In today’s episode of The Broker’s Lounge, Eddie and Carlo dive into the world of Self-Managed Super Funds (SMSFs).

If you've ever wondered what SMSFs are, how they work, or if they’re the right option for you, you’re in the right place.

We’ll break down the basics of managing your own superannuation, including the pros and cons, the level of control you’ll have and the responsibilities that come with it.

Eddie and Carlo will also share real-life examples to help you see if an SMSF could be a smart move for your financial future.

Whether you’re just hearing about SMSFs for the first time or you’ve been thinking about setting one up, this episode will give you the straight talk on everything you need to consider, without the jargon.

So grab a coffee, get comfy and let’s get into it!

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Ready to tackle the world of mortgages? In this episode of The Broker’s Lounge, Eddie and Carlo break down everything you need to know about choosing the right mortgage for your situation.

We kick things off by explaining the key differences between fixed-rate and variable-rate mortgages, what they mean, the pros and cons of each and how to decide which fits your needs best. Should you go for the certainty of a fixed rate or the flexibility of a variable one? We’ve got you covered.

Next, we dive into the difference between principal & interest (P&I) repayments and interest-only (IO) loans. We’ll help you understand when it makes sense to pay down your loan balance versus just covering the interest and how each option impacts your cash flow, equity and even taxes.

Plus, we explore whether you should buy in your personal name or through a trust, covering the benefits and downsides of both, from borrowing capacity to tax implications.

It might sound complex, but we keep it simple. Whether you're buying your first home or investing in your next property, we’re here to help you make confident, informed choices.

Tune in, subscribe and if you like what you hear, we’d love a five-star rating!

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

In this episode of The Broker's Lounge, Eddie and Carlo break down one of the hottest topics on everyone’s mind right now: the relationship between interest rates and inflation. What do these two financial forces mean for you, your mortgage and the overall economy?

We start by explaining what inflation really is - how it’s not all bad and why economies need a bit of it to grow. But when inflation gets out of control, the Reserve Bank of Australia steps in with interest rate adjustments to help cool things down. Eddie and Carlo talk about how the RBA uses interest rates as a tool to strike the tricky balance between keeping the economy growing without tipping us into a recession.

Then, they dive into what this means for everyday Aussies. How does a rise or fall in interest rates affect your spending, home-buying power and property prices? And how quickly do these changes impact inflation? Eddie and Carlo also discuss the risks involved when rates are adjusted too much, too soon.

Finally, they cover what the big banks are predicting for interest rates over the next year and what that means for your mortgage. If you’re wondering whether now is a good time to lock in a fixed rate or ride the wave of variables, this episode is packed with insights to help you make an informed decision.

Tune in, and get the real scoop on how these big economic moves affect your bottom line!

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

In this episode of The Broker’s Lounge, Eddie and Carlo take a deep dive into refinancing - what it is, when to consider it and what options are available. Whether you’re looking to get a better interest rate, improve your cash flow, or just not happy with your current lender, we’ve got you covered.

We’ll kick things off by breaking down exactly what falls under the term “refinancing” and helping you to understand when it makes sense to stick with your current lender to knowing when it’s time to look elsewhere, we’ll guide you through the decision-making process with real-life examples.

Got questions about costs? We’ll explain everything from exit fees and break costs to the long-term value of refinancing, so you can make an informed decision.

We’ll also tackle some common misconceptions - like thinking that one refinance rejection means you’re out of options or worrying that costs are too high to make a change.

Eddie and Carlo will walk you through the steps, clear up any confusion and help you figure out whether it’s the right move for you.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Welcome to The Broker’s Lounge with Eddie & Carlo! Whether you’re gearing up to buy a home or just curious about how the whole process works, you’ve come to the right place. We’re here to make things clearer, easier and maybe even a little fun.

In today’s episode, we’re taking you through the entire home-buying journey, from the first steps of getting financially prepared, all the way to closing the deal. We’ll start with how to save for that all-important down payment, then dive into why getting pre-approved for a mortgage is such a game-changer.

House hunting can be stressful, but we’ve got tips to help you work smoothly with real estate agents and find your dream home. Plus, we’ll break down the offer and negotiation process so it doesn’t feel like you’re going in blind. And when it’s time to close, you’ll know exactly what to expect.

We’ve even lined up some great lessons from past clients who’ve been through it all and trust us, their stories will help ease those first-time homebuyer jitters.

So, grab a seat and join us. By the end of this episode, you’ll feel more confident, more informed, and ready to take on the home-buying process.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Welcome to the first-ever episode of The Broker’s Lounge with Eddie & Carlo! If you’re thinking about buying a home or just want to understand the mortgage process better, you’re in the right place. We’re here to make this whole thing less intimidating and maybe even a bit enjoyable.

In today’s episode, you’ll get to know us - Eddie and Carlo - your go-to mortgage brokers. We’ll kick things off by sharing a bit about who we are, why we’re passionate about what we do, and why we believe having a broker in your corner is a game-changer.

We’ll dive into the benefits of working with a broker versus going straight to a bank. Spoiler alert: There’s a lot of added value when you have a broker on your side, and Carlo’s got the inside scoop on why that matters.

And to wrap things up, we’ll highlight some of our favourite client success stories - because who doesn’t love a happy ending?

So, sit back, relax and let’s get started. By the end of this episode, you’ll have a better understanding of why working with a broker isn’t just a good idea - it’s the smart move.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation