- If my increase of income doesn’t match the increases of repayments from buying more and more properties, how can I buy more properties?

- I am UK expat, where I have investment properties, the banks lend there based purely on rental serviceability. I found in Australia serviceability is based on your employment income... Am I missing something?

- As a first investment, I have been waiting for land to title for more than a year? is it worth it to continue waiting?

Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

James and Mitch discuss:

- AFL Grand Final weekend happenings.

- QLD election countdown is on.

- Negative gearing – lots of noise, what it means, will it happen, what happens if it does.

- Regional areas – developers going to the regions, does it stack up for investors and homeowners?

- September house price data out – movers, shakers, take aways.

- Buy or sell.

- Who am I?

Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

- Is depreciating a home the same as a car or are they different?

- What is the evidence / rationale for assuming 8% capital growth per annum?

- What's your favourite book about real estate and wealth in general? (not you or your Uncle's book though)

Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

James and Mitch discuss: - James stay at Scale residence – soap feedback. - Sociopath on the loose – what does your chocolate choice say about you? - Is work from home dead? - USA drops rates 0.5%, RBA announcement, inflation data – what is means for us all. - $100m sale in Toorak – worth it? - Where did you make money on property this year? - Buy/Sell

Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

- Is property one your first home (that you live in) or is it your first investment?

- Can you reduce your tax on your primary home to pay off your mortgage without getting an investment property?

- I tried to negotiate a rate discount with my bank and they wouldn’t budge. Then went through all the process of refinancing and as the new lender requested discharge form they gave me the initial discount I was after plus $1000 cash back. Is there a better way to go about this without wasting so much time?

Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

- Do you think the Melbourne market will pick up?

- How much should property mangers generally receive each month?

- What effect will today's GPD figures have on interest rates?

Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

James and Mitch discuss:

- Paralympics and start of Spring.

- Insolvency data – biggest culprit goes to…?

- GDP data and the per capita recession.

- The job boom driven by public sector.

- What it all adds up to when it comes to interest rates.

- Buy/Sell.

- Who am I?

Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.