Episodios

  • Bringing Clean Water and the Gospel to Malawi with Aaron Griggs
    Mar 26 2026
    In rural Malawi, many children wake each day unsure if they’ll eat, relying on water that can make them sick. For families living in deep poverty, this isn’t an occasional hardship—it’s daily life. Yet even in these conditions, there is hope. Today, we were joined by Aaron Griggs of Cross International, a Christian humanitarian and development ministry, to talk about how lives are being changed in places like Malawi through practical help and the hope of the gospel. Life in Rural Malawi: A Daily Struggle for Survival In remote villages like Tanganyika, life revolves around meeting the most basic needs. Families often don’t know where their next meal will come from, and many children go to bed hungry. Access to clean water is one of the greatest challenges. Most families rely on open water sources contaminated with bacteria, leading to frequent illness—especially among children who are already malnourished. These illnesses not only weaken their bodies but also rob them of the nutrients they desperately need. Housing is fragile and unsafe, medical care is scarce, and education is often out of reach due to cost. Add to that years of severe drought that have devastated crops, and the cycle of poverty deepens. And yet, as Aaron shared, these families are resilient—working hard, doing their best, and holding onto hope for a better future. The Hidden Cost of Unsafe Water Contaminated water doesn’t just affect health—it disrupts every part of life. Children, especially girls, often spend hours each day walking long distances to collect water. That’s time they could be spending in school. At the same time, women are unable to pursue income-generating work, making it even harder for families to afford school fees. Even when children attend school, frequent illness makes it difficult for them to focus and learn. Over time, they fall further behind, limiting their future opportunities. A Long-Term Approach to Breaking the Cycle Cross International doesn’t just meet immediate needs—they focus on lasting transformation. Their approach is built on a partnership with local ministries. Rather than imposing outside solutions, they work alongside community leaders to create sustainable, long-term change. This model has proven effective. Many of their ministry partners have been serving their communities for over a decade, allowing them to witness real transformation—physically, economically, and spiritually. Bri’s Story: A Life Transformed One powerful example is a young girl named Bri. After her father passed away, Bri’s family lost everything. Her mother, Ines, was left to raise three children alone, struggling to find work and provide even basic necessities. They lived in a fragile, unsafe home, and Bri often went to bed hungry and sick from drinking unclean water. School wasn’t even an option. But everything changed when Bri joined Cross International’s after-school program. Her school fees were covered, allowing her to return to the classroom. She now receives a daily nutritious meal, academic support, and the chance to simply be a child—playing, learning, and building friendships. Most importantly, she is learning about Jesus. Bri’s favorite Bible story is Zacchaeus (Luke 19:1–10). She loves how he was determined to see Jesus—and how Jesus responded by coming to his home. Now, Bri understands that Jesus sees her too, loves her, and is always with her. More Than Aid: Restoring Dignity and Hope The impact extends beyond children. Bri’s mother, Ines, has received support to start a small business, creating a sustainable way to provide for her family. The after-school program has become a community hub—offering not just education and meals, but also encouragement, prayer, and spiritual growth. Facilities built through this partnership are used for worship services and community gatherings, strengthening both families and the broader village. By addressing physical needs—like food, water, housing, and education—doors are opened to share the love of Christ in meaningful, lasting ways. An Invitation to Make a Difference While stories like Bri’s are encouraging, many more children are still waiting. The need is great—but so is the opportunity. As Aaron reminded us, God doesn’t call us to solve everything. He simply asks us to be faithful with what we’ve been given (Luke 16:10). Like the boy who offered his five loaves and two fish (John 6:1–13), what we place in God’s hands can be multiplied far beyond what we imagine. Through this partnership, just $62 can provide a child with school fees, daily meals, clean water, and biblical teaching that points them to Christ. If you’d like to be part of this work and help reach children like Bri, you can give at FaithFi.com/Cross. On Today’s Program, Rob Answers Listener Questions: I understand how QCDs work and have been using them through my IRA. My question is about documentation—do QCDs require the same ‘...
