Today’s episode stems from a conversation our family had recently. We were frustrated with some car logistics and weren’t sure what the next step was. Do we NEED a new car? Well, turns out this is a conversation we’ve had with many coaching clients, so we figured it was time for a breakdown of the questions we asked ourselves in this situation. Enjoy!

In this episode, we chat about:

• What is the problem?

• Does this cost upgrade the value?

• How can I be empowered when car shopping?

MENTIONED IN THIS EPISODE:

• The Car Mom

• Kelly Blue Book

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

Today’s episode is all about the key terms surrounding what happens to money when we die. We give you some blanket definitions, share our experience going through this process, and answer some of the main questions we get from social media. This conversation might feel heavy, but it is an important one to set the future up appropriately.

Remember: this episode is for education and entertainment only. We suggest you contact a legal expert if you need any additional support.

In this episode, we chat about:

• Definitions of common terms

• Questions we get asked often

• Our experience through probate

MENTIONED IN THIS EPISODE:

• Die With Zero

• Our estate attorney, Carmen Sinigiani

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

Today’s guests are Vanessa and Xander Marin from VM Therapy. They come on to share about common struggles for couples regarding sex, and the crossover we can see with finances. You’ll hear about some of the growing pains with relationships and intimacy while also getting some tips for how you might be able to initiate sex that double as a financial conversation piece! Enjoy!

In this episode, we chat about:

• The discomfort with initiation

• Having hard conversations about sex

• The “Bristle Reaction” in sex + money

MENTIONED IN THIS EPISODE:

• Forbes Article

CONNECT WITH TODAY’S GUEST:

• https://vmtherapy.com/

• Instagram

• TikTok

• Pillow Talks Podcast

• Courses & Guides

• Sex Talks: The Five Conversations That Will Transform Your Love Life

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

Today's episode is your game plan for building in rewards on the debt free journey! You don’t have to be miserable while you work on your finances. We give you our three tips and talk through how we coach clients to continue to enjoy their life even when paying off debt. Toasties, this is a value-packed episode, so make sure you listen all the way through! Enjoy!

In this episode, we chat about:

• Moderation, not deprivation

• Scheduling your rewards

• Doubling up on value time

MENTIONED IN THIS EPISODE:

• Atomic Habits by James Clear

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

Today's episode is our intro to Season 5! Can you believe that we are entering season FIVE!? We’re here to say welcome back and give some updates on things you can expect this season. We’ve got big things coming for the business and the show and we’re so thankful that you’re all here to support our work. Happy listening!

In this episode, we chat about:

• What to look forward to in season 5

• Exciting projects we are working on

• Life updates

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

We are wrapping up our 6 week Summer Rewind Series with today’s episode. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right? 👀

This episode was originally aired on June 29, 2022 as episode 92 which was also our season two finale episode.

Today’s episode concludes the three part investigation series that looks into Dave Ramsey's company, Ramsey Solutions.

In this episode, we discuss Dr. Steven Haasan's BITE Model of Authoritarian Control and compare the model’s guidelines to previous interviews this season and our personal experience as former Dave Ramsey followers.

After tossing around the word "cult" in reference to Dave Ramsey for months, we come to a final consensus on whether or not Dave Ramsey is leading a cult.

Referenced in today's episode:

• Steven Haasan's BITE Model
• Robert Jay Lifton's eight criteria of thought reform as applied to the Executive Success Programs
• Dr. Margaret T. Singer - 6 Conditions for Thought Reform
• Part 1 of this podcast series with Amy Fritz
• Part 2 of this podcast series with Dr. Natalie Feinblatt

Disclaimer:

Price of Avocado Toast podcast is marketed as and in fact is “one man’s opinion.” This show is not nor should anything said on it be construed as “legal, tax, or financial advice.” If you make investing or legal decisions after listening to this show it is recommended that you consult a qualified professional first. If you don’t, the decision is yours and yours alone.

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

We are currently in week five of our six week Summer Rewind Series. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right? 👀

This episode was originally aired on June 15, 2022 as episode 91.

On today’s episode, Dr. Natalie Feinblatt, nationally recognized cult recovery psychologist, joins the podcast to discuss the cult-like nature of Dave Ramsey and his evangelical personal financial empire, Ramsey Solutions (The Lampo Group, LLC).

Dr. Feinblatt explores cults from NXIVM and The Children of God to Scientology and “therapeutic” boarding schools. She has been featured on A&E’s Leah Remini: Scientology and The Aftermath, NBC, New York Magazine and more.

She is a Los Angeles native with her Master’s and Doctorate in Psychology from Pepperdine University. She specializes in compassionate addiction and trauma therapy

Referenced in today's episode:

• Steven Haasan's BITE Model
• Robert Jay Lifton's eight criteria of thought reform as applied to the Executive Success Programs
• Dr. Margaret T. Singer - 6 Conditions for Thought Reform
• Part 2 of this podcast series with Amy Fritz

CONNECT WITH TODAY'S GUEST:

• @healingwithdrnatalie on Instagram
• https://drnataliefeinblatt.com

Disclaimer:

Price of Avocado Toast podcast is marketed as and in fact is “one man’s opinion.” This show is not nor should anything said on it be construed as “legal, tax, or financial advice.” If you make investing or legal decisions after listening to this show it is recommended that you consult a qualified professional first. If you don’t, the decision is yours and yours alone.

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

We are currently in week four of our six week Summer Rewind Series. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right? 👀

This episode was originally aired on June 8, 2022 as episode 90 and it kicks off part one of our three part series, where we do a deep examination of Ramsey Solutions.

Today’s guest, Amy Fritz, shares her story of her family's experience with Ramsey Solutions, Dave Ramsey's Company. Amy’s husband, Nathan Fritz, worked at Ramsey Solutions and made his exit after realizing he was no longer aligned with the company. After his departure, interesting things happened— including, but not limited to the Chris Hogan controversy.

And, yes, we talk allllll about it.

CONNECT WITH TODAY’S GUEST:

• @untangledfaith on Instagram
• @faithuntangled on Twitter
• Untangled Faith Podcast

Disclaimer:

Price of Avocado Toast podcast is marketed as and in fact is “one man’s opinion.” This show is not nor should anything said on it be construed as “legal, tax, or financial advice.” If you make investing or legal decisions after listening to this show it is recommended that you consult a qualified professional first. If you don’t, the decision is yours and yours alone.

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing