In this episode of The Purposeful Investor, Aden and David are joined by Investment Coordinator Nick Menegola to demystify the world of private credit (private debt).

Together, they break down what private credit is, how it differs from traditional banking, and why it’s gaining so much attention in financial headlines.

The team shares real-life case studies, including lessons from the GFC and the recent La Trobe fund developments, and explores the crucial topics of liquidity, risk, and regulatory oversight.

• 2:58-3:34 The value of goal setting and future planning
• 3:34-8:17 What is private credit?
• 8:17-12:43 The emergence of private credit as an asset class
• 12:43-18:52 How private credit works for investors
• 18:52-20:16 Liquidity and risk
• 20:16-26:28 The La Trobe fund case study
• 26:28-31:03 Risks in private credit
• 31:03-38:22 Retail vs. sophisticated investors
• 38:22-46:13 Comparing private credit to equities
• 46:13-47:35 Advice for different investor profiles

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Join Aden for our bonus series, where he sits down with Rob McCaw. Rob shares his inspiring career path, from uncertain beginnings to becoming a dedicated wealth adviser at Capital Partners.

Discover how his 20 years of experience as an umpire have shaped his approach to financial guidance, client relationships, and professional growth.

Rob reveals the importance of being a "safe pair of hands" for clients, the nuances of retirement planning, and what it means to be a family-focused financial guardian.

This episode offers insights into the human side of financial advising and the meaningful connections that drive success.

• (00:00 - 0:02:18) Rob McCaw and his career journey
• (02:18 - 04:34) The parallels between umpiring and financial advising
• (04:34 - 06:13) Rob's passion for building relationships
• (06:13 - 08:45) The importance of being a "safe pair of hands" for clients
• (08:45 - 11:45) The concept of retirement planning
• (11:45 - 13:35) Rob's money personality

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

In this episode of The Purposeful Investor, hosts Aden and David dive deep into the timeless lessons from the classic book "The Millionaire Next Door."

Discover the surprising habits and mindsets that set true millionaires apart from the crowd, why high income doesn’t always equal wealth, and how to avoid common financial pitfalls. From the illusion of affluence to the power of living below your means, Aden and David share practical tips, real-life examples, and actionable strategies to help you build lasting financial independence.

• 3:00-7:00 Introduction to "The Millionaire Next Door" and its relevance
• 7:00-15:00 Key lessons from the book
• 15:00-25:00 Success behaviours of real millionaires
• 25:00-32:00 The quiet rich vs. the loud rich
• 32:00-38:00 Common financial mistakes
• 38:00-40:00 Takeaways, practical tips, and episode wrap-up

Read: The Millionaire Next Door

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Join us for our bonus series as Rakesh Shah, a seasoned wealth adviser at Capital Partners, shares his 18-year journey in financial planning. Discover how his family background, entrepreneurial spirit, and passion for helping clients achieve their goals have shaped his career.

Rakesh opens up about his side business in Kenyan tea, his approach to retirement planning, and why he sees financial advising as more than just managing money.

• (00:00 - 03:00) Rakesh Shah's 18-year journey at Capital Partners
• (03:00 - 04:23) The Kenyan tea business
• (04:47 - 06:34) Helping clients transform their financial lives
• (06:34 - 08:30) A passion for retirement workshops
• (09:14 - 10:00) Becoming a shareholder at Capital Partners
• (10:00 - 11:12) Rakesh's money personality

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Award-winning wealth adviser, Kathryn Creasy shares her expertise and the motivation behind the recently released "Crisis to Confidence" white paper, offering practical financial and emotional guidance for women facing the prospect of life after divorce, separation or bereavement.

Discover real-life success stories, the importance of building a supportive team, and actionable steps to regain control and build a brighter future after a major life event.

Whether you’re experiencing change yourself or supporting someone who is, this episode provides valuable tools and inspiration to move forward with confidence.

• 0:00-1:06 Introduction
• 1:06-2:24 Wins of the Week
• 2:24-8:01 The “Crisis to Confidence” Project
• 8:01-12:11 The Three-Year Journey and Legal Foundations
• 12:11-17:21 Financial and Legal Considerations
• 17:21-19:22 Non-Financial Support and Building a Team
• 19:22-25:29 Success Stories and Client Transformation
• 25:29-27:21 Guidance and Resources for Listeners

Read Crisis to Confidence.

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

In this episode of The Purposeful Investor, Aden sits down with Andrew Nuttall from New Zealand to explore what it truly means to face your own mortality and live to tell the tale.

Andrew shares his remarkable near-death experience, the life lessons it inspired, and how it shaped his views on family, financial security, and the real meaning of wealth. Together with Capital Partners founder David, they discuss the importance of strong relationships, gratitude, resilience, and the philosophy of "wealth beyond money.

• 0:00-2:00 Introduction
• 2:00-7:30 Wins of the Week
• 7:30-12:30 Andrew’s Background and Connection
• 12:30-18:00 Andrew’s Near-Death Experience
• 18:00-27:00 Reflections on Family, Financial Preparedness, and Wealth
• 27:00-37:00 Parallels Between Physical and Financial Health
• 37:00-42:49 Lessons, Regrets, and Final Reflections

Additional resources: Futures Model

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Join Aden and David as they dive deep into the provocative concept of "dying with zero" from Bill Perkins' groundbreaking book. Discover how strategic spending, investing in experiences, and challenging traditional saving mindsets can help you live a more meaningful life. Learn practical strategies to balance financial security with creating lifelong memories, and gain insights into breaking free from the fear of spending. Whether you're planning for retirement or seeking to maximise your life's potential, this episode offers a fresh perspective on wealth, time, and personal fulfillment.

• 00:00 - 05:12 Introduction and "Die with Zero" Concept Overview
• 05:12 - 11:37 Understanding the Philosophy of Purposeful Spending
• 11:37 - 17:54 Psychological Barriers to Spending Money
• 17:54 - 24:16 Generational Differences in Financial Thinking
• 24:16 - 32:41 Practical Strategies for Investing in Experiences
• 32:41 - 39:05 Retirement Spending and the "Go-Go Years"
• 39:05 - 45:22 Client Stories and Real-World Financial Insights
• 45:22 - 50:00 Conclusion and Key Takeaways on Purposeful Wealth Management

Additional resources:

• Read, Die with Zero.
• The Power of Dreaming.

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Join Aden and David as they demystify private equity investing. In this episode, they explore the key differences between private and public investments, share a compelling case study of Virgin Australia's private equity transformation, and provide expert guidance on understanding this complex investment landscape.

Learn about the potential benefits and risks, discover why liquidity matters, and gain valuable insights into making informed investment decisions.

• 0:00-5:00 Introduction
• 5:00-15:00 Understanding Private Equity Basics
• 15:00-25:00 Virgin Australia Case Study
• 25:00-35:00 Investment Challenges
• 35:00-45:00 Business Owner Perspectives
• 45:00-50:00 Conclusion

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.