In episode 42 of The Real Talk, Raquel Ramirez interviews Claudia Pernudi, a family and matrimonial attorney, as they delve into the complexities of divorce, discussing the importance of legal expertise in navigating divorce proceedings. From financial implications to the emotional impact on children, they explore real-life cases and offer valuable insights on how to handle divorce with grace and understanding.

Tune in to gain a deeper understanding of the legal intricacies of divorce and how to approach it with empathy and clarity.

TIMESTAMPS

[00:02:22] Unique Challenges in Divorce.

[00:04:32] Misconceptions in Divorce Agreements.

[00:07:20] Understanding Divorce Entitlements and Rights.

[00:12:01] The Depth of Legal Knowledge.

[00:15:38] Friendly Divorce Misunderstandings.

[00:20:45] Importance of Detailed Agreements.

[00:22:19] Alimony and Gender Neutrality.

[00:27:32] Adult Children Involvement in Divorce.

[00:30:29] Parental Alienation in Divorces.

[00:35:18] Acting in Your Child's Best Interest.

[00:37:38] Fighting for More Time.

[00:42:39] Dividing Time with Children.

[00:44:23] Financial Planning during Divorce.

[00:48:14] Calculating Income in Family Law.

[00:53:11] Legal Advice on Marriage Deals.

[01:02:47] Social Media Challenges and Strategies.

[01:07:36] Personal Privacy.

QUOTES

• "Once you get married, it doesn't matter that you keep separate accounts because from the day you get married until the day you file for divorce, whatever you have accumulated in those accounts is divided 50-50. So if you don't know that and you're making a deal with your spouse, one of you is going to get the short end of the stick." - Claudia Pernudi
• "You feel all these things because if you think you're going to get a certain amount of money and then you come to find out that you're not in fact getting that money and that you actually have to pay out double that amount, you're not going to be happy." - Claudia Pernudi
• “But this is more, beware parents. Don't involve your children. It's nothing to do with them. Don't put them in that situation where they have to choose who's going to make more money or who's going to make less. Even if it's down 50-50, that's not your business. It's not your problem. Whatever you stand to inherit should not even be a topic of conversation. You need to let it be.” - Raquel Ramirez

SOCIAL MEDIA LINKS

Raquel Ramirez

Instagram: https://www.instagram.com/featured_properties_intl/

Facebook: https://www.facebook.com/featuredre

LinkedIn: https://www.linkedin.com/in/raquel-ramirez/

Claudia Pernudi

Instagram: https://www.instagram.com/divorce_poet/

Facebook: https://www.facebook.com/claudia.pernudi

LinkedIn: https://www.linkedin.com/in/claudia-l-pernudi-06bb4b1b/

WEBSITES:

The Real Talk: https://www.therealtalkpodcast.net/

Featured Properties International: https://msha.ke/featuredre

Pernudi Law: https://www.pernudilaw.com/

In episode 41 of The Real Talk, Raquel Ramirez interviews Retired Judge Lester Langer as he shares insights from his extensive legal career, including experiences in family law, domestic violence cases, and the complexities of the judicial system. From the evolution of domestic violence laws to the challenges of resolving disputes through mediation and arbitration, Judge Langer provides a unique perspective on the legal system.

Tune in for a fascinating discussion on law, mediation, and personal experiences in the legal field.

TIMESTAMPS

[00:01:23] Lawyer with a Bright Perspective.

[00:05:36] Running for Circuit Court Judge.

[00:11:04] Hurricane Andrew in 1992.

[00:13:56] Domestic Violence Court Beginnings.

[00:19:33] Juvenile Justice and Rehabilitation.

[00:24:46] Alternative Dispute Resolutions.

[00:27:50] Appeals in the Legal System.

[00:33:43] Labor-Intensive AppellateCourt Process.

[00:36:42] Florida Homestead Law.

[00:39:15] The Legal Process Intricacies.

[00:44:33] Domestic violence Cases Origins.

[00:47:29] Elderly Abuse in Nursing Homes.

[00:54:42] Domestic Violence and Mental Abuse.

[00:57:39] Mediation and Arbitration Differences.

[01:02:19] Arbitration Rules and Procedures.

[01:04:46] Arbitrators in Construction Projects.

[01:10:37] Types of Arbitration.

[01:16:06] Managing People's Expectations.

[01:21:04] AI vs. Human Dynamics.

[01:22:07] Timing is Crucial in Divorce.

[01:25:34] Importance of Choosing the Right Professional.

