Episodios

  • Hardship Withdrawals in KiwiSaver: When Rules Are Being Bent
    Nov 7 2025

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    Topic #1: Good Returns 3rd of November- Market recovery signals consistent with interest rate falls

    Topic #2: NZ Financial Adviser 5th of November - Auckland housing market steadies as listings rise and confidence grows

    Topic #3: RNZ 6th of November- 'People learning to manipulate the system': Call for KiwiSaver hardship withdrawal changes

    Topic #4: Oneroof 4th of November - SBS quietly offers ‘crazy’ home loan rates of 3.99% - lowest in four years

    Topic #5: Realestate.co.nz 6th of November - Kiwis paying more at the supermarket, but less on rent


    #KiwiSaver #HardshipWithdrawal #KiwiSaverNews #RetirementFunds #FinancialPlanning #MoneyMatters #FinancialLiteracy #FinancePodcast #MoneyTalks #WealthTips #SmartMoneyMoves #NZFinance #FinanceDebate #FinancialAwareness #InvestingInNZ #KiwiSaverReform #PersonalFinance

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    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    19 m
  • Experts Respond to Capital Gains Tax: Housing Market Outlook Explained
    Oct 31 2025

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    Topic #1: Oneroof 29th of October-Capital gains tax fallout: ‘House prices are not going to fall another 20%’

    Topic #2: Good Returns 28th of October - Bets are on for OCR to fall even further

    Topic #3: Stuff 30th of October- Biggest bank thinks house prices will rise this year after all

    Topic #4: 1News 30th of October - New granny flat rules could put rates up, economist says


    #PropertyInvestment #NZPropertyMarket #PropertyNews #RealEstateNZ #InvestInProperty #PropertyInvesting #PropertyApprentice
    #LandlordsNZ #OccupancyLimits #GrannyFlatsNZ #ConsentFreeGrannyFlats #HousingReformNZ #RentalMarketNZ #PropertyLegislation
    #FinancialFreedomNZ #PropertyEducation #BuildWealthThroughProperty #NZInvestors #PropertyUpdate

    Support the show

    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    17 m
  • Economists Welcome RBNZ’s Careful LVR Changes | Will It Boost NZ Property Investment?
    Oct 31 2025

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    Topic #1: RNZ 15th of October- Consider tax breaks for KiwiSaver, international report say

    Topic #2: NZ Financial Adviser 16th of October - Economists welcome RBNZ's cautious LVR easing amid housing restraint

    Topic #3: Good Returns 14th of October - First home buyers take advantage of soft housing market

    Topic #4: 1News 13th of October- Why Inland Revenue is taking money from bank accounts

    Topic #5: Interest.co.nz 25th of October -Residential building costs still increasing but slowed to 0.4% in the September quarter

    Register to our free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/free-strategy-call/
    Book a no-obligation chat with Paul Roberts: https://www.propertyapprentice.co.nz/auckland-events/

    #AucklandHomelessness #InternationalStudents #RoughSleeping #NZNews #TreasurySolutions #GSTIncrease #PensionAge72 #FinancialCrunch #RNZNews #NewZealandNews

    Support the show

    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    16 m
  • New Law Allows Consent-Free Granny Flats and Landlords Speak Out on Occupancy Rule Backlash
    Oct 28 2025

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    Topic #1: RNZ 21st of October- Landlords respond to research criticism on occupancy limits

    Topic #2: 1News 23rd of October - Exemption allowing granny flats to be built consent-free passes into law

    Topic #3: Interest.co.nz 22nd of October - Trade Me Property says the balance of power between tenants and landlords is shifting in tenants' favour

    Topic #4: NZ Herald 22nd of October- Why you might need $1m to retire in a big city

    Topic #5: Stuff 23rd of October - 700 property owners in limbo, millions at stake while council and Government play blame game

    #PropertyInvestment #NZPropertyMarket #PropertyNews #RealEstateNZ #InvestInProperty #PropertyInvesting #PropertyApprentice
    #LandlordsNZ #OccupancyLimits #GrannyFlatsNZ #ConsentFreeGrannyFlats #HousingReformNZ #RentalMarketNZ #PropertyLegislation
    #FinancialFreedomNZ #PropertyEducation #BuildWealthThroughProperty #NZInvestors #PropertyUpdate #DebbieRoberts

    Support the show

    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    14 m
  • Auckland Homelessness Rises Among International Students, NZ Treasury to Propose 32% GST & Pension Age 72
    Sep 30 2025

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    Topic #1: NZ Herald 25th of September- First-home buyers’ 10-year, $260,000 rent bill to save deposit

    Topic #2: Oneroof.co.nz 24th of September - Tony Alexander: Why rents are falling and what it means for landlords and tenants

    Topic #3: RNZ 25th of September - International students join growing number of rough sleepers in Auckland, advocate says

    Topic #4: 1News 25th of September - Is it worth fixing your home loan for longer?

