Ep 095: When we sit down with our clients, one of the greatest fears in retirement is needing Long-Term Care services as we age. But our long-term care needs are often undefined. We don’t know how we’ll age. Some of us do know a bit about how our immediate family has aged and what their experience with long-term care has been, but is that relevant for us?

With our clients, we can roughly game plan whether our current retirement assets and savings might be enough to support one or two people’s long-term care needs. But it’s certainly a guess and it only discusses the financial component of long-term care. What about the burden on my family? What is their role going to be and how should they be involved in my aging process? Is it possible to strategize an Eldercare strategy for each of us individually? So, that is exactly what this show is about!

Our next guest spent 4 years specializing in molecular genetics and data science at UC Berkeley and did all things technical foundations, including biology, chemistry, physics, data science, computer science, statistics, and linear algebra. She has spent the last few years pushing for the early adoption of AI in biotech and healthcare. She is an Ex-NASA data scientist building the future of financial planning tools for eldercare using Artificial Intelligence. She’s the founder of WaterLily Planning, a software that leverages AI to help you personalize your long-term care plans. Please welcome Lily Vittayarukskul to The Retirement Success in Maine Podcast!

Chapters:

Welcome, Lily Vittayarukskul! [3:15]

How does the WaterLily software work? [10:46]

Examining WaterLily’s output, using Ben! [15:00]

Caregiving and Long-Term Care. [24:39]

What’s the future of Long-Term Care in the United States? [37:04]

What is a Successful Retirement to Lily? [47:34]

Episode conclusion. [50:46]

Ep 094: On today’s episode, we venture into a topic that all of us know one way or another, adversity. Throughout our lives, we spend countless hours planning for monumental life goals. We take time planning to carefully map out how we want our lives to play out. But, what happens when the things we strive towards for years, don’t happen at all? This emotional rollercoaster can be especially amplified when it comes to retirement. We spend decades planning our retirement and accumulating expectations, but then life throws us a curveball. Maybe we don’t have the money to carry out our plans, maybe we can’t live where we want, or maybe our health or the health of our family members declines. On today’s episode, we’re going to talk about what to do when things REALLY don’t go as planned.

Our guest today is a self-made entrepreneur who has dedicated his life to helping others by sharing his own story of dedication, resiliency, and faithfulness. He is the founder and CEO of The Adversity Academy, which is a coaching and consulting firm that helps individuals and businesses turn their challenges into opportunities. Our guest has graced several magazines such as Forbes, FOX, New York Times, and Entrepreneur Shark. He currently hosts The Overcoming Adversity Podcast and has been able to share his exact steps for overcoming adversity in his book, Overcoming Adversity: Getting Your Life Back on Track. Please welcome Michael Allison to The Retirement Success in Maine Podcast!

Chapters:

Welcome, Michael Allison! [3:10]

What is Michael’s process to overcome adversity? [20:45]

What is the end goal that we strive for when we overcome adversity? [35:36]

How important is it to keep in perspective other people’s adversity versus our own? [41:18]

What role do other people play in helping us overcome our own adversity? [50:20]

How is Michael going to find his own Retirement Success? [56:18]

Episode Conclusion. [59:20]

Ep 093: Maine offers a lot of unique opportunities for those looking to acquire real estate. Whether you're interested in growing your real estate portfolio, purchasing a rental property, or finding a second home to escape to, you've come to the right place. With more people working remotely, and Maine experiencing an influx of new residents, how is this trend effecting our real estate? For those who already own real estate in Maine, there can be questions regarding when to sell or how national trends will impact our region. On today's episode, we're going to unravel the strategies, challenges, and potential rewards of investing in real estate.

Our guest brings a wealth of knowledge and expertise to the table. He currently serves as the Chief Executive Officer and Chief Investment Officer at Union Square Capital Partners, a firm specializing in real estate fund management. Our guest holds a Certificate in Commercial Real Estate from NYU’s Schack Institute of Real Estate. Please welcome Tom Miller to The Retirement Success in Maine Podcast!

Chapters:

Welcome, Tom Miller! [2:20]

Introduction to Union Square Capital Partners (USQ). [5:24]

What are some trends that Tom is seeing nationally around read estate? [7:48]

How is property like Timberland typically valued? [15:53]

Compare and contrast real estate investing through a fund versus privately. [21:49]

What trends is Tom seeing around Shopping Mall Real Estate? [33:57]

What has the market been like for second, luxurious home purchases? [37:52]

How will Tom find his personal Retirement Success? [45:00]

Episode Conclusion. [46:50]

Ep 092: We often hear that our clients are sifting through old pictures, VHS tapes, DVDs, YouTube videos, etc., and are looking for a way to keep their memories alive over time, but it all seems unorganized and not coordinated to the people we ultimately want to give these memories and their context to! Enter MyArkit, an online digital archival company preserving the legacy of loved ones and friends. As we live our lives digitally, we save memories to devices, clouds, or social media sites that may get lost due to faulty equipment or careless handling. We all have thousands of pictures and videos on our devices that get clicked away with no story behind them that gives them real meaning and emotion. Imagine your great-grandkids being able to view your life in your own words and thoughts. Well, that is exactly what we are talking about today!

Please welcome our next guest, the Principal and CEO of MyArkit.com, Jim Gebhardt to The Retirement Success in Maine Podcast!

