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Faith & Finance

Faith & Finance

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Faith & Finance is a daily radio ministry of FaithFi, hosted by Rob West, CEO of Kingdom Advisors. At FaithFi, we help you integrate your faith and financial decisions for the glory of God. Our vision is that every Christian would see God as their ultimate treasure. Join Rob and expert guests as they give biblical wisdom for your financial journey and provide practical answers to your pressing financial questions. From budgeting and debt management to investing and stewardship, Faith & Finance equips listeners with insights to handle money wisely and live generously for God's Kingdom. Listen now or ask your question live by calling 800-525-7000 each weekday from 10-11 a.m. ET on American Family Radio and 4-5 p.m. ET on Moody Radio. You can learn more at FaithFi.com.Copyright 2023-2025 FaithFi: Faith & Finance Cristianismo Economía Espiritualidad Finanzas Personales Ministerio y Evangelismo
Episodios
  • Women Doing Well with Sharon Epps

    Women Doing Well with Sharon Epps
    Feb 26 2026
    Over the coming decades, women will steward a majority of the wealth being passed from one generation to the next. For many, that responsibility will arrive suddenly—during seasons of grief, transition, or new beginnings. Yet within that shift lies a remarkable opportunity for wise and faithful stewardship. Sharon Epps, President of Kingdom Advisors and cofounder of Women Doing Well, joins us on today’s show to share what she has learned after spending years studying this moment and walking alongside women as they step into it. A Quiet but Significant Shift Today, research consistently shows that women are inheriting a large portion of generational wealth. One primary reason is longevity—women often outlive their spouses by several years, placing financial responsibility squarely on their shoulders. In fact, nearly 95% of women will become the primary financial decision-maker at some point in their lives. Many step into that role unexpectedly, often while navigating grief, life transitions, or new responsibilities. The result is a profound shift happening quietly across generations—one with real implications for confidence, stewardship, and generosity. When Women Doing Well surveyed more than 7,300 Christian women—the largest study of its kind—one insight stood out: only about 6% felt confident or equipped to manage the resources God had entrusted to them. The issue wasn’t a lack of desire. It was a lack of clarity, confidence, and inclusion in financial conversations. Many women had the responsibility, but not the preparation. That gap can feel overwhelming, especially when decisions arrive suddenly. Generosity Is Already There One of the most encouraging discoveries from the research was this: Christian women are already remarkably generous. They give more of their time and money than many of their peers. The desire to live generously is not something that needs to be created—it’s already present. What many women want isn’t simply to give more, but to give well. The opportunity is to help generosity grow from clarity and confidence rather than from fear or obligation. A strong correlation emerged between biblical understanding and generosity. The more women understood stewardship—recognizing God as the Owner and themselves as managers—the more purpose-driven their giving became. Discipleship shifts generosity from pressure to purpose. It reminds us that giving is not a test to pass, but a response to God’s grace. From Overwhelm to Clarity: A Real Story One woman, whom we’ll call Clara, had always given generously. But after inheriting a significant sum of money, she felt pulled in every direction—“a dab here, a little there,” without a sense of impact. Through a process of discernment and clarity, she began narrowing her giving while increasing her investment in areas aligned with her calling. Her response captured the transformation: “You’ve given me the freedom to say no so I can say a better yes.” Clarity didn’t reduce her generosity—it deepened it. For many women, financial responsibility begins in the midst of grief. In those moments, wisdom matters. One helpful principle, often shared by trusted mentors, is this: avoid making drastic financial changes during the first year after a major loss. Decisions will need to be made, but there’s rarely a need to rush. It’s also vital to seek wise counsel. A trusted advisor who understands both financial realities and biblical stewardship can provide guidance, and bringing along a trusted friend or family member can offer needed perspective and emotional support. Finding Purpose Before Decisions Financial clarity often begins with personal clarity. Understanding how God has uniquely wired you—your experiences, passions, and calling—can shape how you steward resources. Many women find their generosity aligned with their life story: adoption, education, justice, poverty relief, or ministry areas where God has already been at work. Stewardship becomes more meaningful when it flows from identity and calling rather than obligation. When women gain clarity and confidence, measurable outcomes follow. Research shows that many increase both their financial giving and the time they invest in serving others. More importantly, they report greater peace, confidence, and joy. Generosity becomes a whole-life response—expressed through money, time, skills, and relationships. Generosity Without Pressure Growing in generosity doesn’t mean saying yes to everything. True generosity flows from identity in Christ, not guilt or pressure. When fear or obligation drives a decision, it can be a signal to pause and pray. God is at work in many lives, raising up different stewards for different purposes. Saying no in one place often allows for a more faithful yes elsewhere. For advisors serving women in transition, relationship matters as much as expertise. Listening before leading, offering small and practical next steps, and ...
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    25 m
  • How Education Is Changing the Future for Uganda’s Girls with Aaron Griggs

