In this episode of the Retirement Plan Playbook, hosts Matthew Theal and Joshua Winterswyk from Evermont Wealth dive into the debate of Roth IRA vs. Traditional IRA. They begin with casual conversations about March Madness, and then transition into hot take headlines including potential TikTok bans and an antitrust suit against Apple.

The core of the episode is dedicated to unraveling the intricacies of Roth and Traditional IRAs, discussing their benefits, limitations, and suitability for different financial scenarios. The hosts also touch upon spousal contributions, the backdoor Roth IRA strategy, and present the new provision allowing 529 plans to be rolled over into Roth IRAs.

The episode concludes with personal recommendations, highlighting the benefits of a new golf club and recommending 'The Gentlemen' on Netflix.

01:28 March Madness and Bracket Bets

03:01 Hot Take Headlines: Federal Reserve and Interest Rates

06:39 Inflation Insights and Economic Theories

11:13 TikTok Ban Controversy: Security vs. Social Media

14:04 Apple's Antitrust Suit: A Tech Giant Under Scrutiny

16:44 The Impact of Apple on the Stock Market

17:28 Apple's Legal Battles and Potential Outcomes

18:43 Retirement Planning Corner: IRA vs. Roth IRA

23:23 The Traditional IRA: An Underutilized Tool

25:06 Navigating Non-Deductible IRA Contributions and Backdoor Roth IRAs

28:39 Maximizing Retirement Savings: Strategies Beyond the 401k

30:08 Final Thoughts and Recommendations

Connect with Evermont Wealth:

• matthew@evermont.com
• joshua@evermont.com
• (909) 296-7977
• Evermont.com
• LinkedIn: Matthew Theal
• LinkedIn: Brent Pasqua
• LinkedIn: Joshua Winterswyk
• LinkedIn: Evermont Wealth