Episodes

  • Q&A: Investing in REITs
    Jul 31 2023

    EP 34: 

    I once thought... Is it possible to invest in property without dealing with broken air conditioners, appliances, and additional expenses?

    Something that is truly passive and doesn’t require someone to manage them,

    But still with access to the leverage of debt, compounding interest, cash flow, etc.

    That is when I came across REITs!

    Join Grant and I in this podcast as we dive deep into the topic so you can learn more about the different shapes and sizes of REITs.

     

    Episode Highlights:
    00:00 Welcome to Property and Investing
    05:07 What is a REIT?
    06:42 Investing in real estate when you’re overseas
    09:10 REITs vs syndicates in property investing
    10:43 Different REIT strategies
    17:41 Venture capital funding and REITs
    20:50 Difference between REITs and companies 
    24:34 The biggest trade-off in buying property on your own vs REITs 
    30:09 What level of control do you have over REITs?

    If you enjoyed this episode, be sure to subscribe, tune in, and share this podcast! 


    Resources: 

    ○ Property and Investing website: https://propertyandinvesting.com/

    Subscribe: 
    ○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g  
    ○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001  

    Connect with Property and Investing: 
    ○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting  
    ○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom 
    ○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/ 
    ○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting 
    ○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com  

    DISCLAIMER:
    All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

    Support the show: https://linktr.ee/propertyandinvesting

    See omnystudio.com/listener for privacy information.

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    36 mins
  • Obsession to Be Right within the Next 12 Months
    Jul 24 2023

    EP 33: 

    Whether I’m scrolling past an article or overhearing it on the news,

    It seems like the mainstream media are constantly bombarding us with stories about the impending boom or bust of the property market.

    I can totally see how people can misinterpret this and become short-sighted with their perspectives on property,

    Fortunately, we’re here to change the conversation!

    Grant and I are breaking down the obsession to hit a home run over the next 12 months when in reality, property market is a long-term game.

    Tune in now!

     

    Episode Highlights:
    00:00 Welcome to Property and Investing
    01:59 Playing the short-term vs long-term game in real estate
    03:35 The media’s influence on investing
    06:32 Are you in the right financial position for property investing?
    09:42 Weighing your investment decisions
    16:31 Taxes in property investing
    19:07 Looking into the reasons why you’re investing 
    24:28 Keeping track of your numbers
    26:27 Passing down your investments
    27:17 Short-term vs long-term investments: a wrap-up

    If you enjoyed this episode, be sure to subscribe, tune in, and share this podcast! 


    Resources: 

    ○ Property and Investing website: https://propertyandinvesting.com/

    Subscribe: 
    ○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g  
    ○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001  

    Connect with Property and Investing: 
    ○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting  
    ○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom 
    ○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/ 
    ○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting 
    ○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com  

    DISCLAIMER:
    All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

    Support the show: https://linktr.ee/propertyandinvesting

    See omnystudio.com/listener for privacy information.

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    33 mins
  • Getting Your Partner Onboard for Property Investing
    Jul 17 2023

    EP 32: 

    When it comes to life’s big decisions,
    Whether that’s moving from your hometown, deciding to start a family, buying your own home, etc…

    There will typically be one person in a relationship who is more enthusiastic about the new idea than the other.

    So, to tell you the truth…
    Investing in property was one of those moments for Bianca and myself.

    Which is why I’m walking you through how I approach it.
    This will ensure you don’t have to endure those awkward car drives or ruined family dinners like I did!

    So, let’s get down and dirty…
    As Grant and I talk about our experiences with getting our respective partners on board with investing!

    Episode Highlights:
    00:00 Welcome to Property and Investing
    02:23 Do you need to have your partner on-board if you’re a property investor?
    04:02 What we expected from our partners when we started property investing 
    10:40 How we got out partners on board with property investing 
    17:16 There’s always an instigator and there is some resistance 
    19:07 Overcoming resistance 
    25:19 Advantages of having supportive partners
    29:38 Having a joint vision 
    30:03 Lack of communication and how can partners support each other
    38:51 Personal development and money psychology 
    43:43 Create a safe space to have hard conversations
    44:48 How we’d structure our conversations on property and investing if we could do it again 
    51:41 Shoutout to our lovely wives, Bianca and Hazel  

    If you enjoyed this episode, be sure to subscribe, tune in, and share this podcast! 


    Resources: 

    ○ Property and Investing website: https://propertyandinvesting.com/
    ○ Debt Millionaire by George Antone: https://www.amazon.com/Debt-Millionaire-people-never-wealth/dp/0982704542 

    Subscribe: 
    ○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g  
    ○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001  

    Connect with Property and Investing: 
    ○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting  
    ○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom 
    ○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/ 
    ○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting 
    ○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com  

    DISCLAIMER:
    All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

    Support the show: https://linktr.ee/propertyandinvesting

    See omnystudio.com/listener for privacy information.

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    53 mins
  • Our Latest Property Investment Updates
    Jul 10 2023

    EP 031: I’m back in the market, hunting for opportunities again.