[01:30:25] Lawyers' Willingness to Explain.

[01:34:43] Legal Contributions and Career Insights.

QUOTES

• “You know, if you got to the kids early enough, if you got to families early enough, yours. You could kind of change the trajectory of somebody's life. You can't do that in a lot of other places where you practice law. I mean, you can represent them, you can do the best for them, But you can't always change the direction people are heading in.” - Judge Lester Langer
• “There are ways of helping people deal with negotiation. If there's a history of domestic violence, either by keeping them separated, zooms the perfect you know, medium for allowing people to discuss things and they're not in the same place in the same. Not even in the same city or the same county, you know, but you can then have that negotiation where somebody is not under threat.” - Judge Lester Langer
• “So now mediation serves to help prevent you having to get to litigation. Mediation affords you the opportunity to try and settle your differences, and your problems outside of court so that you don't have to drag yourself, your family, or whoever else might be involved through this whole process and spend all this money trying to get someone else to decide or preside over your situation.” - Raquel Ramirez

SOCIAL MEDIA LINKS

Raquel Ramirez

Instagram: https://www.instagram.com/featured_properties_intl/

Facebook: https://www.facebook.com/featuredre

LinkedIn: https://www.linkedin.com/in/raquel-ramirez/

Lester Langer

Facebook: https://www.facebook.com/lester.langer/

LinkedIn: https://www.linkedin.com/in/lesterlanger/

WEBSITES:

The Real Talk: https://www.therealtalkpodcast.net/

Featured Properties International: https://msha.ke/featuredre

Salmon & Dulberg Dispute Resolution: https://sd-adr.com/attorney/lester-langer/

In episode 40 of The Real Talk, Raquel Ramirez interviews Michelle Suarez, a divorce broker and attorney with 20 years of experience in various legal areas. Michelle shares her personal journey through divorce and how it inspired her to create a unique service to help women navigate the divorce process with confidence and clarity.

Tune in to learn more about Michelle's unique approach to supporting women through divorce.

TIMESTAMPS

[00:01:57] Women in Divorce Process.

[00:06:29] Navigating Financial Complexities Post-Divorce.

[00:09:48] Divorce and Helping Others.

[00:12:40] The Importance of Child Therapy.

[00:15:33] The Impact of Childhood Experiences.

[00:18:43] Coping with Challenging Divorces.

[00:23:41] Building a Support Network.

[00:26:55] Getting to Know Spouse After Divorce.

[00:30:03] Amicable Divorce Processes.

[00:33:42] Estate Plan Oversight After Divorce.

[00:37:25] Divorce Process Services.

[00:39:40] The Challenges of Divorce.

[00:43:00] Importance of Hiring Right Professionals.

QUOTES

• "You need to look at it almost as a business because if now you get caught up in the emotions that just leads to a lot of issues." - Michelle Suarez
• "These women are empowered and can make decisions because now they have knowledge of what their options are." - Michelle Suarez
• "I don't think they have any form of memorization. I don't think they can actually store anything in their memories. But past that, you're really never too young to start dealing with your trauma. Don't let your kids carry that on into their 30s and 40s." - Raquel Ramirez
• "We think we know who we sleep with, but at the end of the day, you really only get to know your spouse when you get a divorce." - Raquel Ramirez

SOCIAL MEDIA LINKS

Raquel Ramirez

Instagram: https://www.instagram.com/featured_properties_intl/

Facebook: https://www.facebook.com/featuredre

LinkedIn: https://www.linkedin.com/in/raquel-ramirez/

Michelle Suarez

Instagram: https://www.instagram.com/divorcebrokerofficial

LinkedIn: https://www.linkedin.com/in/michelle-suarez-01328270/

WEBSITES:

The Real Talk: https://www.therealtalkpodcast.net/

Featured Properties International: https://msha.ke/featuredre

The Divorce Broker: https://thedivorcebroker.com/

In episode 39 of The Real Talk, Raquel Ramirez interviews Jon Bragman, a gemologist and estate buyer, as they delve into the world of gemstones, jewelry appraisals, and the intricacies of the estate-buying business. Jon shares valuable insights on the importance of appraisals, the impact of lab-grown diamonds on the market, and the significance of proper jewelry valuation.

Tune in to discover the secrets behind jewelry appraisals, insurance considerations, and the hidden stories within the world of gemstones.

TIMESTAMPS

[00:03:13] Buying Jewelry in Imperfect Condition.

[00:06:33] Safety in Home Visits.

[00:08:20] Dividing Assets During Divorce.

[00:14:27] Lab-Grown Diamonds Affecting Value.

[00:15:26] Lab-Grown Diamonds in Jewelry.

[00:21:51] Buying Jewelry from a Reputable Source.

[00:24:48] Buying Engagement Ring Stones Separately.

[00:28:23] Diamond Cutting Styles.

[00:33:29] The Value of Diamonds

[00:36:22] Keeping Up with Jewelry Value.

[00:39:33] Inherited Jewelry Evaluation Advice.

QUOTES

• “There's still value in broken jewelry and worn-out jewelry. There's gold, there are the stones, there's all the different things that are in it. And sometimes pieces can be remade and repurposed only using parts of it, not even the whole thing.” - Jon Bragman
• "We've done lots of appraisals where people have sorted their jewelry, real jewelry, costume or fashion jewelry. And when we look through the fashion and costume jewelry, we find real stuff that would have gotten tossed away that shouldn't be." - Jon Bragman
• “Some things require a little more in-depth research or a closer look, better inspection, whatever you want to call it. And I would presume it's the same with jewelry, especially with jewelry. It's very intricate. It's small.” - Raquel Ramirez

SOCIAL MEDIA LINKS

Raquel Ramirez

Instagram: https://www.instagram.com/featured_properties_intl/

Facebook: https://www.facebook.com/featuredre

LinkedIn: https://www.linkedin.com/in/raquel-ramirez/

Jon Bragman

Instagram: https://www.instagram.com/jonbragmaninc/

Facebook: https://www.facebook.com/profile.php?id=100049451725701

LinkedIn: https://www.linkedin.com/in/jon-bragman-022a466/

WEBSITES:

The Real Talk: https://www.therealtalkpodcast.net/

Featured Properties International: https://msha.ke/featuredre

Jon Bragman, Inc.: https://www.jonbragmaninc.com/

In episode 38 of The Real Talk, Raquel Ramirez interviews Manny Pozo, President of BioResponse Restoration, as they dive deep into the world of water, fire, and mold remediation, discussing the importance of indoor air quality and the potential dangers of asbestos. Manny shares valuable insights on how to prevent mold growth, the significance of proper ventilation, and the common mistakes homeowners make that can lead to mold issues.

Tune in for an informative discussion on property restoration and indoor air quality.

TIMESTAMPS

[00:02:54] Asbestos and its Dangers.

[00:04:36] Asbestos in Commercial Properties.

[00:08:23] Mold Issues in New Homes.

[00:13:21] Mold Causing Severe Health Issues.

[00:16:26] Mold and Health Effects.

[00:19:31] Drywall and Mold Prevention.

[00:22:47] Oversized Air Conditioners.

[00:29:52] Duct Maintenance Considerations.

[00:37:39] Mold Prevention Strategies.

[00:39:22] Bathroom Ventilation Solutions

[00:43:20] Dealing with Water and Fire.

[00:45:23] Handling Water Damage Effectively.

[00:48:56] Insurance Challenges in Real Estate.

[00:54:35] Cleaning Up Crime Scenes.

[00:58:55] Overcoming Home Buying Fears.

[01:02:44] Real Estate Inspection Stories.

QUOTES

• "The worst is when you have like what happened to your brother, the water just keeps going. You can catch it in time, and now you can minimize the damage. So there's a lot of technology out there, and you should look into it because it could save you." - Manny Pozo
• "the funny thing is, it costs more money now than it ever has. But that's just the fact of what it is. So we have to protect ourselves. We have to find new technology. We have to be aware. Again, we are now educated enough to know that undried water is going to create mold, which is going to affect your health. Our industries had to adjust to that with the insurances." - Manny Pozo
• “Make sure that you interview the professionals that you plan to work with. Not all professionals were created equal. It's unfortunate. All over the place. But you have to be very careful who you hire these days, because like, as you said, look, you could live in a multimillion-dollar property and hire the wrong people. And now you have this huge mold issue in your attic. And that's a big deal.” - Raquel Ramirez

SOCIAL MEDIA LINKS

Raquel Ramirez

Instagram: https://www.instagram.com/featured_properties_intl/

Facebook: https://www.facebook.com/featuredre

LinkedIn: https://www.linkedin.com/in/raquel-ramirez/

Manny Pozo

Instagram: https://www.instagram.com/mannypozo/

Facebook: https://www.facebook.com/manny.pozo.3/

LinkedIn: https://www.linkedin.com/in/manny-pozo-3900b131/

WEBSITES:

The Real Talk: https://www.therealtalkpodcast.net/

Featured Properties International: https://msha.ke/featuredre

BioResponse Restoration: https://bioresponsecorp.com/

In episode 37 of The Real Talk, Raquel Ramirez interviews Reina Encio, a therapist, as they discuss the power of therapy, finding joy in life, and the importance of learning from experiences. Reina shares her expertise as a marriage and family therapist, offering practical advice and heartwarming stories.

Tune in to discover the transformative power of therapy and the beauty of embracing life's challenges.

TIMESTAMPS

[00:03:04] How Reina Encio Saved My Life.

[00:06:31] Untangling Thoughts in Therapy.

[00:07:43] A Life-Changing Encounter.

[00:13:24] Therapist's Unique Counseling Approach.

[00:18:02] Importance of Session Length.

[00:24:18] Connecting with your Inner Child.

[00:33:40] Living in the Present.

[00:37:46] Learning and Growing in Life.

[00:44:19] Love and Relationship Dynamics.

[00:47:37] Chemistry of Relationships.

[00:52:00] Thought-Provoking Monk River Story.

[00:55:34] Seeking Therapy Proactively.

[00:59:13] Therapy and Strong Cient-Therapist Bond.

In this episode, Raquel Ramirez and Reina Encio emphasize the importance of finding joy, being grateful, and showing love in our daily lives. Reina believes that these qualities can make a significant difference in how we perceive and experience life.

Additionally, Raquel and Reina discuss the concept of learning from experiences and relationships. By being present in the moment, individuals can learn from their interactions, whether positive or challenging. Learning from each experience and relationship contributes to personal growth and understanding. The idea of learning from every situation, whether a win or a lesson, reinforces the importance of being present and open to new insights.

QUOTES

• "No one has ever listened to me as intently, offered me homework, or even tried to soothe me in times of crisis. That is something very important in therapy, something Reina always seeks to accomplish before you conclude your session." - Raquel Ramirez
• "I think the people that have gone through a lot and they have learned to survive are the people that are mostly very strong in the sense that they allow themselves to cry. They allow themselves to be in contact with their feelings. And that's what I call being strong." - Reina Encio
• "You need to learn that being joyful does not necessarily have to be that it ends the way you want to end. It means that joyful means that you will continue your travel, your guide, your, journey, in a good way.” - Reina Encio

SOCIAL MEDIA LINKS

Raquel Ramirez

Instagram: https://www.instagram.com/featured_properties_intl/

Facebook: https://www.facebook.com/featuredre

LinkedIn: https://www.linkedin.com/in/raquel-ramirez/

Reina Encio

Facebook: https://www.facebook.com/reina.encio/

LinkedIn: https://www.linkedin.com/in/reina-encio-732465ab/

WEBSITES:

The Real Talk: https://www.therealtalkpodcast.net/

Featured Properties International: https://msha.ke/featuredre

Life Is Beautiful Counseling Center: https://www.reinalifeisbeautiful.com/

In episode 36 of The Real Talk, Raquel Ramirez interviews private investigator, Martin Silber, as they discuss the misconceptions about PIs, the diverse cases they handle beyond infidelity investigations, and Martin's background in the field.

Tune in for an engaging conversation about the complexities of private investigation.

TIMESTAMPS

[00:02:02] Investigating Over 200 Death Cases.

[00:06:29] Creative Process Serving Techniques.

[00:10:37] Innocence Project and Wrongful Convictions.

[00:13:41] Investigating Inheritance and Wills.

[00:16:24] Financial Forensic Accountants and Colonoscopies.

[00:20:19] The Importance of Details.

[00:23:36] Estate Cases and Domestic Violence.

[00:27:16] Elderly Exploitation and Serial Killer.

[00:30:55] Crime Rates Before Technology.

[00:35:53] Background Checks for Dating.

[00:38:09] Credit History and Renting Challenges.

[00:41:21] Cheating Spouse Implications in Divorce.

In this episode, Raquel Ramirez and Martin Silber highlight how background checks are a crucial aspect of various situations. Martin emphasizes the importance of conducting background checks in different scenarios. One of the primary reasons for background checks is pre-employment hiring. Employers need to know who they are hiring to ensure the safety and security of their workplace.

Additionally, Martin mentions that private investigators serve as valuable resources in legal cases by uncovering information that may not be easily accessible through traditional means. Their ability to gather evidence, corroborate statements, and uncover breaches in agreements can make a significant impact on the outcome of legal proceedings.

