Curious about student loan planning? This episode is packed with real-life scenarios, insider knowledge, and practical advice for your student loan journey. Get insight into ambiguous regulations, servicer misinformation and the impact it has on borrowers from Lauryn Williams, CFP®, CSLP®, AFC®, and Justin Kim-Hummel, former client and integral member of the Student Loan Planner team who brings a wealth of experience from his background in PR, graduate studies, and time working on Capitol Hill. Together, they tackle challenges, answer frequently asked questions, and reveal the dedication and care that goes into every consultation. Learn why this is more than just advice. It's about ​​connecting with experts who genuinely care about your financial well-being and student loan success.

In today’s episode, you'll find out:

• Justin's journey from client to becoming a crucial part of the Student Loan Planner team
• Firsthand insight into why many borrowers are dealing with misinformation and lack of clear guidance from loan services
• The dangers of following bad advice from student loan servicers
• Key benefits of booking a consultation for personalized advice and savings
• How uncertainty surrounding the election can impact student loan policies
• How to best use the free resources offered by the Student Loan Planner team
• How the Student Loan Planner team uses office hours to manage client questions and concerns
• What kind of post-consultation support you get when implementing your custom plan
• What information you'll need to share with a consultant to get the best advice
• How a consult can address the unique financial situations of high earners who may not qualify for forgiveness
• How expenses like credit card debt and housing costs factor into student loan repayment options
• The limitations of giving advice by email and how the customer support team manages expectations
• Why you don't have to turn on your camera during a virtual meeting with a consultant
• How long it takes to get a personalized student loan plan

Like the show? There are several ways you can help!

• Follow on Apple Podcasts, Spotify or Amazon Music
• Leave an honest review on Apple Podcasts
• Subscribe to the newsletter

Feeling helpless when it comes to your student loans?

• Try our free student loan calculator
• Check out our refinancing bonuses we negotiated
• Book your custom student loan plan
• Get profession-specific financial planning

Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!

Travis shares the best stress reduction strategies out there for current and aspiring business owners.

Enroll at https://studentloanplanner.com/profit

Get ready to uncover the myths, master the rewards, and smartly amplify your spending power — all while keeping your finances sharp and your debt strategy on point. Whether you're looking to squeeze every last benefit out of your credit card points, contemplating the right card for your business expenses, or simply looking to use your cards more strategically, this episode is a goldmine. Listen in as Meagan McGuire, ChFC®, CSLP®, and Mary Rush, CFP®, CSLP®, talk tricks, tips, and savvy spending with every swipe. Discover how to make every dollar and every point work harder for you.

In today’s episode, you'll find out:

• How to leverage credit cards and credit card rewards to your advantage
• About the benefits Meagan and Mary have personally enjoyed from credit card rewards programs
• Why the common belief that carrying a balance improves your credit score is wrong
• How maintaining a low credit utilization rate can benefit your financial health
• When and how to utilize 0% balance transfer cards to manage debt effectively
  strategies for using credit cards as budgeting tools, including how to use statement balances
• The perks of cashback vs. niche-specific credit cards and which is best for you
• Why credit cards provide better fraud and travel protection than debit cards
• Mary's strategy for maximizing rewards with travel and cashback credit cards
• Meagan's experience with using a credit card for business and the rewards she missed from not using a personal card
• Details on point conversions of airline miles, cashback and reward points
• Tips to utilize credit cards for significant expenses like weddings, home improvements or even paying taxes

Like the show? There are several ways you can help!

• Follow on Apple Podcasts, Spotify or Amazon Music
• Leave an honest review on Apple Podcasts
• Subscribe to the newsletter

Feeling helpless when it comes to your student loans?

• Try our free student loan calculator
• Check out our refinancing bonuses we negotiated
• Book your custom student loan plan
• Get profession-specific financial planning

Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!