What does a former CFPB attorney (who was a critical part of the crafting and implementation of TRID) think about the new world post Chevron? Follow along as David Friend, Esq., owner of Friend Mortgage Consulting, breaks down the implications of recent Supreme Court decisions with respect to the regulatory framework and, by extension, the real estate finance sector. This conversation explores the shift to a post-Chevron world with a more court-driven approach to regulatory oversight. Can you expect an uptick in litigation as a result of the Loper Bright and Relentless Inc opinion from SCOTUS? What might the impact be of individual court decisions and opinions? It’s not merely the Loper Bright decision that will change your world. We discuss two other cases that tie together to significantly change how federal regulations and enforcement will impact how you work. What could the Corner Post opinions mean for future statutes? What does the Jarkesy decision mean for statutory interpretations? Do any of these cases have more potential impact than the others? Don’t worry! Mr. Friend has plenty of insights on this subject. All you have to do is listen!

Chapters:

0:00 Introduction and Background

2:29 Shifting from Chevron to a Court-Driven Approach

9:26 Anticipating Increased Litigation and Challenges

15:41 Navigating the Uncertainty and Complexity

20:46 Case Examples and Potential Outcomes

25:50 Political Considerations and Challenges for Congress

31:36 Concerns for Small Businesses and Industry Interests

Get In Touch…

David Friend, owner, David Friend Mortgage Consulting (Guest), davidfriend.vwork@gmail.com

Mary Schuster (Host), mschuster@octoberresearch.com

To find more episodes of “Keys to Real Estate” or learn more about October Research – the nation’s leading independent provider of market intelligence, industry news, expert analysis and regulatory information for professionals in the real estate, title, financial and settlement services industries – visit www.OctoberResearch.com.

Episode sponsored by RamQuest – https://www.RamQuest.com

Episode produced by October Research – https://www.octoberresearch.com