The debt-to-income ratio is a hot topic in physical therapy. The costs of education continue to rise but salaries haven't kept pace.

Drs. Connor and Hannah Pierce are husband and wife, physical therapists, parents, and founders of After the DPT, a company that helps physical therapists manage their student loan debt. We sat down to talk with them about how folks can pay off their debt without having to live off of ramen and water. Not to toot our own horn, but this is really good information!

Michigan PTs and PTAs! Earn PDRs toward license renewal by listening to Waves episodes! Just fill out this ⁠⁠form⁠⁠ and keep it for your records.

Music by ⁠⁠Mark Joesting⁠⁠ and Andy Wicks.

Editing help from Brigit Hammond.

Physical therapy is not a diverse profession. One person trying to change that is Kierra Washington, a third-year student at Grand Valley State University. She talked with us about what is has been like being a racial minority in graduate school, what her career goals are, and how she wants to make things better for those that come after her.

"Wow, You Look Like Me! - The Need to Increase Diversity in the Field of Physical Therapy" by Kierra Washington, SPT

Dr. Rebeca Segraves, PT, DPT, WCS

Dr. Tiffany Adams, PT, DPT, MBA, PhD

Michigan PTs and PTAs! Earn PDRs toward license renewal by listening to Waves episodes! Just fill out this ⁠form⁠ and keep it for your records.

Music by ⁠Mark Joesting⁠ and Andy Wicks.

If you are a physical therapist, you probably entered the profession with some desire to help your fellow human. If you're a small business owner, you also need to worry about making enough money to pay your staff, keep the lights on, etc. Are the two goals incompatible?

NO! Says Dr. Ryan Shelton, owner of PhilanthroPT, a "for purpose" company in Kentucky that ensures that it gives back to its community and ensures that everyone has access to care, while still pulling in a profit. Sit at his feet, ye listeners, and soak it in.

Michigan PTs and PTAs! Earn PDRs toward license renewal by listening to Waves episodes! Just fill out this form and keep it for your records.

Music by Mark Joesting and Andy Wicks.