    How Education Is Changing the Future for Uganda’s Girls with Aaron Griggs
    Feb 25 2026
    For many girls in Uganda, one opportunity can alter the course of their entire future—and that opportunity often begins with education. Around the world, poverty creates barriers that shape a child’s path long before adulthood. But through the work of ministries and local partners, those stories are being rewritten with hope, dignity, and the love of Christ. Aaron Griggs joins the show today to share how Cross International is helping young women stay in school, discover their God-given purpose, and step into a future that once felt out of reach. The Mission: Serving the Most Vulnerable Cross International exists to serve some of the world’s poorest and most vulnerable children and families for the glory of God. Rather than operating independently, the ministry works through trusted local churches and organizations across Africa and other regions—partners who understand the communities, relationships, and long-term needs on the ground. This approach allows them to provide immediate help—such as food, clean water, and education—while also fostering sustainable, long-term change. Local leaders remain present long after programs begin, ensuring care that is relational, consistent, and rooted in the Gospel. The Everyday Realities of Poverty For many families in countries like Uganda, Malawi, and Zambia, daily challenges are not simply inconvenient—they are life-altering. A single meal may be the only food a child receives all day.Clean water often requires walking for hours to contaminated sources.Preventable diseases spread quickly due to limited medical care.Education is frequently out of reach because families cannot afford school fees. When children cannot attend school, their opportunities shrink dramatically. For girls in particular, the consequences are often more severe—and more permanent. Why Girls Are Especially Vulnerable When resources are scarce, girls are often the first to be pulled out of school. In some communities, families facing desperate financial strain may feel forced to arrange early marriages for daughters—sometimes as young as 11 or 12—simply to survive. This leads to a heartbreaking cycle: Education ends earlyMarriage and motherhood begin prematurelyEconomic opportunities disappearPoverty passes from one generation to the next Without intervention, the very pathway that could break the cycle—education—remains inaccessible. Local Partnership in Action: Project Princess Initiative One of Cross International’s key ministry partners in Uganda is the Project Princess Initiative, based in Kampala. Together, they walk alongside vulnerable girls by: Helping them stay in schoolProviding mentorship and spiritual guidanceTeaching practical career and life skillsBuilding confidence rooted in their identity in Christ The goal is not only academic success but whole-person transformation—spiritual, emotional, practical, and relational. As many girls grow older, something remarkable happens: they begin mentoring others. The hope they received becomes the hope they give. Karen’s Story: From Hopelessness to Purpose Karen, a young woman from Uganda, once faced a future filled with uncertainty. After her father abandoned the family, her education stopped. Surrounded by poverty, drugs, and despair, she felt trapped and hopeless. Through Project Princess, everything changed. She returned to school. She encountered mentors who reminded her of her worth in Christ. She discovered a future she never thought possible. Karen eventually attended college and studied economics—an opportunity few girls from her background ever experience. Today, she mentors younger girls facing similar challenges and speaks passionately about the role of faith in her transformation. Her story reflects a powerful truth: when education, mentorship, and the Gospel intersect, lives change. Why Faith Matters in Education Cross International’s work centers on more than academics. While education opens doors, true transformation begins in the heart. Their approach focuses on the whole person: Physical needs like food and clean waterEmotional support through mentorshipPractical training for future careersSpiritual formation through prayer and discipleship Education alone can inform the mind. The Gospel renews the heart and reshapes identity. Together, they empower girls to become who God created them to be. How You Can Get Involved Scripture calls believers to care for the vulnerable. Psalm 82:3 urges us to “defend the weak and the fatherless; uphold the cause of the poor and the oppressed.” For many, generosity becomes a practical way to live out that calling. Through partnerships like this: Food reaches children who would otherwise go hungryEducation keeps girls in schoolMentorship restores dignity and hopeThe message of Christ transforms lives A relatively small gift can create a lasting impact—helping a child receive education, care, and spiritual support for an entire year. Through FaithFi...
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    25 m
  • The Lord Will Provide