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    25 m
  • What Is a CKA? with Sharon Epps
    Mar 25 2026
    “Where there is no guidance, a people falls, but in an abundance of counselors there is safety.” — Proverbs 11:14 When it comes to managing money, Scripture reminds us that we were never meant to do it alone. Financial decisions carry both practical and spiritual weight, shaping not only our future but also our faithfulness. On today’s episode of Faith & Finance, Sharon Epps, President of Kingdom Advisors, explores why wise counsel matters—and how Certified Kingdom Advisors (CKA®s) are helping believers steward God’s resources with clarity and conviction. What Is a Certified Kingdom Advisor? A Certified Kingdom Advisor (CKA®) is a financial professional who is both spiritually grounded and professionally equipped to help individuals and families make financial decisions rooted in biblical wisdom. As Sharon Epps explains, a CKA® is someone who is: Biblically trainedProfessionally qualifiedPassionate about helping others make faith-informed financial decisions CKA®s come from a range of professions, including financial planning, accounting, investing, insurance, and law—but they share a common commitment to integrating faith into their work. A Standard Built on Biblical Wisdom The CKA® designation is not a casual credential—it reflects a rigorous and intentional process. Sharon Epps highlighted that candidates complete: 90 hours of college-level studyA five-hour proctored examA real-life case study applying biblical principles to financial planning This training equips advisors not only with technical expertise, but also with a framework for applying Scripture to everyday financial decisions. More Than a Credential—A Heart Transformation One of the most compelling insights Sharon shared is that becoming a CKA often transforms the advisor as much as it equips them. One advisor wrote: “My practice is no longer just about financial acumen—it’s about integrating faith and finance.” Another shared: “This journey has been a catalyst for spiritual growth and discernment.” These stories reflect a deeper reality: when financial advice is shaped by Scripture, it changes not only how money is managed, but how people live. Why It Matters for Your Financial Journey So why should you consider working with a Certified Kingdom Advisor (CKA®)? Sharon Epps put it simply: money is a tool, and we need wise guidance to use it well. A CKA helps you: Make decisions aligned with a biblical worldviewStay grounded in Scripture and prayerPursue faithfulness, not just financial success In a culture that often measures progress by accumulation, a CKA® helps reframe the goal toward stewardship, generosity, and trust in God. Taking the Next Step If you’re looking for financial guidance that aligns with your faith, connecting with a Certified Kingdom Advisor (CKA®) can be a powerful next step. As Proverbs reminds us, there is safety in an abundance of counsel—and the right advisor can help you move forward with wisdom, confidence, and a deeper sense of purpose. Find a Certified Kingdom Advisor Ready to take that next step? You can connect with a Certified Kingdom Advisor (CKA®) in your area by visiting FindaCKA.com. There, you’ll find trusted professionals who are equipped to help you integrate your faith and finances—so you can steward God’s resources wisely and live with greater clarity and peace. You don’t have to navigate your financial journey alone. With wise, biblically grounded counsel, you can move forward in faithful stewardship. On Today’s Program, Rob Answers Listener Questions: I’m selling my home and still have a small mortgage. How does equity work when I sell—does it carry over to my next home? Also, at 79, would my age make it harder to get a mortgage?I’m 63 and divorced after 30 years of marriage. I worked in our home business but didn’t earn income or Social Security credits. My ex-husband receives military retirement, and I’ve heard I may qualify for benefits based on his record. How do I access that, and does it reduce what he receives?My mom passed away, and I’ll receive about $70,000 from her home. I’m 59 and plan to retire at 62. I have no debt, a fully funded emergency fund, and an IRA with limited annual contributions. What’s the best use of this inheritance, and are there any tax concerns I should be aware of?I’m on short-term disability, but payments have stopped while my claim is reviewed, and I’ve used up my savings. I have a $30,000 whole life policy—should I take a loan against it for income? I recently had surgery and may return to work soon, but my FMLA is ending, so my job is uncertain. Resources Mentioned: Faithful Steward: FaithFi’s Quarterly Magazine (Become a FaithFi Partner)Sound Mind InvestingFidelity | Charles SchwabSocial Security Administration (SSA.gov)Defense Financial and Accounting Service (DFAS)Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob WestWisdom Over Wealth: 12 Lessons from ...
