The labyrinth of pre-COVID student loan rules are making a dramatic return. I’ll explore the Biden administration's key regulations impacting Public Service Loan Forgiveness (PSLF) and income-driven repayment (IDR) plans, the legal battles putting these changes on ice, and what it means for borrowers caught in the middle.

In today’s episode:

• 01:50 Revival of Pay As You Earn (PAYE) and Income-Contingent Repayment (ICR) plans

• 04:45 PSLF borrowers have less to worry about, plus the “buyback provision”

• 08:03 Borrowers going for 20 and 25 year forgiveness could switch plans

• 12:46 The silver lining of choosing to do nothing

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Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!

Dennis Hornsby, licensed insurance agent, joins me to discuss the critical role of disability insurance in protecting your income and lifestyle. He shares his expertise on the advantages of purchasing coverage early to secure lower rates and the ethics of choosing the right broker. If you're a high-income professional or have student debt, you won't want to miss this.

In today’s episode:

05:19 Employer-provided group policy vs. one you purchase yourself
12:46 Residency and fellowship disability insurance discounts
19:24 An honest agent will sacrifice commissions to help you save on policy costs
24:36 Every year you wait to buy a policy, your rates can go up $10 to $20 per month

Link mentioned:

• SLP Insurance disability policy quote

Like the show? There are several ways you can help!

• Follow on Apple Podcasts, Spotify or Amazon Music
• Leave an honest review on Apple Podcasts
• Subscribe to the newsletter

Feeling helpless when it comes to your student loans?

• Try our free student loan calculator
• Check out our refinancing bonuses we negotiated
• Book your custom student loan plan
• Get profession-specific financial planning

Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!

I had an inspiring conversation with Dr. Mike Walker, a veterinary practice owner. Listen is as he shares his journey from graduating vet school in 2017 with significant student loan debt to owning Apollo Vet, a clinic worth between $4 to $5 million today.

In today’s episode:

• 04:46 Preparing financially before starting a business
• 16:51 Fear of the unknown, business opportunities and financial projections
• 30:43 The role of mentors in starting a business
• 40:24 You don't need to be an expert to launch a startup

Links mentioned:
Find Dr. Mike Walker on Instagram

Like the show? There are several ways you can help!

• Follow on Apple Podcasts, Spotify or Amazon Music
• Leave an honest review on Apple Podcasts
• Subscribe to the newsletter

Feeling helpless when it comes to your student loans?

• Try our free student loan calculator
• Check out our refinancing bonuses we negotiated
• Book your custom student loan plan
• Get profession-specific financial planning

Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!