QUOTES

• “People do some really bizarre things to try to stay under the radar. But I guess, especially in today's age, right, where we have technology, which is a double-edged sword, if you ask me. I guess there's kind of really no way to hide.” - Raquel Ramirez
• "I don't think we had more crime then than now, but I think we have more closures now because of technology." - Martin Silber
• "Some people, when they're young, they're just stupid and make mistakes. Yeah. And they commit a crime because they're young and dumb. It doesn't mean they're bad people. Not all people who commit crimes are bad people. They just made mistakes." - Martin Silber

SOCIAL MEDIA LINKS

Raquel Ramirez

Instagram: https://www.instagram.com/featured_properties_intl/

Facebook: https://www.facebook.com/featuredre

LinkedIn: https://www.linkedin.com/in/raquel-ramirez/

WEBSITES:

The Real Talk: https://www.therealtalkpodcast.net/

Featured Properties International: https://msha.ke/featuredre

Martin Silber and Associates Private Investigations: https://msa-investigations.com/

In episode 35 of The Real Talk, Raquel Ramirez interviews Attorney Magda Abdo-Gomez, a tax attorney, as she shares her journey into tax law and her experiences working with the IRS from the importance of opening IRS letters promptly to the implications of missing tax deadlines.

Tune in to discover the relationship between bankruptcy and tax law, and learn about the significance of acting within timeframes in legal matters.

TIMESTAMPS

[00:01:47] Finding Passion in Tax Law.

[00:04:41] Law School Challenges and Realizations.

[00:08:43] The Complexity of Tax Codes.

[00:12:51] Specializing in Tax Litigation.

[00:17:19] Penalties for Late Tax Filing.

[00:19:26] Tax Penalties and Interest Accumulation.

[00:26:40] IRS Staffing Challenges.

[00:29:32] Background Checks for Employment.

[00:33:44] Generational Gaps and Learning.

[00:38:16] Representing the IRS in Bankruptcy.

[00:39:18] The Reward of Helping Others.

[00:46:22] Handling IRS Letters Promptly.

[00:46:44] Tax Filing Deadlines and Penalties.

In this episode, Raquel Ramirez and Attorney Magda Abdo-Gomez emphasize the critical importance of promptly opening any correspondence from the IRS. Attorney Magda highlights that many individuals tend to delay or ignore IRS letters out of fear or avoidance. However, she stresses that neglecting these letters can lead to severe consequences and penalties in the future.

Overall, this episode gives importance to being proactive in meeting tax obligations, understanding the deadlines, and taking timely actions to avoid penalties and interest charges. By staying informed and acting promptly, individuals can navigate the tax system more effectively and prevent unnecessary financial strain.

QUOTES

• "But the more sophisticated, when we're talking about attorneys that undertake planning, they're planning based on what the code says and how the IRS kind of interprets it. And there you get sometimes into a little bit of gray where a taxpayer may take a more aggressive position than the IRS wants you to take. And that's where kind of like the fights break out in a way." - Attorney Magda Abdo-Gomez
• "You can know everything there is to know about a specific topic. But if you don't know how to relay that information in a way that somebody could learn from you, then What's the point? That knowledge is really only for you." - Raquel Ramirez
• "But you know what, it isn't the tax in a way, it's the helping people, right? Helping people, people that are afraid of the IRS, people that try to ignore and then they have this huge problem and they hand it off to you and you find a way to resolve that and get that weight off their back and the relief that they feel and the fact that you've gotten their life back on track, it's to me what is great about being an attorney and in these two areas, because in both the areas that I practice, the bankruptcy and the tax, if you were able to solve their problem, you've made a huge difference in their life." - Attorney Magda Abdo-Gomez

SOCIAL MEDIA LINKS

Raquel Ramirez

Instagram: https://www.instagram.com/featured_properties_intl/

Facebook: https://www.facebook.com/featuredre

LinkedIn: https://www.linkedin.com/in/raquel-ramirez/

Attorney Magda Abdo-Gomez

Facebook: https://www.facebook.com/taxbankruptcylawyer/

LinkedIn: https://www.linkedin.com/in/maggie-abdo-gomez-attorney-bbbb9614/

WEBSITES:

The Real Talk: https://www.therealtalkpodcast.net/

Featured Properties International: https://msha.ke/featuredre

Magda Abdo-Gomez: https://magdaabdogomezlaw.com/