On this episode of New Focus on Wealth, host Chad Burton, a certified financial planner, delves into important money matters and financial advice. He discusses whether it's wise to give money to younger generations while still alive, particularly for those with larger estates. Chad also recaps the second quarter, highlighting the tech rally and the performance of indexes like the NASDAQ 100 and the S&P 500. Tune in for insightful discussions on personal finance, wealth management, Wall Street, and the economy.

Timestamps:

[00:01:02] Younger generations financial challenges.

[00:07:00] Financial state of younger generations.

[00:10:30] Generational Wealth Distribution.

[00:14:57] Generation Z economic challenges.

[00:17:24] Gen Z and pandemic experiences.

[00:19:41] Estate planning strategies.

[00:24:20] Estate tax planning strategies.

[00:29:44] Gifting strategies and tax planning.

[00:32:07] Estate planning techniques

[00:36:18] Dynasty Trusts.

[00:37:56] Qualified Personal Residence Trust

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.

Chad & Rob discuss strategies for building a tax-conscious retirement portfolio. Chad emphasizes the importance of tax-efficient investing and retirement planning, especially as individuals transition from wealth accumulation to wealth management. He delves into various tax planning strategies, including estate planning techniques to address changes in tax exemptions, gifting strategies, and the use of trusts to minimize taxes and maximize wealth transfer to heirs. The episode also touches on the challenges of managing concentrated stock positions, diversification, risk reduction, and the significance of proper portfolio construction for long-term financial success.

Timestamps:

[00:01:03] Tax conscious retirement portfolio.

[00:06:36] Tax efficient planning.

[00:08:38] Tax-efficient investment strategies.

[00:13:15] Estate tax planning strategies.

[00:16:07] Estate planning and taxes.

[00:19:24] Estate planning strategies.

[00:23:27] Spousal Lifetime Access Trust.

[00:25:24] Setting up trusts for kids.

[00:31:33] Risk reduction and portfolio construction.

[00:32:39] Minimizing taxes and risk.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.

This episode focuses on various financial topics, including portfolio allocation, tax strategies, and real estate investments. Chad Burton, a certified financial planner, discusses the concentration of the S&P 500, the importance of diversification, and the benefits of tax-efficient investing. He also delves into the concept of direct indexing for larger portfolios, tax loss harvesting, and the challenges faced by individuals with rental properties in retirement. The episode provides valuable insights and strategies for managing wealth, optimizing tax efficiency, and making informed financial decisions.

Timestamps:

[00:02:06] S&P 500 concentration in tech.

[00:06:31] Market concentration concerns.

[00:10:41] Trusts and inheritance strategies.

[00:12:27] Estate planning strategies for families.

[00:18:05] Estate planning strategies.

[00:20:55] Building a tax-appropriate retirement portfolio.

[00:24:24] Asset allocation strategies.

[00:26:31] Tax-efficient investment strategies.

[00:29:42] Tax-efficient investment strategies.

[00:34:54] Direct indexing customization.

[00:38:08] Building wealth with real estate.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.

This episode of New Focus on Wealth with Chad Burton addresses the importance of having safe money in your investment portfolio, especially as you approach retirement. Chad discusses the significance of having two to three years of safe money to avoid selling in a down market, emphasizing the need for a strategic approach to financial planning. With an increasing number of baby boomers retiring each year, the topic of safe money allocation becomes more relevant than ever. Chad provides insightful advice on navigating safe money strategies in the context of market fluctuations and retirement planning.

Timestamps:

[00:00:41] Safe Money in Retirement.

[00:03:44] Living off dividends and interests.

[00:09:37] Safe money in retirement

[00:12:47] Large future expenses planning.

[00:15:17] Safe money and investments.

[00:20:01] Safe money in retirement.

[00:22:39] Safe money options in retirement.

[00:26:03] Safe investment options.

[00:29:48] Capital gains on primary residence.

[00:32:28] Capital gains tax strategies.

[00:35:29] Financial planning services and resources.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.