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    25 m
  • Investing in the People Behind the Profits with Dolores Bamford
    Mar 24 2026
    Servant leadership isn’t a soft skill—it’s one of the clearest indicators of a company’s long-term health. When investors evaluate businesses, they often focus on numbers: revenue, margins, and growth projections. But behind every enduring company is something less visible and far more powerful—a leadership team shaping culture, guiding decisions, and determining whether that business will flourish or fade. Dolores Bamford, Co-Chief Investment Officer and Senior Portfolio Manager at Eventide Asset Management, joins the show today to share what she has learned after spending decades studying this reality. Her conclusion is clear: leadership quality is essential to lasting business success. Why Leadership Matters More Than We Think At its core, leadership shapes everything about a company. It influences: Culture and employee engagementProduct development and innovationRisk management and resilienceLong-term growth and sustainability Strong products and strategies may carry a company for a time, but they cannot compensate for poor leadership indefinitely. Over the long run, outcomes are driven not just by numbers, but by people. Yet, according to Dolores, this is often overlooked in traditional investment analysis—where short-term performance can overshadow deeper, more meaningful indicators of health. A Different Lens: Faith and Investing Dolores’s perspective is shaped not only by her extensive experience in investment management—spanning firms like Fidelity, Putnam, and Goldman Sachs—but also by her theological training. After years in finance, she pursued a master’s degree in theology and further study in ethical leadership. That combination sharpened her conviction that faith and finance belong together. It also reframed how she evaluates companies. Instead of focusing solely on financial outputs, she looks at: Integrity and humility in leadershipA sense of stewardship over resourcesA commitment to serving othersAlignment between purpose and practice This lens recognizes that businesses are not just economic engines—they are instruments that shape human flourishing. What Servant Leadership Looks Like in Practice Servant leadership is not abstract. It shows up in everyday decisions and behaviors. Leaders who embody it: Prioritize the well-being and development of employeesCreate cultures of trust, accountability, and excellenceServe customers with genuine care and long-term value in mindUse innovation responsibly, not recklesslyThink beyond short-term gains toward enduring impact These leaders are marked by humility, integrity, and a willingness to learn from mistakes. They pursue excellence not for personal recognition, but for the good of others. By contrast, poor leadership often reveals itself through: Arrogance and self-interestA fixation on short-term profitsPoor treatment of employees or customersMisalignment between stated values and actual practices Over time, these traits erode trust, weaken culture, and ultimately damage the business itself. The Risk of Ignoring Leadership Quality Why is leadership often overlooked? Part of the reason is pressure. Markets reward short-term results, and leaders can feel incentivized to prioritize immediate gains over long-term health. Cultural norms may also celebrate boldness and self-promotion over humility and service. But this creates real risk. When leadership lacks integrity or vision, companies may: Sacrifice people for profitDevelop harmful products or practicesBecome fragile in times of stress On the other hand, strong leadership fosters stability, adaptability, and resilience—qualities that sustain businesses through both prosperity and adversity. Evaluating Both What and How At Eventide, evaluating a company goes beyond financial metrics. It includes both what a company produces and how it operates. This means asking: Does the company’s purpose align with its actions?Are its products genuinely serving people?Do its practices reflect care for employees, customers, and communities? When there’s a disconnect between purpose and practice, the consequences can ripple outward, affecting not just the company but society as a whole. Ultimately, investing isn’t just about returns—it’s about the kind of world our capital helps build. Every investment is a vote of confidence in a company’s leadership and its vision for the future. By prioritizing servant leadership, investors can support businesses that not only succeed financially but also contribute to human flourishing. A Better Definition of Success The most rewarding outcome, Dolores notes, is seeing companies thrive by serving others well—employees grow, customers benefit, and communities are strengthened. It’s a reminder that true success isn’t measured by profit alone, but by purpose lived out with excellence. Great companies don’t just start with great ideas—they start with great leaders. And when leadership is shaped by humility, integrity, and a ...
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    25 m
  • Saving on Purpose
    Mar 23 2026
    What if the most important question about your savings isn’t how much you have—but what it’s really for? We often think of saving as a financial skill—and it is. But Scripture invites us to see it as something deeper: a purposeful act of stewardship. When we understand saving through that lens, it begins to shape not just our finances, but our hearts. Why Saving Feels So Difficult Let’s be honest—saving rarely feels automatic. If it did, we wouldn’t need reminders, spreadsheets, apps, or the occasional sticky note on the fridge. Saving requires us to resist the pull of the present in favor of the future. And that kind of restraint has always been in short supply. Our culture encourages consumption and immediacy. Spend now. Upgrade now. Enjoy now. But saving calls us to a different rhythm—one marked by patience and preparation. For many households, the challenge is even more pressing. Without financial margin, it only takes one unexpected expense—a repair, a medical bill, a job transition—to create significant strain. In that sense, saving isn’t just about numbers—it’s about posture. Saving teaches us to slow down, to hold back, and to make intentional decisions. It’s the discipline of saying “not now” so we can say “yes” when the time is right. A Biblical Vision for Saving Scripture consistently affirms this kind of foresight. The book of Proverbs praises diligence, prudence, and gathering in season (Proverbs 6:6–8). These aren’t presented as signs of fear or lack of faith—but as wisdom in action. Saving doesn’t compete with God’s provision. It responds to it. When we save, we acknowledge that God has entrusted resources to us—and that we have a responsibility to steward them wisely. Biblical wisdom is never passive. It’s thoughtful, intentional, and forward-looking. The Guardrail: Where Our Trust Belongs At the same time, Scripture gives us a clear guardrail. Our security doesn’t come from what we accumulate—it comes from the Lord. When saving becomes a substitute for trust, it quietly shifts our foundation. We begin to rely on what we’ve stored rather than on the One who provides. Jesus addresses this in Luke 12:24, pointing to the ravens: “They neither sow nor reap… and yet God feeds them.” His message isn’t that planning is wrong—it’s that anxiety is misplaced. God knows our needs. He is faithful. Saving, rightly understood, is not self-reliance. It’s stewardship under God’s care. Purpose Turns Saving into Readiness Purpose is what keeps our savings from drifting into fear or accumulation. Without purpose, saving can feel like deprivation—a constant delay of gratification. It can become a way of managing fear or building a false sense of control. But with purpose, saving becomes something entirely different. It becomes preparation for unexpected storms—without panicProvision for your family—without strainA foundation for generosity—without hesitation Saving with purpose transforms restraint into readiness. It isn’t just personal—it’s communal. Scripture reminds us that we are stewards, not owners. What we have has been entrusted to us for purposes that extend beyond our own lives. A lack of margin often limits our ability to respond when needs arise. But when we’ve prepared wisely, we’re positioned to give, serve, and support others more freely. Generosity often requires readiness. And readiness requires margin. Faithfulness Looks Different in Every Season It’s important to remember: Scripture doesn’t prescribe a universal savings percentage or target balance. Faithfulness isn’t measured by a number. For some—especially those facing financial hardship—saving may feel out of reach. That struggle is real, especially in today’s economic climate. For others, the challenge is less about income and more about intention—choosing to live below their means in a world that encourages the opposite. Wherever you are, the call is the same: steward what you’ve been given with wisdom and trust. Aligning Your Savings with Your Values If saving is meant to be purposeful, then where and how you save matters. That’s why AdelFi Christian Banking (a merger of Christian Community Credit Union and AdelFi Credit Union) is there to help believers align their everyday financial decisions with their faith. Together, they’re building a Christ-centered banking ecosystem designed to serve families while also supporting churches, ministries, and gospel-centered initiatives around the world. Saving with purpose isn’t just about what you set aside—it’s about aligning your financial habits with what you believe. When your financial practices reflect your values, even ordinary decisions can point toward eternal priorities. That’s why, for FaithFi Listeners, they are offering up to a $400 bonus for those who open an account with them. Just use the promo code “FAITHFI”. You can learn more at FaithFi.com/Banking. ...
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    25 m
  • Navigating Finances in Blended Families with Ron Deal and Greg Pettys
    Mar 20 2026
    Martin Luther once said, “There is no more lovely, friendly and charming relationship, communion or company than a good marriage.” Marriage is one of God’s great gifts—but like any meaningful relationship, it requires intentional care and wisdom. That’s especially true in blended families. When two people come together later in life—often bringing children, financial histories, and past experiences of loss—the conversations surrounding money, inheritance, and responsibility can become complex. To explore how couples can navigate these challenges faithfully and wisely, we were joined by Ron Deal and Greg Pettis, co-authors of The Smart Step Family Guide to Financial Planning. Their work offers practical guidance for couples seeking peace, clarity, and unity in second marriages. One of the most helpful tools they recommend is something called a “Togetherness Agreement.” Why Blended Families Face Unique Financial Challenges When couples enter a second marriage, they aren’t simply merging households—they’re merging entire life stories. Often, there are children from previous relationships, existing debts or investments, businesses, aging parents who need care, and deeply personal financial experiences shaped by the past. For many, divorce, death, or financial conflict in a previous marriage has left emotional scars that naturally create caution in the next one. As Ron Deal explains, conversations about bank accounts or investments rarely stay purely financial. They quickly become conversations about trust, security, and provision—especially when children or extended family members are involved. Questions arise, such as: How should accounts be structured?How will assets be divided in the future?How do we care for children from previous marriages?What happens to a business or an inheritance? Without clear communication, assumptions can easily lead to misunderstanding or conflict later on. The “Togetherness Agreement” To help couples navigate these conversations, Deal and Pettis developed the idea of a Togetherness Agreement. This agreement is more than a financial document. It’s a framework for couples to intentionally discuss expectations, values, and responsibilities before problems arise. Greg Pettis describes it this way: couples are essentially “writing the rules for their marriage with love and respect for both parties.” The agreement helps address emotionally charged topics such as: How many financial accounts will a couple maintainWhether finances will be fully combined or partially separateHow assets will be passed to childrenResponsibilities toward aging parentsOwnership of businesses or investmentsThe roles of stepchildren, grandchildren, and extended family By putting these conversations in writing, couples gain clarity and reduce the risk of future confusion. Should It Be a Legal Document? In many cases, Deal and Pettis recommend that couples make their Togetherness Agreement a formal legal document, often with the help of an attorney. While marriage itself is a legal covenant, it doesn’t always address the specific financial realities of blended families. A written agreement can help financial advisors, attorneys, and family members understand the couple’s intentions. It can also prevent what Deal calls “inheritance drift.” Without clear planning, assets can unintentionally pass to people far removed from the original family line. For example, if a spouse dies and the surviving spouse remarries without updating estate plans, assets may eventually pass to the new spouse’s family rather than the original children. Intentional planning ensures that what matters most to a family is preserved. A Real-Life Example Deal and Pettis share the story of a couple, Anthony and Jenny, to illustrate how a Togetherness Agreement can work. Anthony was a successful construction business owner with two sons. Jenny, a CPA, also had children and was caring for her aging mother. During their courtship, neither fully understood the other’s financial situation. Anthony had previously struggled with gambling debt and a low credit score. Jenny had spent significant resources caring for her mother and had promised that her mother could one day live with her. Their Togetherness Agreement created a space for honest disclosure and compassionate conversation. Together, they worked through several important decisions: They established one shared budget account but maintained individual accounts while Anthony addressed his credit and gambling issues.Anthony clarified that his sons would inherit his company, something that had been planned long before the new marriage.To provide for Jenny and her daughter, they created a trust funded by life insurance.They developed long-term care plans for Jenny’s mother. The process didn’t just solve financial questions—it strengthened their relationship by building trust and mutual respect. The Power of Simply Starting the Conversation...
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    25 m
  • Understanding Your IRA Options with Mark Biller
    Mar 19 2026
    For decades, retirement income in America has often been described as a three-legged stool. The first leg is Social Security, which historically provides roughly 35–45% of a retiree’s monthly income. The second leg used to be company pensions, but those have largely been replaced by employer-sponsored plans such as 401(k)s and 403(b)s, which now provide roughly 15–20% of retirement income on average. The third leg—and the one individuals have the most control over—is personal savings. One of the most important tools for building those savings is the Individual Retirement Account, or IRA. This is especially important for people who don’t have a strong employer retirement plan. In those cases, personal savings often need to carry even more of the load in retirement. What an IRA Actually Is Before diving into the different types of IRAs, it helps to understand one key point: an IRA itself isn’t an investment. An IRA is simply a tax-advantaged account that holds investments. Inside an IRA, you can own many of the same assets you might hold elsewhere—stocks, bonds, mutual funds, CDs, and more. The main benefit of an IRA is the tax treatment. Depending on the type you choose, your contributions or withdrawals may receive special tax advantages that can significantly affect your long-term financial plan. Traditional vs. Roth: The Key Difference When people talk about IRAs, they are usually referring to two primary types: the traditional IRA and the Roth IRA. Traditional IRAs Traditional IRAs have been around since 1974. Their main advantage is the immediate tax deduction many contributors receive. When you contribute to a traditional IRA, you may be able to deduct that contribution from your taxable income. Your investments then grow tax-deferred, meaning you don’t pay taxes on the gains each year. However, when you begin withdrawing money in retirement, those withdrawals are taxed as income. In simple terms: Traditional IRA = tax break now, taxes later. Roth IRAs Roth IRAs were introduced in 1997, and they reverse the traditional model. With a Roth IRA, contributions are not tax-deductible today. However, the major benefit comes later: qualified withdrawals in retirement—including investment gains—are completely tax-free. In other words: Roth IRA = no tax break now, but no taxes later. Which One Is Better? The decision between traditional and Roth IRAs largely depends on your expected tax situation. If you believe your tax rate will be higher in retirement, a Roth IRA can be very attractive because you pay taxes today at a lower rate and enjoy tax-free income later. This is why Roth accounts are often recommended for younger workers who are early in their careers and likely in a lower tax bracket. However, the decision can become more complicated for people who are within 10–15 years of retirement. At that stage, many people are in their peak earning years and higher tax brackets, which may make a traditional IRA more appealing. Taxes aren’t the only factor, but they are often the most important one. Contribution Limits You Should Know Contribution limits for IRAs change periodically, and it’s important to stay current. For 2026, the limits are: $7,500 per person under age 50$8,600 per person for those age 50 or older (thanks to catch-up contributions) If you’re married filing jointly, each spouse can contribute to their own IRA, even if one spouse doesn’t have earned income—as long as the household’s earned income covers the total contributions. One important note: there is no such thing as a joint IRA. Each account must belong to an individual. IRA vs. 401(k): Which Should Come First? Employer-sponsored retirement plans, such as 401(k)s, have significantly higher contribution limits. In 2026, employees can contribute: $24,500 annually$32,500 if age 50 or older But the biggest advantage of workplace plans is often employer matching. If your employer matches contributions, the general rule is simple: Always contribute enough to receive the full match first. That match is essentially free money and should be viewed as part of your compensation. After reaching the match threshold, you can evaluate whether to continue contributing to your 401(k) or begin funding an IRA—especially if the IRA offers better investment choices. Income Limits and Eligibility IRA eligibility can become more complicated depending on income levels and workplace plans. For traditional IRAs, whether you can deduct your contribution depends on: Whether you’re covered by a workplace retirement planYour modified adjusted gross income For married couples with workplace coverage, deductibility typically phases out between $129,000 and $149,000 of income. For Roth IRAs, workplace plans don’t matter, but income limits still apply. Married couples generally lose eligibility to contribute directly to a Roth once their income exceeds $252,000. Because these rules can be complex, reviewing them ...
