Farmers are having a tough time of it. Tariffs are driving up costs, and trade wars are driving down crop prices. North Dakota Agriculture Commissioner Doug Goehring talked about those things on this episode of Plain Talk, but he also pointed out another problem. Labor shortages, which not only leave positions unfilled, but also drive up wages for those who are available for hire.

"You can't get anybody to come out and want to work on a farm," he said.

Contributing to the labor shortage is problems with the H2A visa program for temporary agriculture workers. "H2A is specific to skilled labor that we can bring into the country to help us do the work, because you can't find anybody anymore to do it," Goehring said.

"And sometimes when you talk about that, people are like, 'Yeah, you're just trying to get free cheap labor.' No. On the contrary, in fact, if you bring in an H2A worker from South Africa or from South America or Central America, you're required to have housing for them. You're required to pay for their transportation. You're required to pay them, no matter what, when they're here," he continued.

Asked if the Trump administration's hostility to immigrants was contributing to labor shortages, Goehring admitted it's having an impact "to some degree," but also pointed to complexities in the visa program, as well as the oil industry's competition for workers.

Goehring also discussed the Industrial Commission's $400 million in loan programs to help farmers grappling with tough times. "We're lucky, you know, North Dakota has the only state-owned, sovereign bank in the entire country," he said. "We aren't FDI insured. We're insured by and the backing of the state of North Dakota. So, with that being said, it gives us the ability to develop some programs and be the banker's bank, help them manage and mitigate risk better for our multiple industries out there. This just happens to be agriculture right now because there's been several several areas that have been hard hit in our economy."

Also on this episode, co-host Chad Oban and I discuss the national fight over immigration, the challenges of selling and buying locally-produced foods, and the case for harm reduction programs like needle and pipe exchanges in our communities.

If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below.

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Back in August, during an interview on Plain Talk, North Dakota Insurance Commissioner Jon Godfread said that Congress needed to renew subsidies for Obamacare marketplace policies to avoid a "death spiral" in the insurance market brought on by younger, healthier shoppers reacting to price spikes by giving up their policies.

Well, it's December now. The year is almost over, and Congress hasn't acted. Not only have subsidies not been renewed, majority Republicans haven't even unveiled a plan to address that specific problem, or the larger challenge of spiraling health care and health insurance rates.

On this episode of Plain Talk, Shelly Ten Napel, CEO of the Community HealthCare Association of the Dakotas, said many of the tens of thousands of families in our region that get their insurance through the federal marketplace could end up paying twice as much.

"So, without the enhanced premium tax credits, your percent goes up to 9.16 for that family of four, which is $672 a month," she said. So, it's more than double 363 to um 672. And your annual for the year would be over $8,000."

Ten Napel echoed Godfread's point about the "death spiral," pointiing out that younger and healthier insurance customers would probably react rationally to these sort of massive price hikes by leaving the market.

"What we would expect is that probably healthy people will be the first people to drop coverage. So, those younger individuals, those people without current chronic conditions," she said. This would mean that "our risk pool's going to get sicker and so the costs are going to go up for everybody."

Ten Napel said that, even as Congress wallows in dysfunction on this issue and others, there are things states like North Dakota can do to address health care, and thus health insurance, costs. More investment in preventative care, for instance, the neglect of which is akin to "refusing to pay for regular oil changes to save money."

Also on this episode, co-host Chad Oban and I discuss the controversy over bonuses in the Retirement and Investment Office, the need for greater transparency when it comes to the economic incentives our state and local governments offer, and the perenially unsuccessful Rick Becker running for elected office, again, in the 2026 cycle.

If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below.

Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

While the Plain Talk team is taking the holiday off, we're bringing back one of our most-listened-to episodes of the past year — an interview that's become even more relevant as debates over data centers continue across North Dakota.

In this replay, Applied Digital CEO Wes Cummins joins the show to discuss the company's rapid expansion in North Dakota, including two operational data center projects and a third planned near Fargo. That expansion has sparked a high-stakes tug-of-war between the city of Fargo and the city of Harwood, each looking to annex the land and capture the tax revenue generated by the new facility.

He also responds directly to concerns raised around the Harwood project, including public frustration over nondisclosure agreements signed by local officials, questions about transparency, and fears that large data-center power demands could drive up electric rates for residents.

Whether you've followed the Harwood–Fargo battle closely or you're just trying to understand what data centers mean for North Dakota's economy, energy grid, and future competitiveness, this conversation is worth a listen.

We'll be back with a new episode on December 3 — enjoy the replay and the rest of your holiday weekend!