Strategic Whole Life by Infinite Banking Authorized Practitioners

By: John Montoya John D. Perrings
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  • Summary

  • The Infinite Banking Concept® (IBC) is privatized banking, using the cash value of a whole life insurance policy as the platform. Your hosts, John Montoya and John Perrings, are authorized IBC practitioners with the Nelson Nash Institute, dedicated to educating consumers about Infinite Banking. Listening to this podcast, you'll learn about life insurance, cash value, dividends, policy loans, policy design, and more. Most importantly, you'll learn how IBC puts you back in control of your money so you can keep it, grow it, and pass it on without taking any of the unnecessary risks that you otherwise get when you listen and follow the mainstream advice about personal finance. The Strategic Whole Life podcast is our way to carry on Nelson's mission by explaining The Infinite Banking Concept® in simple terms so that you can make it real in your life!
    Copyright 2024 John Montoya, John D. Perrings
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Episodes
  • 114: What is a Premium Deposit Fund?

    114: What is a Premium Deposit Fund?
    Jul 26 2024

    In this episode, John Montoya explains the ins and outs of premium deposit funds.

    If you've ever wondered about one of the ways to pay for whole life insurance with a single lump sum, tune in to this short and sweet episode for everything you need to know about premium deposit funds.

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    EPISODE HIGHLIGHTS:

    00:43 Advantages of Premium Deposit Funds

    04:35 Considerations and Setup

    05:58 Flexibility and Convenience

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    LINKS:

    SCHEDULE A CONSULTATION

    https://www.strategicwholelife.com/p/contact/

    Online Course: IBC MASTERY

    https://www.stackedlife.com/ibc-mastery

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    About Your Hosts:

    Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit from a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family—even the skeptics!

    John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998, and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.

    John Perrings started StackedLife Financial Strategies after a 20-year career in Silicon Valley's startup world, where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.

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    Connect with us

    Get in touch to see how you might apply these principles to your situation. Schedule a free, no-obligation 30-minute consultation with us today!

    https://www.strategicwholelife.com/p/contact/

    ----

    ONLINE COURSE:

    Stop wasting hours on YouTube trying to piece together the information you want regarding The Infinite Banking Concept®.

    Check out our soup-to-nuts online course. Get everything you need to know about IBC and whole life insurance:

    IBC MASTERY:

    https://www.stackedlife.com/ibc-mastery
    Show more Show less
    9 mins
  • 113: What Term Insurance REALLY Costs You

    113: What Term Insurance REALLY Costs You
    Jul 19 2024

    When comparing term insurance costs to whole life insurance, you can't use grade school math and add up the premiums paid over time.

    With money, we must use financial math to account for the time variable. When we do that, the numbers tell a much different story than what the "buy term, invest the difference" people tell.

    The true cost of term insurance could be tens of millions or more!

    Join us today as we once again examine some numbers to reveal the truth about what term insurance really costs.

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    EPISODE HIGHLIGHTS:

    00:53 Understanding Asset Classes

    01:39 Term Insurance vs. Whole Life Insurance

    04:18 Cost Analysis: Math vs. Financial Math

    06:30 Graphical Illustration of Costs

    10:50 Generational Impact of Term Insurance

    ----

    LINKS:

    Get in touch: SCHEDULE A CONSULTATION

    Online Course: IBC MASTERY

    ----

    About Your Hosts:

    Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit from a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family—even the skeptics!

    John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998, and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.

    John Perrings started StackedLife Financial Strategies after a 20-year career in Silicon Valley's startup world, where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.

    ----

    Connect with us

    Get in touch to see how you might apply these principles to your situation. Schedule a free, no-obligation 30-minute consultation with us today!

    ----

    ONLINE COURSE:

    Stop wasting hours on YouTube trying to piece together the information you want regarding The Infinite Banking Concept®.

    Check out our soup-to-nuts online course. Get everything you need to know about IBC and whole life insurance:

    IBC MASTERY
    Show more Show less
    16 mins
  • 112: 31 Things to Know About Whole Life Insurance

    112: 31 Things to Know About Whole Life Insurance
    Jul 12 2024

    John Montoya covers 31 insights he devised about the importance of whole life insurance.

    This is a detailed list of observations, ranging from whole life's historical significance and tax advantages to its role in financial independence, the banking function, and family security.

    There really is no other asset like whole life insurance!

    Tune in...

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    EPISODE HIGHLIGHTS:

    00:21 The Motivation Behind This Episode

    00:57 31 Key Insights About Whole Life Insurance

    05:36 The Philosophy and Impact of Whole Life Insurance

    11:40 Avoiding "Arrival Syndrome"

    17:26 Encouragement and Final Thoughts

    ----

    LINKS:

    Get in touch: SCHEDULE A CONSULTATION

    Online Course: IBC MASTERY

    ----

    About Your Hosts:

    Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit from a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family—even the skeptics!

    John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998, and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.

    John Perrings started StackedLife Financial Strategies after a 20-year career in Silicon Valley's startup world, where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.

    ----

    Connect with us

    Get in touch to see how you might apply these principles to your situation. Schedule a free, no-obligation 30-minute consultation with us today!

    ----

    ONLINE COURSE:

    Stop wasting hours on YouTube trying to piece together the information you want regarding The Infinite Banking Concept®.

    Check out our soup-to-nuts online course. Get everything you need to know about IBC and whole life insurance:

    IBC MASTERY
    Show more Show less
    19 mins
Economics Personal Finance
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very informative - ins and outs of IBC

no theatrics and no secrets seemingly "left out". very well done on a complex topic

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IBC 101 done well

New to the whole concept of IB and after listening to the podcast before meeting with someone who was going to sell me life insurance I am going in as a educated buyer. Thank you.

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Informative

Enjoyable bites of information in these episodes! Just what I needed to learn on my new journey

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