When interest rates rise, so too do borrowers’ stress levels.

On this episode, host Phil Tarrant and Finni Mortgages’ Eva Loisance tackle the topic of interest rate anxiety and how it’s impacting Australians’ property decisions.

With current experts predicting that a rate cut is a long way off, Eva offers her recommendations for getting the most from a lender in this current high-rate environment.

The duo discuss various strategies, such as comparing lender offers and using that information to either negotiate a lower rate with your existing financial institution or making a switch. Eva also shares how property valuations can be strategically deployed to help refinance, and explains how different lenders will have different approaches to defining a property’s value.

Finally, the pair stress the importance of maintaining good financial practices even during times of stress to ensure that home owners are setting themselves up to execute long-term strategies.

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