Episodes

  • 12 Financial Fails Everyone’s Guilty Of

    12 Financial Fails Everyone’s Guilty Of
    Apr 29 2024
    💵 Sign up for EveryDollar today. Create a free budget! From getting sucked in to one too many sales to overspending on our summer wardrobe (hello, trendy new sunglasses), we’ve all made money mistakes at some point. In this week’s episode, I’m sharing twelve common financial fails—so we can be extra careful about avoiding them! In This Episode: · 5 Sneaky Ways Stores Make You Spend More · 3 Job-Hopping Errors That Will Impact Your Wallet · 4 Financial Mistakes People Are About to Make Next Steps: · 🛒 Are you wasting money at your favorite stores? https://www.youtube.com/watch?v=Z1dksNiuToo · 📉 Get investing help from a pro: https://www.ramseysolutions.com/retirement/dave-ramsey-smartvestor?campaign_name=SV_PaidSearch&gad_source=1&gclid=CjwKCAjwoPOwBhAeEiwAJuXRh8IOa2FUC2pOZdDm-qKuFyQm0BuAlOFjHD3hyl56H_E1JWeLYpEJMRoCim4QAvD_BwE · 🤩 Set financial goals at any income level: https://youtu.be/9q-UTjlP3hI · 😎 Check out these affordable staycation ideas: https://www.ramseysolutions.com/saving/staycation-ideas · 📚 Try these tech-free summer activities that your kids will actually like: https://www.youtube.com/watch?v=qYSe-2ZRxzU · 🐰 Spark family conversations about gratitude with my latest kids book: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/ Offers From Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries. Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy
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    24 mins
  • Be Smart With Your Money (and Enjoy Your Life)

    Be Smart With Your Money (and Enjoy Your Life)
    Apr 22 2024
    💵 Sign up for EveryDollar today. Create a free budget! Show Description It’s time to get realistic about your money. From the cost of happy living to budgeting secrets to choosing the right financial goals for your stage of life—here are practical steps you can take to build wealth and live a life of financial peace along the way. In This Episode · What It Actually Costs to Live Happily in America · 5 Lessons From 15 Years of Budgeting · How to Set Financial Goals at Any Income Level Next Steps · 🏡 Find out which Baby Step you’re on: https://www.ramseysolutions.com/get-started/gs/app/assessment · 👛 Shop the Rachel Cruze Wallet: https://store.ramseysolutions.com/money/budgeting-tools/rachel-cruze-wallet-camel/ · 🏧 Watch me critique someone’s budget: https://www.youtube.com/watch?v=ADH1inzM1Fc · 📉 Plan or track your progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator · 📲 Connect with a SmartVestor Pro: https://www.ramseysolutions.com/retirement/dave-ramsey-smartvestor?campaign_name=SV_PaidSearch&gad_source=1&gclid=Cj0KCQjwztOwBhD7ARIsAPDKnkAqZ48eXBf2_Np4awFIESNJLFW7sznuHp4FQnnz5Xci2hV40oQ8ZCwaAkytEALw_wcB Offers From Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights
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    29 mins
  • Smart Saving and Spending Tips to Try

    Smart Saving and Spending Tips to Try
    Apr 15 2024
    💵 Sign up for EveryDollar today. Create a free budget! Show Description To win with money, you have to be intentional. From buying a car the smart way to cutting out unnecessary expenses, I’m sharing my favorite tips for saving and spending. Plus, here’s how to know if you’re keeping your money in the right place. In This Episode · 10 Cars You Should Never Waste Your Money On · 10 Things Frugal People Avoid at All Costs · 2 Budget Categories Everyone Must Have Next Steps · 🚙 Here are 10 cars under 10K: https://www.youtube.com/watch?v=2xFFsnW913M · 🙌🏼 Check out the Ramsey Car Guide: https://www.ramseysolutions.com/insurance/car-guide · 📚 Preorder my new kids book: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/ · 🤩 Find more creative ways to save money: https://www.youtube.com/watch?v=eN2bt91r5BQ Offers From Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy
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    25 mins
  • Who Really Wants to Be a Millionaire

    Who Really Wants to Be a Millionaire
    Apr 8 2024
    💵 Sign up for EveryDollar today. Create a free budget! Show Description Sometimes making more money creates more problems—but reaching your financial goals is still worth it. Today’s episode covers all the things you wouldn’t expect about millionaires. From investment habits to frugal car choices, you don’t want to miss it! In This Episode · Things People Don’t Know About Millionaires · Become a Millionaire Making Less Than $60,000 · 4 Sneaky Problems With Making More Money Next Steps · 🧐 Learn how I invested my money in 2023: https://www.youtube.com/watch?v=49hhHXAMFqo · 🤯 This single mom paid off $180,000 of debt: https://www.youtube.com/watch?v=P-FebWGJjWw · 💻 Start your wealth-building journey with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwYSwBhDcARIsAOyL0fiqS0Xl9cnP74k0AoehKs8PjbdhfdkF6m8OcsuqAxEQxq_QBlswI1saAgqcEALw_wcB · ✅ Find out which Baby Step you’re on and what to do next: https://www.ramseysolutions.com/dave-ramsey-7-baby-steps?gad_source=1&gclid=Cj0KCQjwwYSwBhDcARIsAOyL0fj4T77fPCb9M4N8vAYj2V5GaI3YD3ALZi57RHLo7tiGYX_O0sKPozIaAs0sEALw_wcB Offers From Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership
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    24 mins
  • Make Your Money Work Smarter, Not Harder