    Fortunately, it feels like everyone is avoiding the capital growth approach because they’re more concerned with protecting their cash flow.

    So, in true vulture nature…

    I’m leaning into them.

    In this week’s podcast episode, Grant and I are covering our latest property investment updates and the new acquisitions I’ve been busy making!

    Episode Highlights:
    00:00 Welcome to Property and Investing
    03:42 Grant’s recap on his property investing goal for 2023 
    04:28 The accumulator halted; why and what’s next for Grant?
    14:05 Knowing the impacts of buying a PPR as a property investor 
    15:12 Shifting strategies, do you know the consequences? 
    18:06 Environments change. Watch out! 
    20:50 Change of my property investing goals 
    25:00 I’m being too conservative now, this is what I decided on 
    26:44 The abundance of growth opportunities 
    32:41 The risk is not in the investment, it’s in the investor
    33:58 Opportunities in the market in a cycle 
    35:53 Malleability as a property investor 

    If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 


    Resources: 

    ○ Property and Investing website: https://propertyandinvesting.com/
    ○ EP 30: Debt Recycling with Aaron Whybrow: https://propertyandinvesting.com/ep-030-debt-recycling-with-aaron-whybrow/ 

    Subscribe: 
    ○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g  
    ○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001  

    Connect with Property and Investing: 
    ○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting  
    ○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom 
    ○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/ 
    ○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting 
    ○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com  

    DISCLAIMER:
    All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

    Support the show: https://linktr.ee/propertyandinvesting

    See omnystudio.com/listener for privacy information.

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    37 mins
  • Debt Recycling with Aaron Whybrow
    Jul 3 2023
    EP 030:  As an investor, I'm sure you have heard every tip or trick to speed up the process… If you’ve been in the game for some time now,I can imagine nothing surprises you anymore… So, today I’m going to test that! 😂 With the idea of RECYCLING! What if I said that there was a way to optimise the way you use debt? Specifically non-tax-deductible debt(the debt on your principal place of residence - PPOR) Well, it’s a magical thing called Debt Recycling…If used correctly, the advantages here can be an unlocker! (I feel like a broken record… but…This is not financial advice,I don’t know your situation at all,Speak to a professional before making any decisions) What to learn more? In this week’s podcast episode, Grant and I are unlocking the secrets behind debt recycling as we speak with our resident mortgage broker, Aaron Whybrow…So that you can explore if it’s possible to legally minimise your tax and build wealth faster! We’ll be discussing:- What is debt recycling?- How effective is it?- Who should and shouldn’t be using it- As well as how it affects trust and more! PS: So, have you heard of this before? If so, have you actually used it to your benefit?   Episode Highlights: 00:00 Welcome to Property and Investing 03:28 Is it a busy time for Aaron?  04:41 What is debt recycling? 09:10 Is debt recycling cross-collateralising assets?  11:06 How effective is using debt that is non-tax deductible as a strategy? 13:12 Can you leverage debt recycling to buy a PPR? 15:23 Who shouldn’t use debt recycling?  20:30 Is it possible to make a heap of tax-deductible debt non-tax deductible? 25:53 Better strategies to buy a PPR instead of debt recycling  29:58 Holding on to assets isn’t always beneficial  31:45 Impacts of debt recycling on investments that are in trusts    If you enjoyed this episode, be sure to subscribe, tune in and share this podcast!    Resources:  ○ Property and Investing website: https://propertyandinvesting.com/  ○ If you want to find out more about our guest, Aaron Whybrow, head over to: https://propertyandinvesting.com/partners/    About the Guest:  Aaron Whybrow is the founder of Diagnostics and Finance, a Financial Broking and Personal Risk Insurance Business. Diagnostics & Finance (ARW Financial Services Pty Ltd) is a Credit Representative 425540 of Finsure Finance & Insurance ACL 384704. He is known as the ‘bagpiping mortgage broker’, who prides himself on having no ‘flats’ in his career. He blends his experiences as a former intensive care unit nurse and medical sales rep to provide the best outcomes for his clients.   Subscribe:  ○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g  ○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001    Connect with Property and Investing:  ○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting  ○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom  ○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/ ○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting ○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com    DISCLAIMER: All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.Support the show: https://linktr.ee/propertyandinvestingSee omnystudio.com/listener for privacy information.
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    36 mins
  • June 2023 Property Round-Up with Goose McGrath
    Jun 26 2023

    EP 29: 

    If you’ve been keeping up with the latest property news,
    It’ll be no surprise that prices have increased again this month despite consecutive rate rises.

    So, if interest rates aren’t pushing buyers out of the market,
    What is actually driving these changes?

    Well…

    In this week's podcast episode, Grant and I are joined by Goose McGrath as we dive into what's really been happening in the Australian property market.

    Tune in now to discover what's latest in the property market!

    Episode Highlights:
    00:00 Welcome to Property and Investing
    02:50 Why are property prices increasing despite the consecutive rate rises?
    10:39 What drives changes in the property market?
    17:02 Median income vs median house price 
    24:08 The impact of the population on the property market
    27:52 What happened to the Australian property market during the pandemic 
    31:40 Interest rates and the future of the Australian property market
    37:51 Building and growing your property portfolio

    If you enjoyed this episode, be sure to subscribe, tune in, and share this podcast! 


