Have you ever wondered what it would be like to eliminate banks from your financial life and gain complete control over your money?

In this episode, I welcome Jason Lowe, an expert in the Infinite Banking Concept. Jason shares his journey in real estate investing, beginning in 1999 with condominium townhomes and expanding to 13 properties. He discusses the challenges investors face when they hit a capital ceiling and how discovering the Infinite Banking Concept in 2008 transformed his financial strategy.

Jason explains how dividend-paying whole life insurance policies can be used for financing needs, allowing investors to control and recapture their money. He details his transition from real estate investing to private lending, emphasizing the importance of becoming your own banker. Jason provides insights into how this method provides financial control and stability, reducing reliance on conventional banks.

We highlight the long-term benefits of this approach, especially for real estate investors. We encourage listeners to explore this concept further by reading Nelson Nash's book, "Becoming Your Own Banker," and considering policies for themselves and their families to ensure financial security and independence. The episode wraps up with a call to action for you to educate yourself and make informed financial decisions.

What you will learn if you listen to the episode:

- Jason Lowe's journey in real estate investing

- Challenges of hitting a capital ceiling

- Introduction to the Infinite Banking Concept

- Using whole life insurance policies for financing

- Transition from real estate investing to private lending

- Benefits of becoming your own banker

- Encouragement to read "Becoming Your Own Banker" by Nelson Nash

SUPPORT US ON PATREON!

patreon.com/realestateeffect and become a part of our real estate family! You’ll get access to exclusive content, monthly virtual meetings [Ask me anything!], special events, and more!

And please subscribe to the show, share it with a friend and send us feedback. Visit www.realestateeffect.ca and follow me on IG @monsaxel

Timestamps:

🏡 Jason's experience starting in 1999 with condo townhomes (01:32)

💡 Challenges of hitting a capital ceiling and finding the Infinite Banking Concept (03:31)

📘 Introduction to the Infinite Banking Concept and Nelson Nash's book (04:02)

💰 Using whole life insurance policies for financing needs (06:27)

🔄 Transitioning from real estate investing to private lending (27:47)

📈 Long-term benefits of becoming your own banker (31:06)

Connect with Axel Monsaingeon:

Linkedin - https://www.linkedin.com/in/axel-monsaingeon-42577b28/

Website - https://www.realestateeffect.ca/

Facebook - https://www.facebook.com/realestateeffect/

Instagram - https://www.instagram.com/veryrealestateeffect/

Youtube - https://www.youtube.com/channel/UCc8EYrmO1aVvVIgwT7AfNFw

Connect with Jason Lowe:

Linkedin: https://www.linkedin.com/in/jayson-lowe-11056620/?originalSubdomain=ca

Website: https://www.ascendantfinancial.ca/

Podcast: https://www.ascendantfinancial.ca/wealth-without-baystreet/

Do you have any questions about your real estate journey?

Whether you're curious about navigating the complexities of development projects, dealing with financial challenges, or anything in between, I’m here to delve into the topics that matter most to you.

I invite you to submit your questions by visiting our website at https://www.realestateeffect.ca/ and clicking on the 'Send Voicemail' widget on the right side.

Your inquiries will help shape our upcoming episodes, ensuring we cover the real estate issues you're most interested in.

In this episode, I provide updates on various real estate projects, discussing the progress and challenges faced. I share insights on recent changes in project permits, zoning, and collaboration with architects and city officials. I also touch on market trends, including interest rates and inflation, offering my predictions on future movements by the Bank of Canada. I emphasize the importance of timing in investments and advise listeners to take action now rather than waiting.

I also reflect on the current economic environment, acknowledging that the past 18 months have been challenging for many investors. It's essential to recognize these difficulties and learn from them. Whether you're actively investing or waiting for the right moment, staying informed and ready to act is crucial. Remember, the best time to invest was five years ago; the second-best time is now.

What you will learn if you listen to the episode:

- Updates on real estate projects

- Changes in permits and zoning

- Working with architects and city officials

- Market trends and interest rates

- Predictions on Bank of Canada decisions

- Importance of timing in investments

- Reflecting on recent economic challenges

SUPPORT US ON PATREON!

patreon.com/realestateeffect and become a part of our real estate family! You’ll get access to exclusive content, monthly virtual meetings [Ask me anything!], special events, and more!