    The Lord Will Provide
    Feb 24 2026
    Trusting God for our financial needs feels especially real when life gets tight. When savings shrink, markets fluctuate, or expenses rise faster than income, the pressure exposes what—or who—we truly rely on. Long before budgets, retirement accounts, or emergency funds existed, one man stood on a mountain believing God could provide in the most impossible circumstances. His story in Genesis 22 gives us one of the most powerful names of God in all of Scripture: “The Lord Will Provide.” And it offers a blueprint for faithful stewardship today. Provision Is Forged in Pressure Trusting God’s provision rarely happens in comfort. It’s forged in seasons when resources feel thin, and the future looks uncertain. Throughout Scripture, God’s people learn His faithfulness not at banquets, but in deserts. Not in surplus, but in scarcity. Whether wandering in the wilderness, facing famine, or standing before overwhelming odds, they discover that provision isn’t merely about resources—it’s about relationship. God is not simply someone who provides. He is the Provider. But biblical faith isn’t naïve optimism, nor is it passive resignation. Faith rests in God’s character, moves forward in obedience, and trusts Him with the outcome. Abraham on the Mountain Genesis 22 is one of the clearest pictures of this kind of faith. God asks Abraham to offer Isaac, his son of promise. It’s a shocking command, and we’re meant to feel its weight. Isaac is the one through whom God promised to build a nation “as numerous as the stars.” Without Isaac, the covenant appears to collapse. Yet Abraham obeys. Before climbing the mountain, he tells his servants, “Stay here with the donkey; the boy and I will go over there and worship; then we will come back to you” (Genesis 22:5). Notice what he says: we will come back. The author of Hebrews explains Abraham’s reasoning: “He considered that God was able even to raise him from the dead” (Hebrews 11:19). Abraham trusted that God’s promise was more certain than the circumstances he could see. And when Abraham raised the knife, God intervened—not before the climb, not halfway up the mountain, but at the exact moment when obedience and trust met. A ram was provided in Isaac’s place. It’s there Abraham names the place: “The Lord will provide” (Genesis 22:14). What “The Lord Will Provide” Really Means To say God provides isn’t to say He always provides in the way we expect. It means His character is generous, attentive, and faithful. He knows our needs before we ask. He meets them according to His wisdom—not our timeline. That shifts how we think about financial provision. Scripture commends diligence. “The hand of the diligent makes rich” (Proverbs 10:4). It warns against laziness. But diligence and provision are not the same thing. We work. God provides the harvest. Modern financial fear often comes from trying to secure every possible outcome. We want guarantees. We want certainty. We want control. But the great enemy of faith isn’t need—it’s self-reliance. When we believe we are our own providers, we shoulder a burden we were never designed to carry. The apostle Paul writes, “My God will supply every need of yours according to his riches in glory in Christ Jesus” (Philippians 4:19). Notice the scale and the source: According to His riches, not ours. Three Ways Trust Changes Our Stewardship When we truly believe God provides, three things begin to shift. 1. We Plan Without Panic Wisdom plans for the future. Scripture affirms preparation and foresight. But planning becomes idolatry when it tries to eliminate dependence. Trust allows us to budget, save, and invest without fear driving every decision. Our spreadsheets serve us—they don’t rule us. 2. We Give Without Fear Generosity flows from security. If we believe God replenishes, we can release. Hudson Taylor famously said, “God’s work done in God’s way will never lack God’s supply.” When God is our provider, generosity becomes an act of confidence, not recklessness. 3. We Endure Lean Seasons With Hope Scarcity is not wasted space in the life of faith. Lean seasons refine us. They remind us that our ultimate security rests not in accounts, assets, or accolades—but in the Lord who sees. Abraham learned something profound on that mountain—not just that God provides, but who God is. Provision in Scripture is relational. God provides so His people know Him more deeply and so the watching world sees His faithfulness. Faithful Stewardship Without Fear Trusting God’s provision doesn’t mean we stop budgeting, working, or stewarding wisely. It means we do those things without trying to control the narrative. Our responsibility is faithfulness. God’s responsibility is provision. When life tightens and financial pressure mounts, Genesis 22 invites us to lift our eyes beyond the mountain in front of us and remember the name Abraham proclaimed: The Lord will ...
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    25 m
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