What’s the real secret to retirement success? This episode strips away the myths and gets honest about when and how to start planning, why “income is the outcome,” and how to tackle debt, inflation, and changing Social Security. Randy and Peggy Fisher share candid stories and practical strategies for building a retirement plan that fits your life—no matter where you’re starting from.

For more information visit www.therealretireesofnewjersey.com!

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Ever wondered why “no” is the default answer in retirement—and how saying “yes” could change everything? Join Peggy and Randy Fisher as they share spontaneous travel stories, tackle the realities of taxes, Social Security, and Medicare, and reveal how inflation and government policies impact retirees in New Jersey. Discover practical insights and candid moments that will help you rethink your retirement strategy.

For more information visit www.therealretireesofnewjersey.com!

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What if your advisor’s silence on taxes is costing you thousands? This episode exposes the pitfalls of poor tax planning, the power of Roth conversions, and why Social Security isn’t as tax-free as you think. Randy and Peggy Fisher share real-life stories, break down self-directed IRAs, and reveal how “taxes on sale” could reshape your retirement strategy.

For more information visit www.therealretireesofnewjersey.com!

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Why do so many adults hesitate to get financial advice, even when their future is at stake? This episode tackles the fear and procrastination that keep retirees and pre-retirees from making smart decisions. Randy and Peggy Fisher share brutally honest stories about debt, trust, and the power of second opinions. Learn how proactive planning, facing real numbers, and breaking bad habits can transform your financial life—because excuses are for losers, and winners take action.

For more information visit www.therealretireesofnewjersey.com!

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What does “going broke safely” really mean for retirees? This episode explores the emotional shock of retirement, the dangers of procrastination, and why sticking to proven financial strategies beats chasing trends. Randy and Peggy Fisher share real stories—from lottery fantasies to bucket-list adventures—and reveal how fear and indecision can sabotage your financial future. Discover why income is the outcome that matters most, and how honest advice can help you retire right.

For more information visit www.therealretireesofnewjersey.com!

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What do magical pennies, machine-gun ants, and $86 trillion have to do with retirement? In this episode of Real Retirees of New Jersey, Randy and Peggy Fisher blend humor with hard-hitting financial truths—from the dangers of procrastination to the realities of Social Security, inheritance planning, and healthcare costs. Whether you're waiting on a windfall or planning to pass one down, this episode offers practical strategies, memorable metaphors, and a reminder that being proactive beats being reactive—every time.

For more information visit www.therealretireesofnewjersey.com!

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What do candy cigarettes, Cracker Barrel casseroles, and procrastination have in common? More than you think. In this episode, Randy and Peggy Fisher dive into the quirky comforts of nostalgia before tackling the very real risks of delaying retirement planning. From missed opportunities to the power of compounding interest, they share stories, strategies, and a few “Randyisms” that highlight why waiting can cost more than you realize. Whether you're decades from retirement or already in it, this episode will make you laugh—and think twice about putting things off.

For more information visit www.therealretireesofnewjersey.com!

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What does it mean to “retire once and retire right”? In this heartfelt episode, Randy and Peggy Fisher share their mission. From emotional market reactions to the realities of losing a spouse, they explore the human side of retirement and why relationships matter more than products. Hear how Liberty Financial Group and Artemis Wealth Advisors work together to offer clients comfort, clarity, and confidence—whether it’s managing a portfolio or simply sharing a cup of coffee.

For more information visit www.therealretireesofnewjersey.com!

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