    Make Your Money Work Smarter, Not Harder
    Apr 1 2024
    💵 Sign up for EveryDollar today - Create a free Budget! Show Description It’s no secret that everyone’s financial situation is different. But there are three money topics that relate to almost everyone on the planet: taxes, income and housing. Learn how to instantly make smarter money decisions in your everyday life. In This Episode · I Explain the Tax System in Under 10 Minutes · My Most Hated Financial Advice: Side Hustles · Renting vs. Buying Next Steps 🧠 Need help with your taxes? https://www.ramseysolutions.com/taxes/tax-services 😳 Want to hear more financial hot takes? https://www.youtube.com/watch?v=wSsZt04NIJU 🚙 Need a cheap, reliable car? https://www.youtube.com/watch?v=2xFFsnW913M Offers from Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries. Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy
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    27 mins
  • How to Build Wealth That Will Change Your Family Tree

    How to Build Wealth That Will Change Your Family Tree
    Mar 25 2024
    💵 Sign up for EveryDollar today. Create a free budget! Show Description Does leaving your kids money help or hurt them in the long run? Do ancient wealth-building habits still apply today? And how do you know what kind of money advice actually works? I’m sharing my thoughts on all of this and more. Next Steps 📕 Grab a copy of my kids book I’m Glad for What I Have: https://store.ramseysolutions.com/youth/children/im-glad-for-what-i-have-by-rachel-cruze/?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpaQJTMavJXLa5OguBhnEKV4epQHwAO0i7SEPMgqLCl89uWmoHXMGeIaAoHxEALw_wcB 🎥 Check out my episode on setting your kids up for financial freedom: https://www.youtube.com/watch?v=WObMxA2Y6M0 🤔 Watch my video about millionaires who aren’t leaving their kids any money: [SP1] ✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar 💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB Offers from Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries. Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy
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    28 mins
  • Clever Tips for Saving and Spending Anyone Can Use

    Clever Tips for Saving and Spending Anyone Can Use
    Mar 18 2024
    💵 Sign up for EveryDollar today. Create a free budget! Show Description Want to learn clever tricks for saving money? This week I’m sharing wealth building lessons that anyone can take advantage of. I’ll also show you four easy ways to save $1,000 and give you some fun date night ideas that won’t break the bank! In this episode: · 3 Wealth-Building Hacks Anyone Can Use · 4 Ways to Easily Save $1,000 in a Month · 5 Cheap Date Nights You’ll Actually Want to Go On Next Steps 🏡 Find out how much house you can afford with Ramsey’s Mortgage Calculator: https://www.ramseysolutions.com/real-estate/mortgage-calculator 📈 Track your investment progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator 🍎 Check out my Groceries Saving Guide: https://www.ramseysolutions.com/budgeting/meal-planner 💲 Find extra money with the 14-Day Money Finder: https://www.ramseysolutions.com/saving/moneyfinder ✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar 💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB Offers from Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries. Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy
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    24 mins
  • Practical Ways to Reduce Your Financial Stress

    Practical Ways to Reduce Your Financial Stress
    Mar 11 2024
    💵 Sign up for EveryDollar today - Create a free Budget! Want to stress less about money? This week, I’ll share the simple money habit that will reduce your money stress by 38%. Plus, you’ll find out where to invest your money so it can grow completely on its own (yup—even while you sleep), and you’ll also learn four simple ways to pay off your mortgage early. In this episode: · Easy Ways to Pay Off Your Mortgage Early · How to Reduce Your Financial Stress by 38% (Proven Plan) · 6 Legit Ways to Earn Passive Income Next Steps 🎥 Watch my Hidden Ways Homeownership Can Lose You Money[KB1] video. 🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video. 📄 Read more from Redefining Normal: A Ramsey Plan Comparison Study. ➡️ Join Financial Peace University, the #1 personal finance class in America that’s helped nearly 10 million people. ➡️ Invest in your future with a SmartVestor Pro. 🎥 Watch my How Investing Can Actually Lose You Money (Get This Right) video. Offers From Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy [KB1]“Homeownership” should be one word. But I also want to make sure our wording here matches the title of the YouTube video.
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    27 mins