Episodes

  • Ep 458 - Consistent investment funds, Debanking & car insurance renewal traps

    Ep 458 - Consistent investment funds, Debanking & car insurance renewal traps
    May 5 2024
    In this episode, I discuss my latest piece of investment research where I look at consistent funds, and reveal one global equity tracker fund that passes the test. Andy then explores the issue of debanking, explaining what it is and what can be done if it happens to you. Finally, I discuss the nuances of shopping for car insurance and the importance of ensuring you're getting the same level of cover when comparing quotes on different comparison sites. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    • What is the cheapest car to insure?
    • Should you protect your no claims discount?
    • 10 tips to save money on car insurance
    • Ep 251 - My bank helped fraudsters steal £4k from my children's savings
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    35 mins
  • Ep 457 - Credit card minimum payment trap, Best mobile provider & Technical analysis revisited

    Ep 457 - Credit card minimum payment trap, Best mobile provider & Technical analysis revisited
    Apr 28 2024
    In this week's episode Damien provides some technical analysis on the FTSE 100 and the GBP/USD exchange rate, explaining where both might head next and how you can carry out your own research for free. Damien also talks about a major credit card provider's change to the minimum payments on its credit cards, including the potential impact it could have on your debt and what you can do to avoid it. Finally, Andy explains why it might be worth considering a number of smaller mobile phone providers over the big four mobile networks. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    • Check out the podcast article to view the FTSE and GBP vs USD images
    • See the climate projects that Money to the Masses is currently supporting
    • Barclaycard to cut minimum payment on all credit cards
    • Best credit cards in the UK
    • Best and worst mobile phone providers - Which? research
    • Compare the best mobile phone providers for roaming abroad
    • Sign up for the Money to the Masses newsletter
    • Join the MTTM Community group
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    36 mins
  • Ep 456 - Record gold prices explained, teaching the next generation and taxable benefits

    Ep 456 - Record gold prices explained, teaching the next generation and taxable benefits
    Apr 21 2024
    In this week's episode I explain the possible reasons behind the significant increase in the price of gold in recent months. I also reveal how a conversation with my daughter led to me explaining how compound interest works and her excitement at discovering how saving small regular amounts from a young age can lead to significant wealth over time. Finally, Andy explains how taxable benefits work and the importance of checking your tax code. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    • MTTM Podcast 120 - Investing in gold
    • MTTM Podcast 144 - The truth about gold
    • MTTM Podcast 317 - Bitcoin vs Gold
    • MTTM Podcast 416 - Investing in gold & its outlook
    • The Money to the Masses Investment Calculator
    • How to become a millionnaire
    • Check your tax code for this tax year
    • Check your tax code for previous tax years
    • Contact HMRC if you have a tax query
    • Sign up for the Money to the Masses newsletter
    • Join the MTTM Community group
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    43 mins
  • Inflation's second wave? - Damien's Market Update

    Inflation's second wave? - Damien's Market Update
    Apr 16 2024

    Welcome to Damien's Market Update for April 2024.

    Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

    Subscribe now for your monthly insight into the Global Investment Markets.

    Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
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    9 mins
  • The future of the Money to the Masses podcast!

    The future of the Money to the Masses podcast!
    Apr 14 2024
    Damien and Andy make an important announcement about the future of the Money to the Masses podcast. You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show
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    6 mins
  • Ep 455 - NS&I British Savings Bond launched, Loud budgeting & new free childcare rules

    Ep 455 - NS&I British Savings Bond launched, Loud budgeting & new free childcare rules
    Apr 7 2024
    On this week's episode Damien looks at the launch of the new NS&I British Savings Bond. How does it work, who is eligible and is it any good? Damien and Andy then explain the new rules that have come into force allowing parents of children as young as 2 years old to get 15 hours of free childcare a week. Finally, Damien discusses the Loud budgeting phenomenon that has taken social media by storm. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the show:

    Check out the latest cashback deals:

    • Best ISA cashback offers and fee-free deals
    • Best pension cashback offers and fee-free deals
    • Download the JamDoughnut Cashback app* - Use referral code MTTM to get a £5 welcome bonus

    Resources:

    • NS&I launches new British Savings Bonds - Are they any good?
    • Best Savings Accounts in the UK
    • Build a cash savings ladder
    • How to apply for 15 hours of free childcare for 2-year-olds
    • How does tax-free childcare work?
    • Best Savings Accounts in the UK
    • Sign up for the Money to the Masses newsletter

    If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Jam Doughnut App
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    26 mins
  • Ep 454 - Best stocks & Shares ISA, the Perfect portfolio review & plunge energy pricing

    Ep 454 - Best stocks & Shares ISA, the Perfect portfolio review & plunge energy pricing
    Mar 31 2024
    On this week's show we discuss the Best Stocks and Shares ISA for different types of investor. We also analyse whether our Perfect ISA Portfolio has maintained its track record of making money in every tax year since the year 2000. Finally, we explain how you can get paid to use energy thanks to a particular energy tariff and something called plunge pricing. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Watch the roundup of the Best Stocks and Shares ISAs in 2024
    • Best Stocks and Shares ISAs 2024
    Support the show:

    Check out the latest cashback deals:

    • Best ISA cashback offers and fee-free deals
    • Best pension cashback offers and fee-free deals
    • Download the JamDoughnut Cashback app* - Use referral code MTTM to get a £5 welcome bonus

    Resources:

    • Best Stocks and Shares ISAs 2024
    • Agile Octopus Tariff review
    • Octopus Tracker Tariff review
    • 80-20 Investor

    If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Jam Doughnut App
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    40 mins
  • Ep 453 - Tax year end checklist, courtesy car sham & loan mis-selling

    Ep 453 - Tax year end checklist, courtesy car sham & loan mis-selling
    Mar 24 2024
    On this week's show, Damien delves into how you could unexpectedly face thousands of pounds in charges for a 'courtesy' car provided by your car insurance following a claim—even if it is included as a free benefit in your policy. Damien and Andy then discuss the increasing complaints about loans that have been mis-sold, explaining what constitutes a mis-sold loan and how you can file a complaint (and potentially claim compensation) without the need for a claims management company. Finally, shares his essential end-of-tax-year checklist. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the show:

    Check out the latest cashback deals:

    • Best ISA cashback offers and fee-free deals
    • Best pension cashback offers and fee-free deals
    • Download the JamDoughnut Cashback app* - Use referral code MTTM to get a £5 welcome bonus

    Resources:

    • Pension needed in retirement rises in 2024
    • Analysis by Pensions & Lifetime Savings Association
    • MTTM - Ep 372 - Retirement Spending Truths
    • 7 tips on how to boost your state pension
    • HSBC launches £220 switching offer
    • Best bank account switching offers
    • Chase changes 1% cashback rules
    • 80-20 Investor

    If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Jam Doughnut App
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    31 mins