Episodios

  • E235: How to Freeze Your Credit (And Why You Might Want To)

    E235: How to Freeze Your Credit (And Why You Might Want To)
    Aug 28 2024
    One tool in your fight against identity theft is a credit freeze. But what exactly is a credit freeze, and why should you consider implementing one?
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    9 m
  • E234: The Psychology Behind Overspending

    E234: The Psychology Behind Overspending
    Aug 21 2024
    Overspending is a common financial challenge that affects millions of people, regardless of income level or financial knowledge.
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    13 m
  • E233: The Cash Balance Plan – A Powerful Tax Savings Tool for Solo Business Owners

    E233: The Cash Balance Plan – A Powerful Tax Savings Tool for Solo Business Owners
    Aug 14 2024
    As a solo business owner, you're probably looking for ways to maximize your tax savings and secure your financial future. One powerful tool that can help you achieve both goals is the cash balance plan.
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    12 m
  • E232: Solo 401(k) Contributions – EmployEE vs EmployER

    E232: Solo 401(k) Contributions – EmployEE vs EmployER
    Aug 7 2024
    What makes the Solo 401(k) particularly attractive is its unique dual contribution structure. Unlike traditional employer-sponsored 401(k) plans, a Solo 401(k) allows you to contribute to your retirement savings in two capacities: as an employee and as an employer. This dual role can significantly boost your ability to save for retirement, potentially allowing you to contribute more than you could with other self-employed retirement plans like SEP IRAs or SIMPLE IRAs.
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    10 m
  • E231: What is a Good Debt to Income Ratio?

    E231: What is a Good Debt to Income Ratio?
    Jul 31 2024
    Debt-to-income is a key financial metric. It reflects your financial health and helps you build a stable and prosperous future.
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    10 m
  • E230: Maximizing College Savings – A Guide to "Superfunding" a 529 Plan

    E230: Maximizing College Savings – A Guide to "Superfunding" a 529 Plan
    Jul 24 2024
    When planning for your child's future education, one powerful tool at your disposal is the 529 plan. You may already be familiar with the basics of this tax-advantaged savings vehicle, but have you heard about "superfunding" a 529 plan?
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    9 m
  • E229: Will I Have to Pay Taxes When I Sell My House?

    E229: Will I Have to Pay Taxes When I Sell My House?
    Jul 17 2024
    By understanding the tax implications and implementing these strategies early, you can significantly improve your financial outcome when selling your house.
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    10 m
  • E228: What Does a Solid Financial Plan Look Like?

    E228: What Does a Solid Financial Plan Look Like?
    Jul 10 2024
    As you might expect, there is no one correct answer. Most importantly, it guides you toward your goals and provides a solid financial foundation for your life. So what does the typical financial plan contain, and what should it cover?
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    9 m