of pushing boundaries. This episode is packed with valuable insights on securing proper coverage, the role of public adjusters, and fostering meaningful connections in business. Whether you are an investor or an entrepreneur, this conversation promises to leave you motivated and better equipped for your financial adventures.


    BIO: Andy Gurczak is the Founder of AllCity Adjusting, a licensed public adjusting firm with a focus on making sure their clients get what they truly deserve from their insurance claims. Over the last decade, Andy has not only protected thousands of people from being defrauded, but he has also helped them receive more money than what their insurance initially offered. Andy grew up with the family motto, “if you’re going to do something, do it right, or don’t do it at all” - a sentiment he now carries into his business.


    Connect:

    https://allcityadjusting.com 00:00 Introduction to Passive Income Adventures 00:45 The Importance of Insurance in Real Estate 01:51 Andy Gerchak's Journey into Insurance 06:07 Understanding the Role of a Public Adjuster 08:07 Navigating the Claims Process 24:30 Challenges in the Insurance Industry 33:58 Hurricane Harvey Renovation Opportunity 34:52 The Importance of a Good Public Adjuster 36:09 Flood Zone Insurance Nightmare 38:27 Personal Experiences with Insurance Claims 41:14 Leveraging Industry Knowledge for Real Estate 43:00 Networking and Finding Deals 44:06 The Value of Public Adjusters 54:26 Future Goals and Retirement Plans 59:43 Final Thoughts and Contact Information

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    1 hr and 8 mins
  • 082 - Leveraging Credit Unions - Mark Ritter
    Aug 20 2024

    Unlocking Passive Income Adventures with Credit Unions - Featuring Mark Ritter Welcome back investors! In this episode of Passive Income Adventures, we dive into the world of real estate lending with special guest Mark Ritter, CEO of Member Business Financial Services (MBFS). Mark shares his journey from growing up in Pennsylvania's coal regions to leading one of the top credit union service organizations in the country. Learn how to leverage credit unions for business and real estate financing, understand the benefits of using other people's money, and hear valuable tips on avoiding common pitfalls in real estate investments. Mark also discusses the importance of lifestyle goals over mere financial goals, the advantages and disadvantages of credit unions and bank loans, and the evolving landscape of tech tools in the credit union sector. If you're an investor, entrepreneur, or someone looking to improve your financial literacy, this episode is packed with insights you won't want to miss! Bio: Mark Ritter is the CEO of MBFS and brings an extensive background in credit union business lending to the organization after joining the organization in 2012. Mark was the founder of Members 1st FCU's credit union business lending program that grew to be one of the top ten in the nation in number of loans and balances outstanding for federal credit unions. In addition, Mark developed a participation program that grew to one of the top buyers and sellers of credit union business loans in the eastern United States. He has done extensive work with branch retail staff, business lending operational and sales staff, and credit unions throughout the Mid-Atlantic States to educate and train them on the merits of member business lending. His primary role at MBFS is leading the day-to-day operations of the organization and consulting with credit unions on planning the delivery of business services to their membership. Mark is a native of Berwick, PA and a graduate of Penn State University. Connect: https://mbfs.org https://linkedin.com/in/markrittermbfs Connect with Emma: https://investwithemma.com https://riseclubcapital.com https://partnerwithrise.com 00:00 Introduction to Passive Income Adventures 00:14 Meet Mark Ritter: Real Estate Lender 01:43 Mark's Journey in Financial Services 04:54 The Role of Credit Unions in Real Estate 06:33 Mark's Lifestyle Shift and Remote Work 08:06 Challenges and Realities of Real Estate Investing 11:54 Understanding Credit Union Lending 14:40 Personal Experiences with Credit Unions 17:24 Credit Unions vs. Traditional Banks 24:22 Leveraging Credit Unions for Real Estate Investments 34:50 Understanding Unsecured Lines of Credit 35:01 The Misconceptions of Hard Money Lending 35:47 Credit Unions vs. Hard Money Lenders 37:19 The Role of National Hard Money Lenders 38:40 Challenges with Credit Unions and National Banks 39:52 User Experience in Online and In-Person Banking 42:22 The Evolution of Credit Union Technology 44:34 The Importance of Loan Brokers 45:21 Credit Unions and Small Business Lending 47:28 Navigating Commercial Lending 50:45 The Impact of Liquidity on Lending 58:32 Community Development and Personal Goals 01:03:32 Networking and Finding the Right Resources 01:05:05 Conclusion and Contact Information


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    1 hr and 6 mins
  • 081 - No WAY I am NOT Doing That - Jarod Alexander
    Aug 13 2024

    Mastering Capital Raising and Passive Income Strategies with Jared Alexander In this episode of Passive Income Adventures, host Emma chats with Jared Alexander about capital raising and the journey to leveraging other people's money for real estate investments. Jared shares his personal story of transition from single-family homes to multifamily investments, the challenges faced, and the pivotal moments that shaped his career. They dive into the importance of trust and due diligence in choosing the right deals and partners, the impact of the current economic climate on commercial real estate, and effective strategies for educating and qualifying investors. Jared also highlights the significance of mindset and perseverance in achieving financial freedom and long-term success. Tune in to learn valuable insights on creating passive income and building generational wealth through smart real estate investments.

    Bio:

    Jarod Alexander is the founder of Optimal Equity Group which was formed to help educate investors on how to achieve strong returns by investing in real estate. Jarod’s responsibilities is to bring vetted opportunities to investors offered by experienced real estate firms with a proven track record.

    Jarod is a family man who is happily married with 2 amazing kids currently living in Phoenix, AZ. He is sales professional who has won numerous awards for his salesmanship and is known for his dedication to customer satisfaction. Jarod is passionate about helping others achieve their financial goals and believes that real estate is one of the best ways to do so. His mission is to help people reach their full potential and live life to the fullest.


    Connect:

    https://optimalequitygroup.com

    https://www.linkedin.com/in/jarod-alexander-6383a0120


    Connect with Emma:

    https://investwithemma.com

    https://riseclubcapital.com

    https://partnerwithrise.com

    00:00 Introduction to Passive Income Adventures 00:19 Meet Jared Alexander: From Phoenix to Real Estate 00:58 The Journey from Single Family to Multifamily 02:18 Discovering Syndications and Capital Raising 04:20 The Reality of Passive Income 05:48 The Importance of Due Diligence 06:10 Personal Motivations and Family Goals 08:23 The Shift to Multifamily Investments 10:34 Understanding Investor Goals 12:40 The Impact of Rich Dad Poor Dad 21:05 The Challenges of Raising Capital 28:00 Navigating the Current Real Estate Market 29:46 Navigating Real Estate Market Challenges 30:37 Importance of Communication with Operators 31:05 Reflecting on Investment Decisions 31:25 Understanding Market Trends and Expert Opinions 31:43 Long-Term Wealth Building Strategies 32:16 Challenges of Stock Market Investments 32:48 Diversification and Risk Management 33:55 Current Market Opportunities and Risks 34:40 Educating Investors on Real Estate 41:40 Simplifying Real Estate Investments 44:17 Sales Strategies and Building Trust 58:07 Conclusion and Networking Opportunities

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    59 mins