    Topic #5: NZ Adviser 25th of September -GST at 32 percent, pension age of 72 among Treasury solutions to financial crunch

    #AucklandHomelessness #InternationalStudents #NZFinance #GSTIncrease #PensionAge #RoughSleeping #FinancialNews #RNZUpdate #NewZealandPodcast #EconomicSolutions

    Support the show

    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    19 m
  • OCR Drop Coming? Why Splitting Your Mortgage Could Pay Off
    Sep 23 2025

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    Topic #1: Good Returns 17th of September- Why some mortgage advisers say splitting is good when interest rates are low

    Topic #2: Stuff 16th of September - Spring house hunting season is here: Everything you need to get your home ready to sell

    Topic #3: NZ Adviser 16th of September - Otago tops rental market with record weekly rent

    Topic #4: The Mortgage Mag 18th of September - Predictions for big OCR drop next month

    Topic #5: NZ Adviser 17th of September - New research reveals quake-driven flooding risks for NZ homes

    Register to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/

    Support the show

    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    15 m
  • IRD CRACKS DOWN: $228M in Undeclared Income! What This Means for NZ Property Investors
    Sep 19 2025

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    In this episode, we're diving into the latest and most significant news for the New Zealand property market. The Inland Revenue Department (IRD) has just revealed that its tax investigations into property investors and developers are paying off—BIG TIME! 💰

    We break down the shocking numbers from a recent Business Desk article, including a staggering $228 million in undeclared income discovered in just one financial year. This is a massive 46% increase from the previous year, all thanks to new government funding for tax compliance efforts.

    What You'll Learn:


    • The IRD’s New Strategy: We reveal where the IRD is focusing its efforts and getting the biggest returns.
    • Who’s Being Targeted? Find out why developers, flippers, and those with GST issues are the main targets, with an average tax bill per case in the hundreds of thousands.
    • Brightline & Rental Property Owners: We look at how the Brightline test is catching speculators and how undeclared income from rental properties, while smaller per case, still adds up to millions.
    • Your Wake-Up Call: This isn't about tax evasion; it’s about getting your house in order. We share expert advice on why you need a proactive approach with a qualified property accountant.
    • Essential Advice for Investors: Learn how to stress-test your portfolio, manage cash flow anxiety, and build a resilient property business that can weather any storm.
    • Don't wait for the IRD to contact you. This is a zero-tolerance environment, and staying compliant is your best strategy.


    Links & Resources:

    Read the full Business Desk article here: https://businessdesk.co.nz/article/property/fourth-quarter-ird-tax-surge-finds-75m-more-from-property-investors-developers

    👉 Join our FREE property investment events to learn more: www.propertyapprentice.co.nz

    👉 Or book a chat with our team today! https://www.propertyapprentice.co.nz/free-strategy-call/


    Got questions? Drop them in the comments below! 👇

    #nzproperty #propertyinvesting #kiwiretirement #IRD #nzrealestate #propertytax #landlordtips #nzbusiness #brightline #GST

    Support the show

    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    10 m
  • Supply Outpaces Population Growth & KiwiSaver Hits $123B Amid Rising Non-Contributors
    Sep 12 2025

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    Topic #1: Good Returns 9th of September- Slumping house prices good news for first home buyers

    Topic #2: RNZ 9th of September - Wellington house prices slump 30 percent from peak, QV says

    Topic #3: TradeMe 9th of September - House prices up for the first time in over a year

    Topic #4: The Mortgage Mag 11th of September - Keeping a lid on house prices – housing supply outpaces population growth

    Topic #5: NZ Adviser 10th of September - KiwiSaver grows to $123bn but non-contributors rising

    Register to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/


    Support the show

    *Nothing from this episode should be taken as individual financial advice.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.


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    16 m