And please subscribe to the show, share it with a friend and send us feedback. Visit www.realestateeffect.ca and follow me on IG @monsaxel

Timestamps:

🏗️ Real estate project updates, including zoning changes and building permit approval. (00:36)

📈 Real estate investing, financing, and market trends. (05:36)

Connect with Axel Monsaingeon:

Linkedin - https://www.linkedin.com/in/axel-monsaingeon-42577b28/

Website - https://www.realestateeffect.ca/

Facebook - https://www.facebook.com/realestateeffect/

Instagram - https://www.instagram.com/veryrealestateeffect/

Youtube - https://www.youtube.com/channel/UCc8EYrmO1aVvVIgwT7AfNFw

Do you have any questions about your real estate journey?

Whether you're curious about navigating the complexities of development projects, dealing with financial challenges, or anything in between, I’m here to delve into the topics that matter most to you.

I invite you to submit your questions by visiting our website at https://www.realestateeffect.ca/ and clicking on the 'Send Voicemail' widget on the right side.

Your inquiries will help shape our upcoming episodes, ensuring we cover the real estate issues you're most interested in.

In today’s episode, I talked to Dan Haberkost, founder of Front Range Land and co-founder of Ground Up Partners, based in Colorado Springs. We discuss the basics of land investing, emphasizing the importance of focusing on specific markets and finding local experts. Dan shares his journey from managing rental properties to starting and growing his land development business.

Dan delves into the concept of infill land development, explaining how it involves buying and developing plots of land that are already equipped with utilities. He talks about the profitability of such projects, especially in areas where infrastructure is already in place. Dan also highlights the importance of doing a thorough research and due diligence before purchasing land.

The episode provides practical advice for new investors, including the importance of starting with a niche and building relationships with local experts. Dan emphasizes the need to buy land at a discount and ensure it has all necessary utilities. He also discusses the value of working with reputable contractors and the benefits of structured agreements to avoid common pitfalls in land development.

What you will learn if you listen to the episode:

- Dan Haberkost’s journey in real estate

- Basics of infill land development

- Importance of research and due diligence

- Tips for buying land at a discount

- Working with local experts and contractors

- Avoiding common mistakes in land development

- Best ways to invest in land

SUPPORT US ON PATREON!

patreon.com/realestateeffect and become a part of our real estate family! You’ll get access to exclusive content, monthly virtual meetings [Ask me anything!], special events, and more!

And please subscribe to the show, share it with a friend and send us feedback. Visit www.realestateeffect.ca and follow me on IG @monsaxel

Timestamps:

👋 Dan Haberkost's journey in real estate (01:43)

🌳 Basics of infill land development (05:36)

🔍 Importance of research and due diligence (10:40)

💰 Tips for buying land at a discount (13:13)

🤝 Working with local experts and contractors (18:26)

🚧 Avoiding common mistakes in land development (22:25)

Connect with Axel Monsaingeon:

Linkedin - https://www.linkedin.com/in/axel-monsaingeon-42577b28/

Website - https://www.realestateeffect.ca/

Facebook - https://www.facebook.com/realestateeffect/

Instagram - https://www.instagram.com/veryrealestateeffect/

Youtube - https://www.youtube.com/channel/UCc8EYrmO1aVvVIgwT7AfNFw

Connect with Dan Haberkost:

Linkedin: https://www.linkedin.com/in/dan-haberkost-68b03371/

Website: https://danhaberkost.com/

Podcast: https://linktr.ee/thebigpictureblueprint

Business website: https://gupland.com/

Do you have any questions about your real estate journey?

Whether you're curious about navigating the complexities of development projects, dealing with financial challenges, or anything in between, I’m here to delve into the topics that matter most to you.

I invite you to submit your questions by visiting our website at https://www.realestateeffect.ca/ and clicking on the 'Send Voicemail' widget on the right side.

Your inquiries will help shape our upcoming episodes, ensuring we cover the real estate issues you're most interested in.