• Why did 60000 people walk away from buying a home?
    Oct 9 2024

    Why did 15.6% of potential homebuyers say no to buying a home?

    Too many sellers unable to close

    Poor conditions homes (bad home inspections

    Homes not appraising

    Election

    The importance of voting



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    16 mins
  • What The Fed Rate Cuts Mean to Homebuyers
    Sep 25 2024

    All I do is win win win

    Better for Homebuyers

    Better for debt consolidations

    Better for the economy

    Doesn't directly effect mortgage rates

    But you can still win

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    12 mins
  • Lean Back to the basics
    Sep 11 2024

    What you know can hurt you

    AI - When where what is AI

    Do you know more than your lender

    Don't tell the lender how to do their jobs, if you know more than they do then you should 1. Become a lender or 2. Change lenders

    Be still & listen

    Section 7 and/or Programs that helps you purchase a home

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    18 mins
  • FHA New Guidelines....Oh It Aint My Faught
    Aug 28 2024

    Enough about the NAR Settlement

    Other Developments affecting our ability to purchase

    1 Month Reserve - 1 to 2 units

    3 Month reserves - 3 to 4 units

    6 months reserves above 43% debt-to-income ratio

    Oh...It aint my faught No-one online is talking about this

    Aug 19th effective date

    Funds must be liquid & can't come from a family member and if funds come from a non-liquid acct. Funds must be seasoned.... Oh it aint my faught


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    15 mins
  • A Mortgage Chance of a life time
    Aug 21 2024

    Leading forward through the NAR debacle

    Loan Officers opportunity to gain Market Share through relationships, out of the box marketing & truly knowing your skills/knowledge

    Why are you here?

    Persuasion

    Value Prop (Selling skills)

    Downpayment assistance programs

    100% Loan Programs

    Adding fees through the sales price

    The power of a knowledgeable Loan Officers

    Know the Title Agents as well

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    13 mins
  • NAR vs Dodd Frank (They Not Like Us)
    Aug 14 2024

    Kendrick vs Drake hit the circuit by storm and The NAR Settlement is mimicking the feud.

    Who is paying the buyers agent

    I'm not signing any contracts to see a home, I'll go online

    Has anything changed with my loan

    Can I roll payment into my loan

    Stop all the noise

    Buy Now or Wait til thing blow over

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    17 mins
  • Buyer Agents & Their Representation Agreements
    Aug 7 2024

    What is a Buyer Rep Agreement

    Sample list of Buyers Agents Roles & responsibility

    Real Estate Agent expectations of buyers

    How to determine the compensation of a buyers agent

    Where should the negotiation for compensation begin

    How to measure an agents quality of work

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    25 mins
  • What's the NAR 411
    Jul 31 2024

    What's the 411

    What is NAR Settlement Agreement

    Why does it matter

    Who is affected

    What changes

    What's Next

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    15 mins