On this episode of New Focus on Wealth, Certified Financial Planner Chad Burton discusses the topic of real estate and 1031 exchanges. He explains how a 1031 exchange allows individuals to sell a property used in trade or business, such as rental or commercial properties, without paying taxes on the gain. Listeners will learn about the benefits of 1031 exchanges and the requirements to qualify for this tax-saving strategy.

Timestamps:

[00:00:52] Real Estate and 1031 Exchanges.

[00:05:16] Real Estate Investment Leverage.

[00:07:14] 1031 Exchange and Real Estate

[00:12:08] Depreciation and tax implications.

[00:15:47] Rental property return expectations.

[00:20:13] Real estate investment strategies.

[00:23:40] Drop and swap in LLC.

[00:26:40] Rental property horror stories.

[00:31:19] Real Estate Investment Trusts.

[00:33:29] Real estate investment diversification.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.

This episode covers a wide range of financial topics. Chad discusses the Trump convictions, bias in news reporting, the market reactions to current events, the impact of the Trump tax cuts, and the performance of various sectors and indices in the market. He delves into the concept of direct indexing for larger portfolios, the importance of protecting against title fraud in real estate, and the benefits of considering a 1031 exchange for property owners. Chad also touches on the issue of identity theft and the importance of monitoring credit reports. Overall, the episode provides valuable insights into financial planning, investment strategies, and risk management for listeners.

Timestamps:

[00:01:14] News Bias and Trump Conviction.

[00:05:32] Fiscal responsibility in government spending.

[00:10:44] Sector returns for the year.

[00:12:32] Interest rates and inflation trends.

[00:17:02] Alternative Investments.

[00:20:35] Rise of Private Credit Market.

[00:23:49] Direct Indexing.

[00:27:10] Importance of dividend reinvestment.

[00:32:19] Title or deed fraud.

[00:34:40] Property Title Protection

[00:37:54] Identity theft protection options.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.

This episode focuses on financial planning strategies, particularly in relation to investing, dividends, and retirement planning. Chad discusses the importance of reinvesting dividends to build wealth, provides insights on market updates, and offers guidance on asset allocation for retirement planning. He addresses listener questions about safe money strategies, asset diversification, and the impact of interest rates and inflation on investment decisions. Overall, the episode emphasizes the significance of proactive financial planning, including managing dividends, asset allocation, and retirement income strategies to achieve long-term financial goals.

Timestamps:

[00:02:02] International Markets Outperforming Russell 2000.

[00:07:05] Tax planning strategies.

[00:09:22] T-bills and Treasury Investments.

[00:12:27] Reinvesting dividends in stocks.

[00:18:32] Importance of dividend reinvesting

[00:21:05] The power of dividend reinvestment.

[00:27:06] Dividend tap in retirement.

[00:30:24] Planning Retirement Finances.

[00:32:10] Balancing safety and growth.

[00:35:24] Retirement planning strategies.

[00:38:15] Maximizing retirement planning options.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.

The podcast episode focuses on various financial topics such as market updates, asset allocation, bond funds, and tax planning in retirement. The host, Chad Burton, discusses the importance of proper asset allocation, the differences between money market funds and bond funds, and strategies for tax withholding and payments in retirement. He emphasizes the need for a comprehensive financial plan that includes investments, taxes, insurance, retirement planning, and estate planning. The episode provides insights into managing finances effectively and making informed decisions to optimize financial outcomes.

Timestamps:

[00:01:36] NVIDIA's impressive stock performance.

[00:06:36] Small cap stocks and interest rates.

[00:09:41] High expectations in the market.

[00:14:20] Value vs. growth investing.

[00:16:39] Retirement portfolio volatility and strategy.

[00:19:52] Why own bonds or bond funds?

[00:23:29] Bond funds.

[00:27:21] Bond market insights.

[00:30:09] Bonds and tax strategies.

[00:34:24] Timing tax payments for advantage.

[00:37:33] Financial planning strategies.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.