Learn how one couple came together to pay off $400k of debt, become financially free, and give over $1 million! Simple Money, Rich Life Let’s start off with some good news: You don’t need a complicated plan to achieve financial independence or freedom. In fact, that’s probably either slowing down your progress or keeping you from even starting. I’ve seen and personal experiences how a simple plan can be an effective way to keep you moving in the right direction. Bob and Linda Lotich are on the show today to explain how. They’re the creators of SeedTime and the authors of Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact. Linda and Bob are coming on the podcast to discuss how families can reset things and have a rich life. I had a chance to read their book and loved how it had s money great takeaways. I thought Bob and Linda did a really good job of balancing the head and the heart with this. You have this story of getting out of debt and showing the bits and pieces, but more importantly, those conversations they were having about the purpose behind this journey. Besides working towards financial freedom, the book also examines doing something meaningful with the money, especially on the giving side. In this episode, we get into: how Bob and Linda synced up with their finances and goalstactics and strategies they used and recommend to pursue financial freedomcreating an easy to manage financial system that allows them to live debt-free and be generous givers Hope you enjoy! Resources for Families Interested in Financial Independence If you're looking to get ahead with your finances as a family, here are some resources to check out! Best Budget and Money Apps: Personal Capital, Tiller, MintJumpstart Your Marriage and Your MoneyConnect with Linda and Bob: Seedtime Simple Money, Rich LifeWhy We Began Giving Our Age As a PercentageShould You Have a Giving Fund? Retire Early By Rethinking Your Priorities Setting Up Your Retirement with the Right ToolsMortgage Free Master PlanThe New Family Financial Road Map Don't forget we have the free course 5 Days to $5K. It's a week-long email course designed to help you find, save, and earn extra cash so you can reach your family and financial goals faster! Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today. As a credit union, Coastal serves its members first including an annual loyalty bonus. We've been members for years and love their service and competitive rates on checking and savings accounts! Rollover Your 401(k) Easily with Capitalize We’re grateful for wonderful partners like Capitalize. Not only do they support the podcast, but they help make managing your money so much easier. Did you know that it’s estimated that there are currently over 24 million “forgotten” 401(k) accounts? In fact, the average American changes jobs every 4 years. And because of the Great Resignation, you or someone you know might be changing jobs even more It’s an extreme case of out of sight and out of mind. Is your old 401(k) in there somewhere, left behind at a job you're no longer with? One huge benefit with an IRA is you get to choose how your money is invested, not your old employer. If you want to consolidate your old 401(k) and have more options with how you invest, it may be time to roll them over into an IRA. With Capitalize, they handle the process from start-to-finish – for FREE. They handle the process from start-to-finish, and yes that includes calling the 401(k) provider on your behalf. Find out how and get started today! Support the Podcast! Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it. Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and becoming financially free, please share.Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple, Spotify, or Audible.Buy me a cup of coffee!