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Faith & Finance

Faith & Finance

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Faith & Finance is a daily radio ministry of FaithFi, hosted by Rob West, CEO of Kingdom Advisors. At FaithFi, we help you integrate your faith and financial decisions for the glory of God. Our vision is that every Christian would see God as their ultimate treasure. Join Rob and expert guests as they give biblical wisdom for your financial journey and provide practical answers to your pressing financial questions. From budgeting and debt management to investing and stewardship, Faith & Finance equips listeners with insights to handle money wisely and live generously for God's Kingdom. Listen now or ask your question live by calling 800-525-7000 each weekday from 10-11 a.m. ET on American Family Radio and 4-5 p.m. ET on Moody Radio. You can learn more at FaithFi.com.Copyright 2023-2025 FaithFi: Faith & Finance Cristianismo Economía Espiritualidad Finanzas Personales Ministerio y Evangelismo
Episodios
  • Where Clean Water Meets Living Water with Aaron Griggs

    Where Clean Water Meets Living Water with Aaron Griggs
    Jan 29 2026
    For most of us, water is rarely something we think about. It’s as close as the kitchen sink, the refrigerator door, or the bottle beside us at work. But for millions of people around the world, clean water remains out of reach—and the consequences stretch far beyond thirst.Jesus once said, “And if anyone gives even a cup of cold water to one of these little ones… that person will certainly not lose their reward” (Matthew 10:42). On today’s episode of Faith & Finance, Aaron Griggs of Cross International shows us just how literal—and transformative—that cup of water can be.Globally, 2.2 billion people still lack access to safe drinking water. In places like Zambia, Malawi, and Uganda, the crisis is especially severe. Women and children often walk long distances every day to gather water from open pits shared with animals. The water is contaminated, illness is common, and the time lost reinforces generational poverty. Girls miss school, mothers miss work, and entire communities struggle to flourish.This quarter, FaithFi is partnering with Cross International, a Christ-centered humanitarian ministry working alongside local churches and Christian leaders to meet urgent needs and create sustainable change. Their work in Sub-Saharan Africa is showing what can happen when clean water meets the living water of the gospel.After a well is installed in a village, physical health improves quickly—but the long-term effects are even more remarkable. Hours once spent fetching water are freed for school, work, farming, and small business. Women gain economic opportunity. Children gain education. And through Cross International’s ministry partners, families are introduced to Jesus, often receiving their first Bibles in their own language.One woman in Zambia described this transformation with simple gratitude:“I never knew that I would be where I am now. My family is healthier, and my children are in school. God has blessed us.”Another woman, Grace, shared how access to water restored not only her family but also her church. For years, her congregation met under a tree because there wasn’t enough water for construction. After a new well was installed, the church was rebuilt, children joined their parents in worship, and an entire community experienced renewed dignity and hope. Her favorite Scripture says it best:“Whoever believes in me… rivers of living water will flow from within them.” — John 7:38Cross International’s work meets physical needs, but always in the name of Christ. Water is a doorway—opening opportunities for flourishing today and pointing to eternal life in Him. That’s why FaithFi is partnering with Cross International this quarter to serve 250 children across Malawi, Zambia, and Uganda, providing not only clean water but also food, education, and the hope of the gospel.For just $62, one child receives these essential resources for a year. Every gift supports not just a child, but often an entire family and community, moving them toward long-term stability and lasting hope.Clean water changes everything—it restores dignity, strengthens families, and reflects the life-giving love of Christ.To learn more or to join us in this effort, visit: FaithFi.com/Cross.On Today’s Program, Rob Answers Listener Questions:I have a question about the ‘Trump Accounts’ for newborns. What dates are they eligible for, and are there any pros or cons?I just turned 65, and I’m still working with employer health coverage. Do I need to enroll in Medicare Part A or Part B now, or can I wait?While stationed at Fort Polk and Fort Hood, I bought insurance policies that would pay off my houses if something happened to me. I can’t find the paperwork anymore. How do I track down which insurers those policies were with?Resources Mentioned:Faithful Steward: FaithFi’s Quarterly Magazine (Become a FaithFi Partner)Cross InternationalNational Association of Insurance Commissioners (NAIC)TrumpAccounts.govOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God’s resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    25 m
  • Seeking Wise Counsel with Sharon Epps