    Resources: 

    ○ Property and Investing website: https://propertyandinvesting.com/
    ○ Business & Investing partners: https://businessandinvesting.com/partners/ 
    ○ Check out Goose's podcast at The Investor Lab: https://theinvestorlab.com.au/ 
    ○ Want to start investing in property? Book a discovery call with Dashdot: https://dashdot.com.au/discovery/

    About the Guest:

    Goose McGrath is the CEO of Dashdot, a property investment firm helping business owners build prolific, profitable property portfolios. They specialise in sourcing properties that are under market value, cashflow positive and have strong growth and value add potential.

    Subscribe: 
    ○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g  
    ○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001  

    Connect with Property and Investing: 
    ○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting  
    ○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom 
    ○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/ 
    ○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting 
    ○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com  

    DISCLAIMER:
    All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

    Support the show: https://linktr.ee/propertyandinvesting

    See omnystudio.com/listener for privacy information.

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    44 mins
  • Why Most Property Investors Fail or Get Stuck
    Jun 19 2023

    EP 028: In property, it’s always been the simple, "Long-term strategies that have made the most millionaires…"

    Therefore, having the right mindset to get you through the whole journey could make all the difference!

    And we’re here to set the record straight.

    In this week’s podcast episode, Grant and I are revealing why most property investors fail and how you can avoid these same mistakes!

    PS: Were you risk-averse like me? Or were you too fearless for your own good? Leave a comment or send us an email. 

    Episode Highlights:
    00:00 Welcome to Property and Investing
    04:14 Understanding money psychology
    12:02 Building the identity of a property investor
    14:03 Unpacking our personal experiences with psychology in property investing
    20:00 Sometimes, you are the problem
    26:05 How do mentoring and modelling help you?
    35:38 Needing to be right vs needing to be rich
    37:00 Tips to become a successful property investor

    If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 


    Resources: 

    ○ Property and Investing website: https://propertyandinvesting.com/
    ○ Master Mind and Money by MJB Seminars: https://mastermindandmoney.com.au/  
    ○ Ultimate Wealth Mastery Library: Key Strategies for Financial Mastery by Dr. John Demartini: https://www.amazon.com/Martinis-Ultimate-Wealth-Mastery-Library/dp/B091D8W3KQ 
    ○ Unhindered: The Seven Essential Practices for Overcoming Insecurity by Jaemin Frazer: https://www.amazon.com/Unhindered-Essential-Practices-Overcoming-Insecurity/dp/0648894207 
    ○ Awaken the Giant Within by Tony Robbins: https://www.amazon.com/Awaken-Giant-Within-Immediate-Emotional/dp/0671791540 
    ○ Unlimited Dr Joe Dispenza: https://drjoedispenza.com/ 

    Subscribe: 
    ○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g 
    ○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001 

    Connect with Property and Investing: 
    ○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting 
    ○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom 
    ○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/
    ○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting
    ○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com 

    DISCLAIMER:
    All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

    Support the show: https://linktr.ee/propertyandinvesting

    See omnystudio.com/listener for privacy information.

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    48 mins
  • Preparing For Property Tax Season (2023 Edition)
    Jun 12 2023

    EP 027: In this week’s podcast episode, Grant and I are preparing for the 2023 property tax season!

    We’re here to help you avoid unwanted mistakes and maximise your tax minimisations.

    We’ll be discussing:

    - How to find a good accountant

    - Why you need to be across your books

    - As well as land tax, structures and more!

    P.S. How have you prepared for EOFY? You know I love property, so I’m super curious to hear how you are approaching tax. Let us know. 

     

    Episode Highlights:

    00:00 Welcome to Property and Investing

    02:44 Not thinking about property investments as a business

    04:27 Strong numbers and data

    05:12 Opportunities and benefits of knowing your numbers

    06:34 Negative gearing isn't the only strategy to win the tax game

    09:19 Tax loss harvesting

    14:08 When to speak to your tax accountant

    15:36 Forecasting your payable tax for the year

    16:52 Going through what my plan and strategy is for the next year

    19:05 Best question to ask your mortgage broker and accountant

    19:49 Is it time to look for another accountant as a property investor?

    22:22 Land tax and changes to structures 

    24:14 Importance of structures and setup from a tax perspective

    31:00 Why it's more beneficial to have an accountant that's a property investor

    31:27 Parking your cash in different offsets

    33:42 Property investors need to be across their books and ready for tax season

     

    If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 

     

    Resources: 

    ○ Property and Investing website: https://propertyandinvesting.com/ 

     

    Subscribe: 

    ○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g 

    ○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001 

     

    Connect with Property and Investing: 

    ○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting 

    ○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom 

    ○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/

    ○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting

    ○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com 

     

    DISCLAIMER:

    All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

    Support the show: https://linktr.ee/propertyandinvesting

    See omnystudio.com/listener for privacy information.

    Show more Show less
    39 mins