If getting into the property market is something you're working towards, securing your first home or investment could be sooner or more achievable than you think. In today's episode guest mortgage broker Genevieve aka Gell Fordham from Sphere Home Loans shares her top tips for first home buyers and answers your questions. The episode touches on:

👉 should I buy now or wait until I have a bigger deposit?

👉🏽 buying in strata

👉 rentvesting

👉🏼 engaging a mortgage broker

👉🏾 parental guarantees & the First Home Guarantee scheme

👉🏿 is Lenders Mortgage Insurance (LMI) all that bad?

👉🏻 using First Home Super Saver (FHSS) scheme funds

👉🏼 how will debt / a car loan / HECS/HELP affect my borrowing capacity?

👉🏽 I'm self-employed, how will it affect my ability to get a loan?

👉🏾 what's the minimum deposit needed to secure a mortgage?

👉🏿 how much $ will children affect my borrowing capacity?

👉🏻 can I spend money between getting my pre-approval and full approval?

Glen's latest book 'The Quick Start-Guide to Investing' is available here: https://amzn.to/3QNNrbv

Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here

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To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

So you want to invest like a pro, soldier? Here are 5 top tips to get invested and stay invested.

Glen's latest book 'The Quick Start-Guide to Investing' is available here: https://amzn.to/3QNNrbv

Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode special guest Laura Henshaw, co-founder and CEO of Kic App shares her story around money, learnings from her career & business journey and why she's so passionate about empowering people with wellness tools that focus on feeling good rather than looking good.

Glen's latest book 'The Quick Start-Guide to Investing' is available here: https://amzn.to/3QNNrbv

Download the KIC app and use promo code 'MMM' to get 1 month free: https://kicapp.com T&Cs. Offer only available for new and returning users of Kic until 30th October 2024. The discount applies to the first subscription period of your membership.


You can also find 🎧 KICPOD wherever you're listening to this podcast.

Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A Glen, John from this is property and Vince Scully from Life Sherpa chat about:

👉🏾 are interest rates expected to increase?

👉🏿 the costs of owning an investment property in strata

👉🏽 how much should you have in your offset account

👉🏼 emergency funds - how much and where to keep it

👉🏻 withdrawing FHSS funds for other purposes if you change your mind

👉 reportable fringe benefits

👉🏼 and the cost of living

Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here

Glen's latest book 'The Quick Start-Guide to Investing' is available here: https://amzn.to/3QNNrbv

Book a clarity call with John here

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Over the coming decades, almost $5 trillion in assets is expected to be passed down from the Baby Boomer generation to younger Aussies. That's a lot of inheritances! In today's episode Glen chats with financial advisers Martin McGrath and James Millard about what this intergenerational wealth transfer means. They touch on:

👉 ways that older generations can help their adult children

👉🏼 gifting rules for individuals who receive the age pension or part pension

👉🏽 is there an inheritance tax?

👉🏾 considerations for receiving an inheritance

📘 The Quick-Start Guide to Investing by Glen James & Nick Bradley: https://amzn.to/3QNNrbv

📘 Insufficient Funds by James Millard: https://amzn.to/4bR72iq

Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

When's the right time to give your kid pocket money? Glen talks about this plus more with guest co-host & financial adviser Rebecca Pritchard. They touch on:

👉🏻 I'd like to kickstart my teen's super account, what are the rules and implications?

👉 what age should you start giving your kid pocket money?

👉🏼 what's the best way to furnish a new home?

👉🏽 are credit cards / charge cards worth it for points plus implications to consider

Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here

Glen's latest book 'The Quick Start-Guide to Investing' is available here: https://amzn.to/3QNNrbv

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's my money episode Glen chats with Andy in our community. ⚠️ CW: This episode touches on suicide. If you are experiencing any issues in regards to your mental health please chat with your GP or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14. Andy shares his story of going through a shock separation, navigating co-parenting and doing life and money as a single dad.

Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here

Glen's latest book 'The Quick Start-Guide to Investing' is available here: https://amzn.to/3QNNrbv

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

What would you do with $10,000 if it dropped into your lap tomorrow? Glen and Jess Brady from Financially Fierce chat about this plus investing in ETFs, superannuation balanced vs growth funds and refinancing a home loan to reduce the term.

Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here

Glen's latest book 'The Quick Start-Guide to Investing' is available here: https://amzn.to/3QNNrbv

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.