Showing titles in Insurance

Several large, well-known insurance carriers have begun raising insurance costs on large blocks of senior and elder-owned life insurance policies to make up for underperforming investment portfolios. These rate increases have increased the percentage of lapse on a massive scale and in most cases can be detected and adjusted for to save the policy.

Renowned risk and finance expert Håkan Jankensgård delivers an extraordinary and startling discussion of how firms should navigate a world of uncertainty and unexpected events. It examines three fundamental, high-level strategies for creating resilience in the face of "black swan" risks, highly unlikely but devastating events: insurance, buffering, and flexibility.

Prepare for success on the Society of Actuaries (SOA) General Insurance Ratemaking and Reserving (GIRR) Exam with this comprehensive study guide. Designed to help candidates master the key concepts and techniques essential for general insurance actuarial work, this guide covers all seven topics outlined by the SOA exam syllabus. Introduction and Key Considerations: Understand the foundational principles and key considerations that underpin general insurance actuarial work. Explore fundamental concepts crucial for success in the field. Preparing Claims and Exposure Data for Actuarial Work: ...

Ever since he was a kid, Tim Gaspar had an entrepreneurial spirit. From childhood lemonade stands to renting out bouncy castles in high school, Gaspar graduated to running a manufacturing company that reused recycled soda bottles—until a lawsuit from a major beverage company brought everything crashing down. In 2008, at just 20 years old, Gaspar was bankrupt. Rather than succumbing to despair, he decided to start an insurance company without any prior experience or connections. Through hard work and determination, Gaspar was able to turn it into a major player in the insurance industry ...

Business as usual gets a new life in Customer Service Is Just Foreplay. This information-packed guide is filled with relevant, modern practices and principles that can be applied to any agent or agency in the insurance industry. Client interactions have made a major shift over the past decade. Merely providing good customer service has been surpassed by digital tools and strategies that make up a great customer experience. Mobile apps, online chat, and payment systems - as well as 24/7 accessibility - aren't just extras anymore.

In Stick Out Your Balance Sheet and Cough, Gary Patterson details for the first time the proven methods he has used to successfully treat companies of all sizes across a range of industries. Using the FiscalDoctor's best practices, the high-growth company you own, manage, or direct can avoid unnecessary increased expenses, revenue shortfalls, employee layoffs, missed bonuses or broken dreams. So open this book and say, "Profit".

The Gift of Money is a simple and easy audiobook that discusses basic money concepts. The author, Deanna Marchionda, reveals in each chapter a gift of money. Each gift is a concept that the author and her team of professionals teach to clients to improve their financial situations. Deanna Marchionda has spent nearly two decades in the financial industry and has developed a brilliant way of using stories to explain complex financial concepts and make them simple and easy to understand.

Becoming "positively selfish" is how you create the focus on long-term contracts like Life insurance, wills, trusts, private family foundations, estate planning, and true generational wealth. The more assets you accumulate the more secure your life will become. Remember assets minus liabilities equal net worth. The higher your net worth the stronger your life against the headwinds in life, - inflation, recession, pandemics, depressions, and any economic devastation.

The AM Best Business Trilogy in a three-book series has its roots in the idea that all stories have context. When AM Best Chairman, President, and CEO Arthur Snyder III started this project, his goal was to tell the complete story, with all the layers peeled back one by one. The Man: A Biography of Alfred M. Best is the story of a brilliant man whose unflinching dedication to independence of thought and transparency in business sparked an entire industry - and whose personal tribulations humbled and strengthened him. Through it all, Alfred Best remained the eternal optimist.

The expert who brought you Medicare Decoded reveals the wave of the future: showing businesses how to bring healthcare costs back down to earth through the revolutionary concept of reference-based pricing, realizing profound financial savings, and putting control back in the hands of the insured, all while providing even better coverage than many traditional plans.

Insurance is a very unique product. It is the only product you purchase and hope to never use. The best case with insurance is that your rates go up every year, and you never even get to use it. If your agency is not growing premium every single year, odds are you might need to re-examine one or all of these things....

Es stellt sich längst nicht mehr die Frage, ob der Crash kommen wird - sondern lediglich wann. Denn alle Maßnahmen zur Banken-, Länder- und Eurorettung laufen auf volkswirtschaftliche Schadensmaximierung und den Staatsbankrott Deutschlands hinaus. Die Enteignung der Bürger für diesen Fall wird längst vorbereitet. Staatsanleihen, Renten- und Lebensversicherungen, Konten - das sind die großen Verlierer im Falle eines Crashs.

This book details all business income and time element coverages from beginning to end. It includes in-depth analysis of the purpose of business income, how to complete the business income worksheet, the factors that affect the "period of restoration," how to calculate the proper coinsurance percentage, options to coinsurance, and how to develop the proper coverage limit. Also included are detailed instructions for completing the business income application.

Do you want to earn more money fast? What is the best way to secure your financial independence? What is passive income? What is the secret behind successful investors? If you want to learn more about successful investment decisions, than you should listen to this book.

The Fall of Logic is a selection from Chase Chandler's new book, The Wealthy Family. The Fall of Logic details many of the flaws and solutions related to conventional financial thinking. The Fall of Logic takes the reader on a journey in which Chase Chandler describes the fundamental yet complex foundational philosophies one must understand to manage wealth prudently.

The Patient Protection and Affordable Care Act has been a political football for years now, but as its provisions start going into effect, there’s still precious little information available on how it will impact you, your family, and your pocketbook. This 2,572 page document, nearly unreadable, will change your health care, your family budget, and innumerable aspects of your life.

In Medicare Decoded: Shocking Facts to Help You Save Money and Get the Most from Medicare, elder advocate and Medicare expert Rick Solofsky guides you through the twists and turns of Medicare to get to the heart of what you need to know. Easy to understand and filled with essential information and strategies, Medicare Decoded answers your questions.

Wish you had the super power of persuasion or manipulation that can allow you to get people to do exactly what you want? Wish you had the ability to convince, manipulate, persuade, and influence people to think, speak, and act like you want them to? Imagine being able to manipulate people into doing good or acting in the larger interest of mankind? Fortunately, being able to persuade or manipulate people is not an inborn skill. It can be developed with practice and consistent application. Though it has negative connotations, manipulation can also be leveraged in a positive manner.

An insightful look into the unique situations and circumstances that shape a lengthy professional career as an underwriter, Randi Glazer's 12 Strategies for Surviving a Career in the Insurance Industry draws on the author's many years of experience as an industry insider to provide listeners with valuable advice and practical skills for succeeding in the complicated world of insurance.

Are you having trouble coming up with a simple system to sell umbrella insurance? Here are some tricks and tips that I have learned over time. What I have found working with agents and being an agent is that it comes down to asking the right questions and relaying the information in a simple way.