    Seeking Wise Counsel with Sharon Epps
    Jan 28 2026
    Money has a way of making life feel complicated. Whether we’re facing major financial crossroads or simply trying to steward everyday expenses with wisdom, many of us default to figuring things out on our own. But Scripture reminds us that navigating life in isolation isn’t a sign of strength—it's often a barrier to wisdom. Proverbs 11:14 teaches that “where there is no guidance, a people falls, but in an abundance of counselors there is safety.” Wise counsel, especially when rooted in biblical truth, protects us from blind spots, emotional decision-making, and unnecessary regret.On this episode of Faith & Finance, Sharon Epps—President of Kingdom Advisors and a familiar voice to FaithFi listeners—joins us to explore why seeking counsel is an essential part of faithful stewardship. Sharon explains that while Scripture is our ultimate authority, God often uses people to speak wisdom into our lives. Advisors, mentors, and trustworthy peers help us see what we might otherwise miss, and their influence can redirect us toward obedience, humility, and clarity.Yet many believers hesitate to ask for help. Sharon acknowledges that reluctance often stems from pride—the subtle belief that we should be able to manage life independently. But asking for help is an act of faith, not weakness. It invites others to use the gifts God has given them and prevents us from making decisions based solely on fear, impulse, or confirmation bias.Drawing from the story of Rehoboam in 1 Kings 12, Sharon highlights the danger of listening only to voices that tell us what we want to hear. Rehoboam rejected the wisdom of seasoned counselors in favor of peers who affirmed his own desires—and the outcome was disastrous. The lesson is clear: godly counsel may not always feel comfortable, but it aligns us with God’s purposes and challenges us to pursue stewardship that honors Him.Sharon then offers practical guidance for how believers can seek wise counsel today. At times, this involves working with trained financial professionals—such as Certified Kingdom Advisors (CKA)—who integrate biblical wisdom with planning, investing, and long-term financial strategy. In other seasons, we need mentors who have walked ahead of us and can offer perspective, or peer friendships that speak truth with honesty and grace. Sometimes the right conversation happens over coffee; other times it requires prayer, pastoral guidance, and spiritual discernment.For those currently overwhelmed by a financial decision, Sharon’s simple encouragement is: don’t go it alone. Isolation amplifies anxiety, while community brings clarity. Invite trusted voices into the process, seek the Lord in prayer, and remember James 1:5—God gives wisdom generously to those who ask.Listeners interested in working with a financial professional trained to offer biblically faithful and practically sound counsel can connect with a Certified Kingdom Advisor (CKA) at FindACKA.com.On Today’s Program, Rob Answers Listener Questions:My husband and I aren’t always on the same page when it comes to money. We moved last year and kept our old house as a rental, which would cover both mortgages. He wants to pay off the rental, but the rental rate is under 4%, and the new house rate is almost 7%. Which mortgage should we pay down first, and how can we better approach our finances together?I’m 57 and retired. I want to invest something for my six-year-old grandson’s future—not just for college, but for when he’s older—and I want to make sure it can’t be accessed until then. What are my options?My 26-year-old son wants to buy his first home and doesn’t always take my advice. I want to guide him wisely without pushing too hard. What’s the best way to help him think about down payments, inspections, and timing as a young buyer?Resources Mentioned:Faithful Steward: FaithFi’s Quarterly Magazine (Become a FaithFi Partner)Our Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God’s resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    25 m
  • Why Motives Matter: The Heart Behind Generosity with Pierce Taylor Hibbs

    Why Motives Matter: The Heart Behind Generosity with Pierce Taylor Hibbs
    Jan 27 2026
    Jesus taught that the true measure of giving isn’t the size of the gift but the heart behind it. Generosity begins long before anything leaves our hands. It starts with what we treasure, love, and worship.Few writers explore the inner life of faith as clearly as Pierce Taylor Hibbs, senior writer at Westminster Theological Seminary and the author of more than twenty books on Christian living. In today’s episode, he joins us to invite believers to examine not just the act of giving but the spiritual forces beneath it.In a recent article for the latest issue of Faithful Steward magazine titled "Motive Is Everything," he draws from counselor David Powlison to explain that there’s always a “sun” around which the planets of our lives turn. We’re always pulled toward something—success, security, comfort, pleasure, affirmation, or money—because we’re created to worship. The question isn’t whether we worship, but what we worship.When the created things we enjoy begin to occupy the center, Scripture calls it idolatry. Money is especially powerful in this way because it overlaps with pleasure and power. It promises control over life and the ability to enjoy it—two desires that easily eclipse our devotion to God if left unchecked.To explore the heart behind generosity, Hibbs points to one of Scripture’s most striking stories: the widow’s offering in Mark 12. We don’t know her name, but Jesus knew her heart. While others gave large sums, she dropped two small coins into the temple treasury—an amount no one else would have celebrated. Yet Jesus did. He saw not the amount but the motive.That’s the point: Giving is never merely transactional. It’s deeply spiritual. It reveals what we value most.Hibbs notes that Scripture treats the heart—the lebab—as the control center of our lives. The Dutch theologian Herman Bavinck wrote that the heart is the source of both our rational and volitional life. It shapes what we think, desire, choose, and pursue. Outward actions are merely the visible tip of an iceberg. Beneath them lies motive.Jesus makes the same point in Luke 6:45: “The good person out of the good treasure of his heart produces good…for out of the abundance of the heart his mouth speaks.” Our generosity flows from whatever we treasure most. If we treasure God, giving becomes worship. If we treasure self, giving becomes calculation, obligation, or strategy.This reframes generosity. It’s not just about allocating money. It’s about the posture of the soul. It includes time, attention, hospitality, compassion, and quiet acts of service—not only dollars in a plate.So how do we cultivate godly motives? Hibbs suggests beginning with Scripture—especially the Gospels—and watching how Jesus treats people. Jesus continually draws attention to what’s happening beneath the surface: motives, desires, and loves.We don’t wait for perfectly pure motives to give—we’ll never act if we do. But we do allow the Spirit to search us, shape us, and re-center our hearts on Christ, the God who gives first so that we might become givers.On Today’s Program, Rob Answers Listener Questions:My son owns a rental property in Baltimore, but the tenant hasn’t paid rent for two months. This has happened before, and it’s putting financial strain on his family. We’re debating whether to sell the house, but it would need some work. If we keep it, are there any tax deductions or benefits since the tenant isn’t paying? What should my son do?I’m 64 and still working full time, but I’d like to withdraw money from my 401(k). Since I’m over 59½, can I do that without the 10% penalty even though I’m still employed? What should I know about taxes and plan rules?My wife is retired and in her 60s, but I’m not yet at retirement age. We’re both on the mortgage. Can we still get a reverse mortgage, or do both borrowers have to meet the age requirement?Resources Mentioned:Faithful Steward: FaithFi’s Quarterly Magazine (Become a FaithFi Partner)Motive Is Everything by Pierce Taylor Hibbs (Faithful Steward Issue 4 Article)The Book of Giving: How the God Who Gives Can Make Us Givers by Pierce Taylor HibbsOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God’s resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    25 m
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