In this latest episode of Relative Return, host Maja Garaca Djurdjevic speaks with Justine Marquet, head of technical services at Allianz Retire+, to discuss the financial and emotional challenges that consumers face as they approach retirement.

Listen as they discuss:

• Flexibility in retirement products.
• How advisers can support pre-retirees.
• The security of a lifetime income.
• What advisers should consider when selecting an option.
• The evolving landscape of retirement products over time.

In this episode of The ifa Show, host Keith Ford is joined by Phil Anderson to discuss a range of pressing issues for the advice profession that are adding a cost burden to the provision of advice.

Anderson, who is the general manager of policy, advocacy and standards at the Financial Advice Association Australia (FAAA), explains the different mechanisms in how the CSLR and ASIC funding levies are calculated and paid, and why the upcoming RITC changes will impact advice clients.

Listen as they discuss:

• The push for greater consideration of tax deductibility for advice fees.
• Why the FAAA still wants the first DBFO bill to be passed quickly.
• The crunch of financial services legislation currently under consideration.

In this episode of the SMSF Adviser Show, Adrian Fisher, head of distribution and product at RedZed, joins host Maja Garaca Djurdjevic to discuss why the self-employed lender has launched a new offering for SMSFs.

Fisher explains that SMSFs are a natural fit for small business owners, but they often run into hurdles, with infrequent super contributions scaring off traditional lenders and making it difficult to secure a loan at all, particularly when it comes to property investments.

Listen as they discuss:

• Why investing in property through an SMSF can be difficult for the self-employed.
• The importance of assessing each borrower on their unique circumstances.
• Filling the gap left by traditional lenders exiting the space.