Today, we dive deep into the latest developments in the housing market. We explore the impact of the ongoing housing shortage, analyze current interest rate trends, and break down the recent National Association of Realtors (NAR) broker agreement. Whether you're a prospective homebuyer, a real estate professional, or just interested in the market, this update has crucial insights for you. Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Join us for Episode 63 where we discuss a significant update to a USDA program. This update could potentially allow you to make purchases at a higher price. Adam will break down the details of this change and how it might impact you! Tune in to stay informed! Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

In this episode of The Mortgage Guy podcast, we dive into the crucial role that your rental history plays in securing a mortgage. If you're a renter planning to become a homeowner, understanding this aspect of your financial profile is essential. Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Welcome episode 61, where we dive deep into the Ohio Housing Finance Agency (OHFA) grant program. Join us as we discuss how this program helps make homeownership more accessible, the benefits it offers, and how you can qualify. Whether you're a first-time homebuyer or looking to learn more about housing assistance options, this episode is packed with valuable information you won't want to miss!

Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Join Adam and Teresa as they dive into the details of the FHA 203k loan! In this episode, they discuss the two different types of 203k loans: the Standard 203k and the Limited 203k. Learn about the key features, eligibility requirements, and how each loan can help you finance your home renovation projects. Whether you’re planning minor upgrades or major repairs, this video provides valuable insights to help you choose the right loan for your needs.

Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Are you dreaming of transforming a fixer-upper into your perfect home? Join us in this episode as we explore the ins and outs of USDA renovation loans. We'll break down the eligibility requirements, benefits, and the application process, providing you with essential insights to make your renovation journey smooth and successful. Discover how USDA renovation loans can help you finance home improvements in rural areas, turning potential properties into your dream home. Whether you're a first-time homebuyer or looking to upgrade your current residence, this episode offers valuable information and expert advice to guide you every step of the way. #HomeRenovation #USDALoans #FixerUpper #DreamHome #HomeImprovement #RenovationLoans #RuralLiving #FirstTimeHomeBuyer #HomeFinance #PropertyUpgrade #RealEstateTips #HomeBuying #MortgageTips #RuralHousing

Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

In Episode 58, Adam explains the crucial role that bank statements play in the mortgage process. Discover why lenders require these documents and how they help verify your financial stability and creditworthiness. Adam breaks down the specific information lenders look for in your bank statements, such as income consistency, spending habits, and any red flags that might affect your loan approval. Whether you're a first-time homebuyer or looking to understand the intricacies of mortgage applications, this video provides valuable insights into the importance of bank statements in securing your home loan. Tune in to learn more and make your mortgage journey smoother and more transparent! #MortgageProcess #BankStatements #HomeBuyingTips #FinancialStability #Creditworthiness #LoanApproval #FirstTimeHomebuyer #MortgageInsights #HomeLoan #RealEstateFinance Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

In episode 57, Adam shares valuable tips on financing a manufactured home. Whether you're considering purchasing a manufactured home or already in the process, our experts provide invaluable insights to navigate the financing landscape effectively. From understanding loan options and eligibility criteria to maximizing affordability and overcoming common challenges, this discussion covers it all. Join us to empower yourself with the knowledge needed to finance your dream manufactured home with confidence! #ManufacturedHome #FinancingTips #MortgageExperts #HomeOwnership #RealEstateFinance #AffordableHousing #LoanOptions #CreditScore #DownPayment #PropertyOwnership #MobileHomeFinancing #FinancialAdvice #HomeBuyingJourney #mortgagetips Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301