Using Insurance Past and Present

the History, “How’s” & “Why’s” of health insurance and the exemptions & exceptions to them

De: Aaron Brachfeld

Narrado por: Virtual Voice

The vital role of insurance in the progress of medicine and engineering, globalized trade and the spread of democracy is best explored through the History, "How's" and "Why's" of health insurance, and the exemptions and exceptions to them.

From such distant history to the relevant present, learn how to understand health insurance options both at work and on the Exchange, calculate which plan will save you the most money, and even how to use health insurance as a retirement vehicle. Understand how many consumers are now saving money on prescriptions by discount plans and even importing drugs from Canada. Become familiar with options for health insurance if you miss open enrollment or special enrollment periods, and even the value (or lack thereof) in dental, vision, and life insurance supplemental plans.

Chapter 1: A Brief History of Insurance
Chapter 2: Qualifying for a Subsidy
Chapter 3: Special Enrollment Periods
Chapter 4: Understanding Basic Terms
Deductibles
Co-pays
Co-insurance
Out of pocket and coverage maximums
Practice examples
Chapter 5: HMO’s, PPO’s, EPO’s and HSA’s
HMO: Health Maintenance Organization
PPO: Preferred Provider Organization
EPO: Exclusive Provider Organization
HSA: Health Savings Account
Chapter 6: Using health insurance
Non-emergency care
Preventative care
Catastrophic care
Non-catastrophic emergency care
Deadly emergency
Special notes on travel insurance
Chapter 7: Supplemental plans
Metal Gap Plans
Indemnity Plans
Term Life Insurance
Disability Insurance
Chapter 8: Consultation fees
Chapter 9: Vision and Dental
Vision Insurance
Dental Insurance
Chapter 10: Claims
Chapter 11: the Agent