"You don’t need to be rich by 40...but you do need a game plan."

In this episode, Jaspreet lays out the 10 essential money moves every adult needs to make before they hit the big 4-0. Whether you're 22 or 39 and a half, these aren’t just tips, they’re turning points.

From defining what wealth means to you to building cash-flowing investments, getting your debt under control, and finally separating your savings from your “oops” fund, this is your no-fluff guide to long-term financial peace.

You’ll learn:

• Why tracking every dollar is more powerful than making more

• How to build wealth with cash flow, not just a nest egg

• The truth about 0% APR offers (spoiler: they’re not doing you favors)

• How to stop spending stupid and start protecting your future

If you want your 40s to feel free and not frantic, then listen up, take notes, and get moving.

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

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"More than one out of three Americans earning $200,000 a year… are broke."

Let that sink in.

In this episode, Jaspreet breaks down the brutal truth behind why high income doesn’t always equal high net worth. From rising expenses that quietly scale with your paycheck to a system designed to reward investors over employees, he exposes the financial traps that keep even six-figure earners living paycheck to paycheck.

Jaspreet doesn’t just call out the system...he calls out you. Because blaming inflation, taxes, or your boss won’t fix your wallet. What will? Learning how the game works, and then playing it better.

In this episode, Jaspreet covers:

• Why making more money often leads to more debt

• How to start investing (even with just $100)

• What "Always Be Buying" (ABB) really means

• Why understanding your spending is the first step to freedom

This isn’t a get-rich-quick talk. It’s a get-rich-for-real wake-up call.

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

----------

“It’s not your income that will determine if you become wealthy or not, it’s what you do with your income.”

In a year of tariffs, tech chaos, and AI takeovers, economic uncertainty is the norm—not the exception. But while most people panic, the financially savvy prepare to profit.

In this episode, Jaspreet breaks down the 5 steps to building wealth despite the headlines. You’ll learn:

• How to set up a simple money system to stay ready for opportunity

• The difference between passive and active investing (and how to win with both)

• What ABB really means: Always Be Buying—no matter the chaos

• How to spot “market shifts” and find the real plays (think: AI, tariffs, energy)

• Why emotional control is the investor’s secret weapon

If you’re tired of sitting on the sidelines while the economy swings, this is your roadmap for turning volatility into opportunity.

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

----------

“If it was so easy, why are so many people losing money in the stock market?”

In this no-BS beginner’s guide to stock market investing, Jaspreet breaks down the game plan most people wish they had before throwing money at random stocks and hoping for the best.

You’ll learn:

• What the stock market actually is (hint: it’s not a casino, unless you treat it like one)

• The difference between dividends and appreciation (aka: cash flow vs. long game)

• The pros, cons, and risks of passive vs. active investing

• How to read financials (10-Ks, 10-Qs) like Warren Buffett... without needing a finance degree

• And why emotion-driven investing is a fast track to watching your money “disappear... oh not again”

If you're tired of TikTok stock tips and want a solid foundation to build real wealth, this is the video for you. Watch ‘til the end. You’ll know more than 90% of the people yelling “buy the dip.”

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

----------

"If you're living paycheck to paycheck, you're not alone.”

In this episode, Jaspreet breaks down the real reason most Americans, even high earners, struggle with money, and exactly how to escape the paycheck-to-paycheck cycle for good. No gimmicks, no financial jargon, just a straightforward system you can actually use.

You’ll learn:

• Why “you need to create three different bank accounts”

• How to systemize your money using the 75/15/10 method

• What to automate so you don’t sabotage your own progress

• The difference between assets and liabilities (and why your house might not be an asset)

• Five simple rules to stop overspending—including the rule of five and the 24-hour rule

• How to choose between passive and active investing in real estate and stocks

• What your savings should actually be doing for you

This is the foundation that turns paychecks into wealth, without needing more income to start.

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

----------

“Even people making $200,000 a year or more are still broke.”

In this episode, Jaspreet reveals the exact 7-step strategy to escape the paycheck-to-paycheck trap and start building real wealth, from mindset to money moves. Whether you're starting at zero or just sick of having nothing to show for your income, this is your financial blueprint.

You’ll learn:

• Why your mindset is your first (and biggest) money block

• How to escape the financial danger zone

• The only budgeting rule you need: 75/15/10

• Ways to earn more without quitting your job

• What to invest in to create passive income streams

• How compound interest actually works—with real numbers

• Why defining your goal is the first step to hitting it

This isn’t about getting rich quick. It’s about building wealth for the future.

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

----------

“Warren Buffett says stocks, Trump says real estate, and Michael Saylor screams Bitcoin from the rooftop. Who do you trust...besides your future self?”

In this episode, Jaspreet breaks down the real pros, cons, cash flow, and chaos behind crypto, stocks, and real estate, minus the financial fluff. Forget the one-size-fits-all advice and start thinking like an investor who actually understands what they need.

You’ll learn:

• Why real estate can make you cash-rich and tax-poor (in a good way)

• The true cost of buying a “no-money-down” guru dream

• How stocks let you own Apple AirPods and Apple

• Why crypto has the highest upside and the highest volatility

• What Jaspreet personally invests in (and where he won’t put most of his money)

This isn’t about picking the “best” investment. It’s about picking the right one for you.

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

----------