Chapters:

Welcome, Jim Gebhardt! [1:56]

Intro to MyArkit.com. [5:43]

How has the process of passing down images evolved over time? [12:02]

How has digital storage evolved? [16:01]

How does MyArkit address Cybersecurity and protecting client files? [19:27]

What happens when the owner of a MyArkit account passes away? [22:34]

How is Jim going to find his personal Retirement Success? [27:25]

Episode Conclusion. [28:49]

Ep 091: When we sit down with many of our clients, one of their greatest fears is not being able to stay in their homes for the duration of their retirement. So, if that’s one of the biggest fears, what are we doing about that to ensure we stay in our homes as long as possible? We can use our retirement savings to make our homes more age-friendly, but are we investing in ourselves through diet and fitness to do activities to keep us moving appropriately in our homes? That is exactly what this show is about, Using Functional Fitness to Successfully Age in our Homes!

Our next guest, a Naturopath and Yoga therapist, has authored multiple book series and has been published in major publications such as Reader’s Digest, Shape, SELF, SPRY, The Chicago Times, Huffington Post, Thrive Global, and Redbook. She was featured as one of the “hottest” fitness professionals over fifty in Spry Magazine. She is the creator and producer of Doctor Lynn’s Anti-Aging Workouts for Every Body with international distribution. She has also created and produced Doctor Lynn’s Functional Fitness for JLTV.T. Please welcome Doctor Lynn Anderson to The Retirement Success in Maine Podcast!

Chapters:

Welcome, Doctor Lynn! [1:59]

What is Functional Fitness? [11:34]

How can we adapt to take care of ourselves as we go through the decades? [17:28]

Why do people struggle aging in their homes? [22:45]

What should we know about diet and our bodies that can be applied over time? [35:18]

How will Doctor Lynn find her personal Retirement Success? [37:23]

Episode conclusion. [40:42]

Ep 090: One thing we know about retirees is that while they’ve left the workforce, they have many useful skills and want to find something to do that gives purpose and hopefully adds a few dollars to their pocketbook. Almost everyone at one time or another comes up with a good idea or improvement for a consumer product. The problem is most people don't have a clue what to do with those ideas, or that they even can do something with them! So, how do we do this? That is exactly what this show is about, Bringing Your Lifelong Invention Idea to Market!

Our next guest is an award-winning inventor, renowned intellectual property strategist, lifelong entrepreneur, author, speaker, and columnist. He has over 20 patents in his name and the dozens of concepts he has brought to market have retailed in Walmart, 7-Eleven, and Disney stores and parks worldwide. In 1999, he cofounded InventRight to teach others his unique process for harnessing the power of open innovation and the licensing business model. Please welcome Stephen Key to The Retirement Success in Maine Podcast!

Chapters:

Welcome, Stephen Key! [2:20]

What are the initial options for someone who wants to bring their idea to reality? [10:12]

Stephen’s 10-Step System to bring an invention idea to market! [19:40]

What’s the experience for someone using InventRight – what’s the process? [35:24]

How will Stephen find his Retirement Success? [42:26]

Episode Conclusion [45:06]

Ep 089: In our meetings with retirees, they sometimes express to us that they feel lost. What previously gave them purpose in their career was no longer there and they sometimes lack motivation to get up, get out of the house, and embrace life. Questions such as “who am I?”, “What should I do with my time?” and “What next?” occupy their thoughts. So how do we go about answering these questions and finding ourselves in this next chapter? How do we reinvent ourselves now that we have time to do so? That’s what this episode helps answer!

Our next guest had a 37-year career as a probation officer. Since retiring, she has become an actress, author, public speaker, and blogger. She has appeared in television, film, commercials, theater, and print jobs. Her transition to becoming an actress in her senior years has been written about in Time Magazine, the Los Angeles Times newspaper, AARP, and in Marlo Thomas’ 2014 book, It Ain’t Over…Till It’s Over, which profiles different women who have reinvented themselves. Please welcome Lee Gale Gruen to The Retirement Success in Maine Podcast!

Chapters:

Welcome, Lee Gale Gruen! [1:51]

How did it feel (for Lee Gale) that day when she was forever done with her job? [12:38]

What do retirees struggle with around their own personal happiness? [18:27]

What was the journey like going through acting classes with her father? [20:45]

What is the secret to retirement? [31:16]

What’s next for Lee Gale? [42:50]

Episode conclusion. [45:05]

Ep 088: For this episode and we want you to think about the following. I’m nearing retirement and I’ve been working a job or career for my ENTIRE LIFE that doesn’t allow me to be an expression of my true self. We all have family priorities and bills that need to be paid. There are many of us out there that might be in this situation. As a result of working a job that doesn’t provide our purpose and align with our true selves, we’ve had to stuff our emotions deep inside of us to match who our job or career needs us to present ourselves as. So, that is exactly what this show is about. How do we use emotional healing to address the pain caused by a lifetime of misaligned purpose? And as a result, start moving forward as our true selves!

Our next guest is an emotional wellness coach and author of 'Feelings First Shadow Work' and '10 Mind Hacks for Quicker Emotional Healing'. He teaches self-love and shadow work, to show people how to master their emotions as quickly, easily, and painlessly as possible. He’s helped clients overcome stress, anxiety, fear, guilt, shame, PTSD, and depression, and find the real and lasting self-love and joy they've struggled so many years to attain. Please welcome Benjy Sherer to The Retirement Success in Maine Podcast!

Chapters:

Welcome, Benjy Sherer! [3:56]

What’s it like being an emotional wellness coach? [20:47]

How can someone who is age 62-65 go about finding the version of themselves that’s been trapped beneath who they were for their entire career? [33:45]

Is it true that we, as people, have to sacrifice who really are in order to make more money? [40:48]

Why is retirement the perfect time to explore making changes to be more true to ourselves? [48:03]

Is it possible to live with less anxiety and be more at peace if we just believe that everything will be okay? [59:46]

How will Benjy achieve his personal Retirement Success? [106:38]