In this episode of the Atlas Annuity Podcast, Marty Becker talks about why it's important to know when to leave the stock market before it's too late. Marty shares stories from his own life and explains how staying too long at a party is like staying too long in the stock market. He talks about big investors like Jeff Bezos and Warren Buffett who are selling their stocks because they think the market is too high. Marty also explains what you can do to protect your money and make sure you have a steady income no matter what happens in the market. Listen in to learn how to keep your money safe and make smart financial choices.

In this episode, we talk about a couple who were worried about running out of money in retirement. We show how using annuities helped them get everything they needed. We looked at their original plan, which wasn't working, and found a better way. We explain different scenarios and how the Atlas annuity strategy saved the day. If you're curious about how to make your money last, this episode is for you!

In this episode of the Atlas Annuity Podcast, host Marty Becker dives deep into the intricacies of the Allianz 222 annuity. Marty explains why there are no bad annuities, only bad recommendations, and highlights the unique features and benefits of the Allianz 222. From the 40% bonus and income rider to the 150% indexing credit and income multiplier benefit, this episode provides a comprehensive overview. Marty also compares the Allianz 222 with other fixed indexed annuities and discusses alternative strategies for maximizing income and withdrawals. Tune in to gain valuable insights and learn how to make informed decisions about your retirement planning. Don't miss this detailed breakdown of one of the most talked-about annuities on the market.

In this episode, Marty Becker dives into the crucial topic of balancing risk and safety with fixed index annuity returns. Discover how fixed index annuities offer a stable and secure investment option, providing protection during market downturns while still offering growth potential. Marty breaks down realistic expectations for returns, the importance of safe investment buckets, and why having a balanced approach is key to a successful retirement strategy. Tune in to gain valuable insights and make informed decisions about your financial future.

Ever wondered how annuity companies can promise you a lifetime of income? In this episode of the ATLAS Annuity Podcast, we break down the key factors that make these guarantees possible. From mortality credits to risk pooling, and the impact of interest rates, we’ll show you it’s not magic—it’s just math. Tune in to learn how life insurance companies manage longevity risk and ensure financial security for the long haul. Don't miss it!

In this episode of the ATLAS Annuity Podcast, Marty Becker unravels the complexities of annuity taxation. Learn about the different types of money—non-qualified, qualified, and Roth—and their unique tax implications when invested in annuities. Discover strategies like 1035 exchanges and Roth conversions to optimize your tax planning. Whether you're funding annuities with after-tax dollars or retirement accounts, this episode provides essential insights to help you make informed decisions for a secure financial future.

In this episode of the ATLAS Annuity Podcast, Marty Becker dives into a critical topic that often confuses many retirees: the Nationwide New Heights Annuity. With so much hype and numerous hypothetical illustrations floating around, it's easy to get lost in the promises of high returns. Marty is here to cut through the noise and provide a clear, realistic understanding of this popular annuity product.

In this episode, you'll learn:

• Breaking Down Hypothetical Illustrations: Discover why the high indexing rates and non-guaranteed returns presented in sales pitches should be viewed with caution.
• Realistic Returns and Guarantees: Marty explains the importance of focusing on the guaranteed aspects of the annuity, offering a detailed example of what realistic returns look like compared to optimistic projections.
• Understanding the Income Rider: Learn about the key features of the income rider, including the 1.1 percent expense, 30 percent bonus, and 8 percent compounding roll-up, and how these impact your future income.
• Evaluating a More Realistic Outlook: Explore a more attainable return rate and its implications for your guaranteed income and overall financial planning.

Deciding on the best income strategy for retirement can be complex. This episode breaks down the critical factors you need to consider, ensuring you make informed decisions that provide financial stability and peace of mind.

Don't miss this insightful episode if you want to ensure your retirement income strategy is robust and reliable!

00:40 Annuities must be compared to alternative investments to assess income strategy.

02:05 No other investment guarantees lifetime income like annuities.

03:35 To match annuity income with alternative investment, a high return rate is needed.

05:00 Actuary tables show high chances of living long, impacting income strategies.

06:12 High return rates needed for alternative investments to match annuity income until age 90.