Episodios

  • Are You Making a Mistake Waiting for Rates to Drop?
    Dec 5 2025

    Send Us A Message! Let us know what you think.

    Topic #1: The Mortgage Mag 4th of December - Buyers sitting on the sidelines in best time to buy in a decade

    Topic #2: RNZ 3rd of December - Westpac launches scheme to help owners protect homes from extreme weather

    Topic #3: Cotality 4th of December- Property values still in a holding pattern

    Topic #4: RNZ 2nd of December - Adjustment to single pension rate may be prompting women to borrow against homes

    Topic #5: RNZ 2nd December - Consumer and business credit demand improves again in October


    #PropertyApprentice #NZProperty #RentVsBuy #FirstHomeBuyerNZ #FinancialFreedom #RNZ #PropertyInvestmentNZ #PaulAndDebbieRoberts

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    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    17 m
  • Rent vs. Buy in 2025: Why “Cheaper Now” Could Cost You More Later
    Dec 3 2025

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    Topic #1: Good Returns 26th of November- OCR Cut: What the RBNZ said

    Topic #2: RNZ 26th of November - Is it cheaper to pay a mortgage, or rent?

    Topic #3: TradeMe 28th of November- OCR predictions for 2026 & 2027

    Topic #4: RNZ 26th of November - The rising cost of taking a gamble on the what-ifs

    Topic #5: NZ Herald 24th of November - KiwiSaver 12% plan risks backfiring without total pay ban, provider warns

    #PropertyApprentice #NZProperty #RentVsBuy #FirstHomeBuyerNZ #FinancialFreedom #RNZ #PropertyInvestmentNZ #PaulAndDebbieRoberts

    Support the show

    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    19 m
  • The CGT Revenue Myth & Future Interest Rate Cuts
    Nov 25 2025

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    Topic #1: NZ Herald 19th of November- Capital gains tax wouldn’t have raised much in recent years - Cotality

    Topic #2: RNZ 20th of November - The difference in investing strategies between over-60s and under-30s

    Topic #3: Oneroof 19th of November- Homeowners could get up to $15,000 as ANZ boosts its cashback to 1.5%

    Topic #4: TradeMe 20th of November - What new Auckland Council housing intensification proposals (PC 120) mean for you

    Topic #5: NZ Adviser 20th of November - Final OCR cut expected, door left open for more

    #KiwiSaver #HardshipWithdrawal #KiwiSaverNews #RetirementFunds #FinancialPlanning #MoneyMatters #FinancialLiteracy #FinancePodcast #MoneyTalks #WealthTips #SmartMoneyMoves #NZFinance #FinanceDebate #FinancialAwareness #InvestingInNZ #KiwiSaverReform #PersonalFinance

    Support the show

    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    18 m
  • Hardship Withdrawals in KiwiSaver: When Rules Are Being Bent
    Nov 7 2025

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    Topic #1: Good Returns 3rd of November- Market recovery signals consistent with interest rate falls

    Topic #2: NZ Financial Adviser 5th of November - Auckland housing market steadies as listings rise and confidence grows

    Topic #3: RNZ 6th of November- 'People learning to manipulate the system': Call for KiwiSaver hardship withdrawal changes

    Topic #4: Oneroof 4th of November - SBS quietly offers ‘crazy’ home loan rates of 3.99% - lowest in four years

    Topic #5: Realestate.co.nz 6th of November - Kiwis paying more at the supermarket, but less on rent


    #KiwiSaver #HardshipWithdrawal #KiwiSaverNews #RetirementFunds #FinancialPlanning #MoneyMatters #FinancialLiteracy #FinancePodcast #MoneyTalks #WealthTips #SmartMoneyMoves #NZFinance #FinanceDebate #FinancialAwareness #InvestingInNZ #KiwiSaverReform #PersonalFinance

    Support the show

    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    19 m
  • Experts Respond to Capital Gains Tax: Housing Market Outlook Explained
    Oct 31 2025

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    Topic #1: Oneroof 29th of October-Capital gains tax fallout: ‘House prices are not going to fall another 20%’

