Welcome to Season 4, Episode 31 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "More UNUM Cases Throughout the United States."

For a second iteration, host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses UNUM, one of the disability world's most prominent carriers. UNUM, much like its competitors, does not make it easy for disability policyholders to get the benefits they paid for, and deserve. In this episode of Winning Isn't Easy, host Nancy L. Cavey walks through a number of cases with variations in location and cause of disability, but one commonality - in each, the policyholder fought against UNUM. This episode will show you firsthand how vicious UNUM can be when it comes to protecting their bottom dollar. Even if you're not with UNUM, this episode will show you tactics that are commonplace amongst disability carriers when it comes to denying claims.

In this episode, we'll cover the following topics:

1 - UNUM’s Termination of a Long-Term Disability Claim Paid for Twelve Years on the Basis That the Chronic Migraine Policyholder Was at Maximum Medical Improvement Is Overturned by Court

2 - UNUM Told to Pay $20,000 per Month in LTD Benefits to a Disabled Mergers and Acquisitions Attorney

3 - UNUM Called Out by Court for Using Nurse Consultant Rather than a Qualified Healthcare Professional

4 - Policyholder Triumphs in MS-Related Cognitive Impairment Disability Claim against UNUM

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 30 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "More on Chronic Fatigue and COVID."

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses more about Chronic Fatigue and COVID, how they interact with one another, and with other medical conditions, and their surge in the disability claims world. While we now live alongside COVID, and are no longer in a pandemic, COVID is still wreaking havoc in the disability world. With the onset of this new and ever-changing condition, disability lawyers are seeing disability policyholders suffering from illnesses which have no preexisting disability guidelines. Join Nancy as she discusses more about Chronic Fatigue, COVID, and what you need to know if you are suffering from either, and are seeking disability.

In this episode, we'll cover the following topics:

1 - The Infamous Dr. Scott Norris, and How Disability Carriers like UNUM Deny Legitimate COVID Claims

2 - How Can You Use the Social Security Administration Regulations on How to Evaluate a Chronic Fatigue Syndrome or COVID Claim in Your ERISA LTD Claim?

3 - How Research into the Mechanisms Causing ME/CFS and Long-COVID Can Help You Get the Medical Treatment Your ERISA Disability Plan or Policy Requires

4 - Federal Court Rules That the Claims Process for a Policyholder with Fibromyalgia, Multiple Arthralgias, and Small Fiber Neuropathy Should Not Be a Guessing Game for a Disabled Policyholder Whose Policy Has a Non-Verifiable Impairment Payment Limitation of 24 Months

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 29 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Intersection of SSDI and ERISA, P2 - Vocational Evaluation."

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the intersection of SSDI and ERISA claims. While SSDI and ERISA are completely different things, they do share some similarities in process, and are often intertwined in the course of applying for disability. Often, when you're applying for one, you are required to apply for the other. That is why it is vital to be knowledgeable regarding both. In the second part of this multi-part series, your host Nancy L. Cavey will be diving into the specifics of the vocational evaluations applicants will undergo.

In this episode, we'll cover the following topics:

1 - The Vocational Denial Toolbox

2 - The Game Played at the Any Occupation Stage

3 - How to Attack the Common Mistakes Made at the Own Occupation Stage of an ERISA Case

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.