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    25 m
  • Our Ultimate Treasure: Work as Worship
    Mar 18 2026
    Theologian Dorothy Sayers once wrote, “Work is not primarily a thing one does to live, but the thing one lives to do.” That statement may feel surprising in a culture where work is often viewed as a burden to escape rather than a calling to embrace. Yet Scripture offers a very different vision. From the beginning of the Bible to the end, work is not treated as a necessary evil but as a sacred calling woven into what it means to bear God’s image. When we understand this truth, it transforms how we see our daily responsibilities—whether they happen in an office, a home, a classroom, or a retirement community. Work Was God’s Design From the Beginning Many people assume work began as part of the curse after sin entered the world. But Scripture tells a different story. In Genesis 2:15, before the fall, God placed Adam in the Garden of Eden “to work it and keep it.” Work was not punishment—it was purpose. God commissioned humanity to cultivate creation, steward its resources, and reflect His creativity and order. Work was a gift before it became difficult. And according to Scripture, it will be a gift again in the new creation. Revelation 22:5 describes God’s people reigning with Christ—not in idleness, but in joyful responsibility and stewardship. Work Reflects the Image of God Our faith is not limited to explicitly spiritual activities. It also includes the everyday tasks we carry out with excellence, integrity, and love. A remarkable example appears in Exodus 31. When God instructed Israel to build the tabernacle, He filled a man named Bezalel with the Spirit of God—granting him skill, intelligence, knowledge, and craftsmanship to design and construct the dwelling place of God’s presence. Think about that. The first person in Scripture explicitly described as being filled with the Spirit was not a prophet or a king. It was a craftsman. Bezalel’s calling reminds us that work done for God’s glory—whether building, designing, teaching, or managing—is an act of worship. There Are No Ordinary Jobs in God’s Kingdom This truth reshapes how we think about our own work. Whether you’re grading papers late into the night, running spreadsheets in an office, raising young children at home, or serving at a food pantry during retirement, your work reflects God’s character and care for the world. The apostle Paul writes in Colossians 3:23–24: “Whatever you do, work heartily, as for the Lord and not for men… You are serving the Lord Christ.” In God’s Kingdom, there are no ordinary jobs—only ordinary moments given extraordinary meaning when offered to Christ. Why Work Often Feels Frustrating Of course, work doesn’t always feel joyful. After sin entered the world, work itself was not removed; it simply became more difficult. In Genesis 3, God describes how thorns and thistles would frustrate human labor, symbolizing inefficiency, fatigue, and resistance. We still work, but now we work with friction. Yet the gospel does not erase work. It redeems it. Through Christ, our labor becomes part of God’s restoration project—blessing others, advancing good, and bringing glory to Him. Work Shapes Who We Become One of the most countercultural truths in Scripture is that work is not primarily about income. It’s about formation. Work shapes us into people who reflect Christ. It teaches diligence, humility, perseverance, love for our neighbor, and dependence on the Spirit. That’s why work matters before retirement—and after it. While the nature of our work may change over time, the calling to steward our lives for God’s purposes never disappears. The Kingdom of God has no unemployment line. It has stewards, servants, and image-bearers. Your Everyday Work Is Kingdom Work Here’s the encouraging truth: when we offer our work to God, He delights in it. The spreadsheets. The dishes. The carpentry. The caregiving. The counseling. The volunteering. None of it is wasted when it is done unto the Lord. Your everyday work is Kingdom work. So perhaps the invitation today is simple: don’t just go to work—worship at work. Ask the Holy Spirit to help you serve not for applause or promotion, but for the pleasure of the King. Because ultimately, what matters most is not the job you have, but the God you serve through it. Go Deeper: Our Ultimate Treasure This vision of work as worship is something we explore more deeply in my devotional, Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship. The devotional helps readers see every part of life—including work, money, and daily responsibilities—through the lens of Scripture and God’s greater purposes. You can order an individual copy or place a bulk order for your church or small group at FaithFi.com/Shop. On Today’s Program, Rob Answers Listener Questions: I’ve been struggling with credit card payments for a couple of years. After hearing you mention Christian Credit Counselors, I called them, and they reduced my ...
