Genevieve Cua speaks to Chang Wei Liang, DBS FX and credit strategist who covers crypto, on valuation approaches to Bitcoin, the underpinnings of its value; and the implications of the mode of investment - direct holding or ETF.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

03:00 Valuation approaches for Bitcoin

06:48 Supply/demand factors and the “invisible hand” in Bitcoin

09:34 Factors that influence Bitcoin prices

12:38 Investing directly vs Bitcoin spot ETFs

14:33 Bitcoin’s role in a portfolio and the equity component

16:18 Bitcoin as a revolutionary concept vs central bank digital currencies

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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

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Written and hosted by: Genevieve Cua (gen@sph.com.sg)

With Chang Wei Liang, FX and credit strategist, DBS

Edited by: Lee Kim Siang

Produced by: Genevieve Cua & Lee Kim Siang

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow WealthBT podcasts and rate us at:

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Money Hacks Podcast at: bt.sg/btmoneyhacks

BT Mark To Market Podcast at: bt.sg/btmark2mkt

BT Podcasts at: bt.sg/pcOM

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/btbrpod

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While having a family office has often been looked at as a status symbol, is it really all it is? Beware, it can be costly to set up. Genevieve Cua gets the ins and outs from Angie Han, head of wealth planning, Pictet Wealth Management Asia.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

This episode is brought to you by Pictet Wealth Management.

Highlights of the podcast:

02:40 Some major drivers for the decision to establish a family office

05:00 Helping families to crystallise their objectives

10:58 Does a family office replace a trust?

13:38 Single family office vs multi-family office and other structures

16:03 Size threshold for single family office

16:41 Challenges to ensure family office continuity

More about: Pictet Wealth Management https://www.pictet.com/sg/en/wealth-management

Written and hosted by: Genevieve Cua (gen@sph.com.sg)

With Angie Han, head of wealth planning, Pictet Wealth Management Asia

Edited by: Howie Lim and Lee Kim Siang

Engineered by: Joann Chai Pei Chieh

Executive producer: Claressa Monteiro

Produced by: BT Podcasts, The Business Times, SPH Media

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Follow WealthBT podcasts and rate us at:

Channel: bt.sg/btwealthbt

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Apple Podcasts: bt.sg/wbAP

Spotify: bt.sg/wbSP

YouTube Music: bt.sg/wbyt

Google: bt.sg/wtGO

Website: bt.sg/wealthbt

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Money Hacks Podcast at: bt.sg/btmoneyhacks

BT Mark To Market Podcast at: bt.sg/btmark2mkt

BT Podcasts at: bt.sg/pcOM

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/btbrpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

What’s the secret to a successful retirement? According to Christopher Tan, founder of advisory firm Providend, it’s not just good investing and financial planning, it’s also about contentment. Christopher shares his personal wisdom with BT’s Genevieve Cua.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the conversation:

02:15 Qualities of successful investors

04:46 Christopher’s retirement roadmap

07:06 Planning approaches that work best regardless of market factors

10:33 Biggest mistakes or blind spots to avoid

12:14 What is your personal relationship with money?

13:39 How to work towards sufficiency and contentment for a more fulfilling life

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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

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Written and hosted by: Genevieve Cua (gen@sph.com.sg)

With Christopher Tan, founder, Providend

Edited by: Emily Liu and Claressa Monteiro

Produced by: Genevieve Cua & Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow WealthBT podcasts and rate us at:

Channel: bt.sg/btwealthbt

Amazon: bt.sg/wbtam

Apple Podcasts: bt.sg/wbAP

Spotify: bt.sg/wbSP

YouTube Music: bt.sg/wbyt

Google: bt.sg/wtGO

Website: bt.sg/wealthbt

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Money Hacks Podcast at: bt.sg/btmoneyhacks

BT Mark To Market Podcast at: bt.sg/btmark2mkt

BT Podcasts at: bt.sg/pcOM

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/btbrpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Some CPF members feel stopping the practice of “shielding” the Special Account is unfair, because they have lost the opportunity of a higher interest rate. But investing your CPF savings is more important than ever. What does this mean for your CPF returns?

BT’s Genevieve Cua gets insights from Samuel Rhee of Endowus.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the conversation:

02:33 Does Endowus have a conflict of interest as CPF digital adviser?

05.35 Closing the shielding loophole: impact on confidence

08:36 Tradeoffs of not investing the Ordinary Account

11:54 How challenging is it to outperform the SA 4% rate?

