This episode focuses on various financial topics discussed by Certified Financial Planner, Chad Burton. He provides a market update, discussing the performance of different indices and the impact of interest rates on investments. Chad also delves into the debate between active and passive investing, particularly in the context of large-cap stocks. He emphasizes the importance of asset allocation, tax implications under the 2017 Tax Cuts and Jobs Act, and the potential consequences of the tax cut expiring. Additionally, Chad touches on the benefits of smart beta indexing and the significance of government accountability in financial planning. Throughout the episode, he offers insights and advice on managing investments, tax planning, and retirement preparation.

Timestamps:

[00:02:54] Bond Market Performance.

[00:05:29] Interest rates and recession predictors.

[00:09:20] Maximizing Cash Investments.

[00:13:31] Total return on investments.

[00:17:27] Active vs. passive investing.

[00:20:48] Large Cap Investing Strategies.

[00:26:07] Active vs. passive management.

[00:27:55] Asset allocation for retirement.

[00:33:28] Tax implications for California and Oregon.

[00:35:14] Tax law changes analysis.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.

This episode discusses various financial topics, including market updates, strategies for selling covered calls to create income on large stock positions, estate planning considerations, capital gains tax implications, and the flexibility of 529 plans for education savings. Chad provides insights on the pros and cons of different financial strategies, such as transferring funds from 529 plans to Roth IRAs and the importance of considering risk versus tax savings when making financial decisions. Additionally, the episode touches on the evolving landscape of education and the potential need for reevaluation of traditional college education in light of changing job markets and specialized training opportunities.

Timestamps:

[00:02:36] Market update and Fed day.

[00:04:25] Small cap companies and interest rates.

[00:10:26] Covered calls for income.

[00:11:52] Selling covered calls for income.

[00:17:09] Selling calls for current income.

[00:22:05] Capital gains tax rates.

[00:23:23] Tax implications of stock sales.

[00:28:27] 529 plans basics.

[00:30:14] Maximizing 529 Plan Benefits.

[00:35:34] Changing landscape of college education.

[00:38:13] Specialized Training in Financial Planning.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.

This episode focuses on the recent market volatility, the importance of asset allocation, and the impact of recent economic events on investments. Chad also delves into the intricacies of rental properties, insurance coverage, and the use of target date funds in retirement planning. He provides insights on the benefits and drawbacks of target date funds, emphasizing the need for a personalized financial strategy as individuals approach retirement. Additionally, Chad touches on the significance of proper asset management, especially during retirement, to navigate market fluctuations and ensure financial stability.

Timestamps:

[00:01:56] Timing the Stock Market

[00:04:06] Asset Allocation and Wealth Management.

[00:08:27] Political polling and cell phones.

[00:14:34] Timing the market is silly.

[00:17:03] Owning rental property in an LLC.

[00:19:29] Rental property investments.

[00:24:07] Real Estate Investment Strategies.

[00:27:20] 721 Exchange and REIT Benefits.

[00:32:51] Umbrella insurance for asset protection.

[00:36:13] Retirement investment strategies.

[00:37:39] Retirement date funds discussed.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.