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    25 m
  • Corporate Charitable Gift Matching with Will Lofland
    Mar 17 2026
    What if your generosity could be multiplied—without giving another dollar? Corporate matching gift programs distribute billions of dollars every year, helping nonprofits expand their impact. Yet many believers are surprised to learn that some faith-based ministries don’t qualify for these funds. Understanding how these programs work—and why fairness in charitable giving policies matters—can help unlock greater Kingdom impact. Today on Faith & Finance, we spoke with Will Lofland, Managing Director of Faith-Based Investing at GuideStone Funds, about how these programs function and why advocacy in this area matters for ministries and donors alike. Billions in Potential Generosity Corporate matching programs are more common than many people realize. According to Lofland, about 65% of Fortune 500 companies offer charitable gift-matching programs, which distribute roughly $2.86 billion each year. These programs allow companies to match the donations their employees make to qualified nonprofit organizations—often doubling the impact of a gift. But there’s another surprising statistic: between $4 and $7 billion in potential matching funds go unclaimed annually. In many cases, employees simply don’t know the benefit exists or forget to submit the required matching forms. When these programs are used properly, they create an incredible opportunity for generosity to multiply. When Faith-Based Ministries Are Excluded Unfortunately, not every nonprofit qualifies for these corporate matching programs. Many companies have policies that unintentionally—or sometimes explicitly—exclude religious organizations. These restrictions can appear in several forms. Some programs prohibit gifts that support “religious purposes” or “religious activities.” Others maintain internal lists of organizations that do not qualify. The result is that many churches and Christian ministries—organizations that provide food assistance, disaster relief, counseling, education, and global missions—can be excluded from receiving matching funds. This limits believers' ability to maximize the impact of their generosity when supporting ministries they care deeply about. Engaging Companies with Grace and Clarity This is where thoughtful engagement becomes important. GuideStone Funds invests in many companies through its portfolios, and that position allows their team to communicate directly with corporate leadership. Lofland explained that their approach begins with respect and understanding. Rather than assuming bad intentions, they approach these conversations with a constructive spirit—seeking to understand the goals of the company’s charitable programs and highlighting the unintended consequences of certain restrictions. Often, companies simply haven’t considered how their policies affect religious organizations. One recent example shows how effective this kind of engagement can be. GuideStone met with leadership at Boeing, an aerospace company that previously restricted matching gifts for religious purposes. After discussions with the company, Boeing reviewed its policy and ultimately expanded its matching program to include religious organizations. That change opened the door for access to hundreds of millions of dollars in potential matching funds each year. It’s a powerful example of how thoughtful dialogue can help remove barriers and create new opportunities for generosity. Expanding Kingdom Impact At the heart of this effort is a simple goal: strengthening the work of churches and ministries around the world. Matching programs allow believers working in every profession—engineering, finance, healthcare, education, and more—to extend the impact of their generosity. Even if their vocation isn’t ministry, these programs allow them to invest more deeply in the ministries they support. When companies remove unnecessary restrictions, it helps unlock a significant wave of generosity that can support gospel-centered work in communities across the country and around the world. If your employer offers a charitable matching program, it’s worth taking a few minutes to check whether your gifts qualify for a match. You may be able to double—or even triple—the impact of your giving with just a simple form. And when companies ensure that faith-based ministries are treated fairly alongside other nonprofits, it creates a more equitable system that allows generosity to flow freely toward the causes employees care about most. To learn more about GuideStone’s approach to investing guided by biblical values, visit: GuidestoneFunds.com/Faith. On Today’s Program, Rob Answers Listener Questions: My wife and I are both around 59–60. She’s retired and has about $450,000 in her TSP that we haven’t touched. I’m retired from the state but now working a federal job with a smaller TSP. Since she’s now eligible to draw from hers, we’re wondering what the best option is—taking a lump sum and paying the...
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