14:59 Overcoming the biggest hurdles to investing

Written and hosted by: Genevieve Cua (gen@sph.com.sg)

With Samuel Rhee, chief investment officer, Endowus

Edited by: Emily Liu and Claressa Monteiro

Produced by: Genevieve Cua & Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow WealthBT podcasts and rate us at:

Channel: bt.sg/btwealthbt

Amazon: bt.sg/wbtam

Apple Podcasts: bt.sg/wbAP

Spotify: bt.sg/wbSP

Google: bt.sg/wtGO

Website: bt.sg/wealthbt

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Money Hacks Podcast at: bt.sg/btmoneyhacks

BT Mark To Market Podcast at: bt.sg/btmark2mkt

BT Podcasts at: bt.sg/pcOM

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/btbrpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Private debt offers a stable, generally floating-rate income. But credit risks are elevated as financing conditions remain tight. Defaults are expected to rise. But some types of private debt carry lower risks than others.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the conversation:

01:02 The lowdown on private debt

02:47 The golden age: strong returns and inflows

05:36 Getting a handle on credit risk

09:36 Attraction of private debt

11:17 What to look out for

Written and hosted by: Genevieve Cua (gen@sph.com.sg)

Edited by: Emily Liu and Claressa Monteiro

Produced by: Genevieve Cua & Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow WealthBT podcasts and rate us at:

Channel: bt.sg/btwealthbt

Apple Podcasts: bt.sg/wbAP

Spotify: bt.sg/wbSP

Google: bt.sg/wtGO

Website: bt.sg/wealthbt

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Money Hacks Podcast at: bt.sg/btmoneyhacks

BT Mark To Market Podcast at: bt.sg/btmark2mkt

BT Podcasts at: bt.sg/pcOM

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/btbrpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

What is the outlook for interest rates and the impact on stocks and bonds? What is the outlook for Singapore and China? And is it time to exit fixed deposits and invest in what, exactly? Genevieve Cua interrogates Kelvin Tay from UBS Wealth Management.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

This episode is brought to you by UBS Wealth Management.

Highlights of the conversation: 

01:47 Impact of the Fed’s funds rate on stocks and bonds 

04:42 Which elections will wield the biggest impact on markets? 

07:12 Outlook for economy and asset growth

11:13 China’s outlook

15:15 Risks not adequately priced in markets

17:15 Most important asset allocation calls for 2024

More about:

UBS Wealth Management

https://www.ubs.com/sg/en/wealth-management.html

Written and hosted by: Genevieve Cua (gen@sph.com.sg)

With Kelvin Tay, chief investment officer of UBS Wealth Management

Edited by: Howie Lim and Claressa Monteiro

Produced by: Genevieve Cua & Howie Lim

Engineered by: Joann Chai Pei Chieh

Executive producer: Claressa Monteiro

A podcast by BT Podcasts, The Business Times, SPH Media

—

Follow WealthBT podcasts and rate us at:

Channel: bt.sg/btwealthbt

Apple Podcasts: bt.sg/wbAP

Spotify: bt.sg/wbSP

Google: bt.sg/wtGO

Website: bt.sg/wealthbt

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Money Hacks Podcast at: bt.sg/btmoneyhacks

BT Mark To Market Podcast at: bt.sg/btmark2mkt

BT Podcasts at: bt.sg/pcOM

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/btbrpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Markets are on a tear since the Federal Reserve signalled a pivot towards cutting interest rates in 2024. How should you position your portfolio? Here are some thoughts on bond yields; geopolitical risk in 2024; investing in value equities; and keeping faith in balanced portfolios.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast: 

01:29 Indications of what the Fed may do next year

03:20 Bond yields are attractive and offer a return above inflation

05:19 2024 is a record year for elections, raising geopolitical risk

08:20 Opportunities in value equities

10:08 Balanced portfolios are alive and well

12:12 Reinvesting out of cash

Written and hosted by: Genevieve Cua (gen@sph.com.sg)

Edited by: Howie Lim & Claressa Monteiro 

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

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Follow WealthBT podcasts and rate us at:

Channel: bt.sg/btwealthbt

Apple Podcasts: bt.sg/wbAP

Spotify: bt.sg/wbSP

Google: bt.sg/wtGO

Website: bt.sg/wealthbt

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Money Hacks Podcast at: bt.sg/btmoneyhacks

BT Mark To Market Podcast at: bt.sg/btmark2mkt

BT Podcasts at: bt.sg/pcOM

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/btbrpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Philanthropy can be a source of catalytic and patient capital, and as such, can play a big role in the net zero transition. Blended finance is an avenue where philanthropists can join forces with public and private funds. Genevieve Cua speaks to Anthony Gao, head of philanthropy services Asia with Pictet Wealth Management for more insights. 

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

This episode is brought to you by Pictet Wealth Management.

Highlights of the podcast: 

02:09 Understanding blended finance

03:44 Singapore's approach to blended finance

05:55 Philanthropy in the context of climate objectives

09:54 Understanding blended finance mode

12:26 Trends and approaches in blended finance

14:45 Challenges and solutions for blended finance in Asia

More about:

Pictet Wealth Management Asia

https://www.pictet.com/sg/en/wealth-management

Responsible Investing

https://www.pictet.com/sg/en/insights/re-imagining-the-future-the-case-for-engagement

Written and hosted by: Genevieve Cua (gen@sph.com.sg)

With Anthony Gao, head of philanthropy services Asia, Pictet Wealth Management

Edited by: Howie Lim and Claressa Monteiro 

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

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Follow WealthBT podcasts and rate us at:

Channel: bt.sg/btwealthbt

Apple Podcasts: bt.sg/wbAP

Spotify: bt.sg/wbSP

Google: bt.sg/wtGO

Website: bt.sg/wealthbt

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Money Hacks Podcast at: bt.sg/btmoneyhacks

BT Mark To Market Podcast at: bt.sg/btmark2mkt

BT Podcasts at: bt.sg/pcOM

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/btbrpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.