    Topic #2: Good Returns 28th of October - Bets are on for OCR to fall even further

    Topic #3: Stuff 30th of October- Biggest bank thinks house prices will rise this year after all

    Topic #4: 1News 30th of October - New granny flat rules could put rates up, economist says


    #PropertyInvestment #NZPropertyMarket #PropertyNews #RealEstateNZ #InvestInProperty #PropertyInvesting #PropertyApprentice
    #LandlordsNZ #OccupancyLimits #GrannyFlatsNZ #ConsentFreeGrannyFlats #HousingReformNZ #RentalMarketNZ #PropertyLegislation
    #FinancialFreedomNZ #PropertyEducation #BuildWealthThroughProperty #NZInvestors #PropertyUpdate

    Support the show

    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    17 m
  • Economists Welcome RBNZ’s Careful LVR Changes | Will It Boost NZ Property Investment?
    Oct 31 2025

    Send Us A Message! Let us know what you think.

    Topic #1: RNZ 15th of October- Consider tax breaks for KiwiSaver, international report say

    Topic #2: NZ Financial Adviser 16th of October - Economists welcome RBNZ's cautious LVR easing amid housing restraint

    Topic #3: Good Returns 14th of October - First home buyers take advantage of soft housing market

    Topic #4: 1News 13th of October- Why Inland Revenue is taking money from bank accounts

    Topic #5: Interest.co.nz 25th of October -Residential building costs still increasing but slowed to 0.4% in the September quarter

    Register to our free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/free-strategy-call/
    Book a no-obligation chat with Paul Roberts: https://www.propertyapprentice.co.nz/auckland-events/

    #AucklandHomelessness #InternationalStudents #RoughSleeping #NZNews #TreasurySolutions #GSTIncrease #PensionAge72 #FinancialCrunch #RNZNews #NewZealandNews

    Support the show

    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    16 m
  • New Law Allows Consent-Free Granny Flats and Landlords Speak Out on Occupancy Rule Backlash
    Oct 28 2025

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    Topic #1: RNZ 21st of October- Landlords respond to research criticism on occupancy limits

    Topic #2: 1News 23rd of October - Exemption allowing granny flats to be built consent-free passes into law

    Topic #3: Interest.co.nz 22nd of October - Trade Me Property says the balance of power between tenants and landlords is shifting in tenants' favour

    Topic #4: NZ Herald 22nd of October- Why you might need $1m to retire in a big city

    Topic #5: Stuff 23rd of October - 700 property owners in limbo, millions at stake while council and Government play blame game

    #PropertyInvestment #NZPropertyMarket #PropertyNews #RealEstateNZ #InvestInProperty #PropertyInvesting #PropertyApprentice
    #LandlordsNZ #OccupancyLimits #GrannyFlatsNZ #ConsentFreeGrannyFlats #HousingReformNZ #RentalMarketNZ #PropertyLegislation
    #FinancialFreedomNZ #PropertyEducation #BuildWealthThroughProperty #NZInvestors #PropertyUpdate #DebbieRoberts

    Support the show

    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    14 m
  • Auckland Homelessness Rises Among International Students, NZ Treasury to Propose 32% GST & Pension Age 72
    Sep 30 2025

    Send Us A Message! Let us know what you think.

    Topic #1: NZ Herald 25th of September- First-home buyers’ 10-year, $260,000 rent bill to save deposit

    Topic #2: Oneroof.co.nz 24th of September - Tony Alexander: Why rents are falling and what it means for landlords and tenants

    Topic #3: RNZ 25th of September - International students join growing number of rough sleepers in Auckland, advocate says

    Topic #4: 1News 25th of September - Is it worth fixing your home loan for longer?

    Topic #5: NZ Adviser 25th of September -GST at 32 percent, pension age of 72 among Treasury solutions to financial crunch

    #AucklandHomelessness #InternationalStudents #NZFinance #GSTIncrease #PensionAge #RoughSleeping #FinancialNews #RNZUpdate #NewZealandPodcast #EconomicSolutions

    Support the show

    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    19 m