In today’s episode of The Broker’s Lounge, Eddie and Carlo dive into the world of Self-Managed Super Funds (SMSFs).

If you've ever wondered what SMSFs are, how they work, or if they’re the right option for you, you’re in the right place.

We’ll break down the basics of managing your own superannuation, including the pros and cons, the level of control you’ll have and the responsibilities that come with it.

Eddie and Carlo will also share real-life examples to help you see if an SMSF could be a smart move for your financial future.

Whether you’re just hearing about SMSFs for the first time or you’ve been thinking about setting one up, this episode will give you the straight talk on everything you need to consider, without the jargon.

So grab a coffee, get comfy and let’s get into it!

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Ready to tackle the world of mortgages? In this episode of The Broker’s Lounge, Eddie and Carlo break down everything you need to know about choosing the right mortgage for your situation.

We kick things off by explaining the key differences between fixed-rate and variable-rate mortgages, what they mean, the pros and cons of each and how to decide which fits your needs best. Should you go for the certainty of a fixed rate or the flexibility of a variable one? We’ve got you covered.

Next, we dive into the difference between principal & interest (P&I) repayments and interest-only (IO) loans. We’ll help you understand when it makes sense to pay down your loan balance versus just covering the interest and how each option impacts your cash flow, equity and even taxes.

Plus, we explore whether you should buy in your personal name or through a trust, covering the benefits and downsides of both, from borrowing capacity to tax implications.

It might sound complex, but we keep it simple. Whether you're buying your first home or investing in your next property, we’re here to help you make confident, informed choices.

Tune in, subscribe and if you like what you hear, we’d love a five-star rating!

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

In this episode of The Broker's Lounge, Eddie and Carlo break down one of the hottest topics on everyone’s mind right now: the relationship between interest rates and inflation. What do these two financial forces mean for you, your mortgage and the overall economy?

We start by explaining what inflation really is - how it’s not all bad and why economies need a bit of it to grow. But when inflation gets out of control, the Reserve Bank of Australia steps in with interest rate adjustments to help cool things down. Eddie and Carlo talk about how the RBA uses interest rates as a tool to strike the tricky balance between keeping the economy growing without tipping us into a recession.

Then, they dive into what this means for everyday Aussies. How does a rise or fall in interest rates affect your spending, home-buying power and property prices? And how quickly do these changes impact inflation? Eddie and Carlo also discuss the risks involved when rates are adjusted too much, too soon.

Finally, they cover what the big banks are predicting for interest rates over the next year and what that means for your mortgage. If you’re wondering whether now is a good time to lock in a fixed rate or ride the wave of variables, this episode is packed with insights to help you make an informed decision.

Tune in, and get the real scoop on how these big economic moves affect your bottom line!

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation