The Fiscal Physical Podcast

De: Ryan Nelson & Aaron Hoisington
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  • Resumen

  • Welcome to The Fiscal Physical Podcast, where financial empowerment meets expert insights! Join host Aaron Hoisington in dynamic conversations with Ryan Nelson, owner of Alchemy Wealth Management and author of "Your Fiscal Physical." Whether you're a finance novice or a seasoned investor, each episode demystifies financial concepts, providing practical tips tailored for every stage of your financial journey. Our engaging discussions aim to make finance accessible and exciting for everyone.
    © 2024 The Fiscal Physical Podcast
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Episodios
  • #33 - The 4% Rule: What is the 4% Rule, who should follow it, and what are the advantages vs risks?

    #33 - The 4% Rule: What is the 4% Rule, who should follow it, and what are the advantages vs risks?
    Aug 13 2024

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    Can you really retire without ever running out of money? Discover the magic behind the 4% rule, a fundamental concept in retirement planning, that's stood the test of time since its inception by Bill Benjen. This episode unpacks the origins and practical uses of the 4% rule, transforming it from a mere withdrawal strategy for retirees into a powerful tool for pre-retirees aiming to set realistic savings goals. We dive into the historical context, analyzing its development and effectiveness even during severe market downturns, ensuring you have all the insights to make informed decisions.

    Ever wondered how much you need to save monthly to hit your retirement target? We break down the numbers for you, illustrating with examples like saving $2,510 a month to amass $5 million over 36 years. This knowledge empowers you to critically evaluate financial products and advice, making you less vulnerable to misleading pitches and more confident in your retirement planning. By promoting self-awareness and financial literacy, we arm you with the tools to navigate your financial journey with clarity and confidence.

    Lastly, we underscore how financial education can significantly impact your long-term goals. For example, understanding the 4% rule can help a 30-year-old make smarter financial decisions, like evaluating the implications of purchasing a new car on their retirement plans. As we wrap up, we extend our heartfelt thanks to our loyal listeners and invite you to subscribe, rate, and review our podcast. Remember, our advice is for informational purposes only and should not be taken as personalized financial advice. Stay informed, stay proactive, and continue your journey towards financial empowerment with the Fiscal Physical Podcast.

    Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

    If you have suggestions or feedback, please email us at: Podcast@AlchemyWealth.com

    And, as always, STAY THE COURSE!
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    25 m
  • #32 - The Rule of 72: What is it, and how can you use it?

    #32 - The Rule of 72: What is it, and how can you use it?
    Aug 6 2024

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    Can you really double your investment by simply knowing a single number? On this week's Fiscal Physical Podcast, we unravel the mysteries of the Rule of 72 – a surprisingly straightforward tool that helps you estimate how long it will take for your investments to double, based on the annual rate of return. Last week we tackled the complexities of compound interest, and now we build on that foundation, showing you how a 7.2% return can transform $100,000 into approximately $800,000 over 30 years. This episode is a must-listen for anyone looking to make sense of investment growth without getting bogged down in complicated math.

    But it’s not all about numbers. We also explore personal finance strategies that contribute to a balanced, stress-free lifestyle. From asset allocation to risk assessment, we highlight the importance of calculating your portfolio's rate of return accurately, using a general 7% return as a benchmark while emphasizing the need for professional guidance. Plus, Ryan Nelson and I share our personal relaxation techniques, from exercise and healthy eating to maintaining consistent sleep schedules. Reflect on your own habits and find solace as we merge financial wisdom with well-being advice. Tune in for a holistic approach to financial planning and personal health.

    Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

    If you have suggestions or feedback, please email us at: Podcast@AlchemyWealth.com

    And, as always, STAY THE COURSE!
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    15 m
  • #31 - Compound Interest: What is Compound Interest, how does it works, and how does it compare to simple interest?

    #31 - Compound Interest: What is Compound Interest, how does it works, and how does it compare to simple interest?
    Jul 30 2024

    Send us a Text Message.

    Unlock the secrets to financial growth with Ryan Nelson, founder of Alchemy Wealth Management and author of "Your Fiscal Physical." Ryan breaks down the concept of compound interest through straightforward examples, like how a $10,000 investment at a 10% return can snowball into significant wealth over time. By tuning in, you'll gain a foundational understanding of how compound interest works and why it's a game-changer for long-term financial planning and investment strategies.

    We'll also dive into the compelling comparison of two hypothetical investors, Ben and Joey, showcasing the monumental benefits of starting early. Ryan shares nuggets of wisdom from Albert Einstein, who famously called compound interest the "eighth wonder of the world." On a more personal note, we reflect on our proudest accomplishments and even have some fun with trivia about Warren Buffett's incredible net worth. This episode is packed with valuable insights and practical tips to help you master financial literacy and harness the power of compound interest.

    Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

    If you have suggestions or feedback, please email us at: Podcast@AlchemyWealth.com

    And, as always, STAY THE COURSE!
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    27 m
Economía Finanzas Personales Éxito Personal
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