Send us a Text Message.

Do you feel overwhelmed with financial planning and feel there are too many things to tackle? Are you not exactly sure where to get started? Today we will cover our process here at Bulman Wealth Group, guiding you through what it feels like to become a client with us.

Here’s some of what we discuss in this episode:

• The discovery meeting: Getting to know your goals, dreams, and concerns
• Risk assessment and document collection after the first meeting
• Identifying areas of improvement with an initial, high-level financial plan
• The follow-up meeting: Discussing risk score, portfolio analysis, and moving forward
• Transferring your accounts, refining your financial plan, and establishing a client account
• Regular review meetings, continuous communication, and client events

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

Send us a Text Message.

Are annuities the right investment for your retirement? In today’s episode, we’re diving into the world of annuities to help you understand what they are, how they work, and whether they might be a good fit for your retirement strategy. Whether you're new to the concept or looking to deepen your understanding, this conversation should give you some important items to think about.

Here’s some of what we discuss in this episode:

• What is an annuity and how do they work?
• What are some benefits of annuities?
• What are some drawbacks of annuities?
• Who should consider annuities?
• How can annuities fit into a retirement portfolio?

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

Send us a Text Message.

Retirement is a milestone many of us eagerly anticipate, but it also marks a significant change in how we manage our finances. Instead of a regular paycheck, we'll rely on various income streams. So, what income streams will you have in retirement? And how can you plan for this stage before you retire? In today's episode, we'll cover all of that and more.

Here’s some of what we discuss in this episode:

• Strategizing your retirement accounts and Social Security together
• The shift from pensions to defined contribution plans in the U.S.
• The differences between traditional and Roth 401(k)s
• Understanding required minimum distributions in retirement planning
• The difference between tradition and Roth IRAs

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.