Roth IRA for Beginners

The Ultimate Guide to Investing, Conversions, Early Retirement Hacks, Withdrawals, and Inheritance: Master Basic Skills for Growing Wealth & Retirement Planning

By: Daniel Hardt

Narrated by: Brian Telestai

Wish you could build a wealthy nest egg/net worth?

Worried about retiring comfortably or if you can retire early?

Want passive income through dividends?

Want to learn how to be an investor and manage your wealth?

Roth IRA for Beginners is the ultimate guide to help achieve your financial goals!

Daniel Hardt, a financial advisor and early retiree at age 39, shares his wisdom to build financial literacy and empower others to control their money instead of the other way around. By the end, you’ll be equipped with a mind-set prepared to take calculated risks. There is no reward without risk! You will master the foundations and formulas which will allow you to control your finances in retirement.

You will learn step by step:

• What a Roth IRA is
• The tax break benefits
• Roth IRA vs. traditional 401K, traditional IRA, Roth 401K
• Contribution limits and how to contribute
• How to legally bypass contribution limits via backdoor Roth conversion/Mega Backdoor
• How to invest in target date funds (TDFs), individual stocks, and index funds.
• Formulas to calculate a good ROI
• How to budget/better money habits
• How to manage your portfolio yourself or with a financial advisor
• How to avoid withdrawal penalties
• How to pass on your wealth to beneficiaries

All this knowledge will give you confidence to grow your wealth and build a healthy nest egg! Your future starts now!

©2021 Daniel Hardt (P)2021 Daniel Hardt

Excellent Information

Very informative. I recommend this book for people who are entering the work force. It is never too early start investing.

Very Good Foundation for IRAs

I am a financial advisor and am constantly trying to improve my knowledge base. This book covers most of the essentials I use to explain the benefits and detriments/limitations of IRAs when offering them to my clients as an option.

Great listen, helped me plan for early retirement!

While the topic of finances may be rather dry and unapproachable, this book helped guide me to see simpler ways of see of assessing my finances. I feel more comfortable approaching retirement accounts and I have a more developed financial mindset now.

I also feel comfortable using it as a reference when I need to go back and gain ideas on how to handle certain financial decisions.

Overall it's a good framework to start on for beginners like myself.

Highly informative and practical!

This book was super informative and empowering!
I especially enjoyed learning how to legally bypass contribution limits via backdoor Roth conversion/Mega Backdoor and the awesome tips on how to invest in target date funds (TDFs), individual stocks, and index funds.

I feel thoroughly equipped with the skills and mind-set that will allow me to take calculated risks and reap the rewards! I feel very confident about learning the foundations and formulas that will allow me to control of my finances in retirement.

Couldn’t recommend it more!!

Am I old because I enjoyed this book?

Being a certain age, I find myself a lot more interested in what I should be doing financially to prepared for retirement. The author was very thorough in outlining concepts and strategies I wish I heard about years ago. it's never to late to plan.

I needed this book.

Didn’t really have a clue about investments and how they work. It’s great at breaking down how they work and how to make them work to your advantage. I Recommend!

Great listen

Very informational has a good story line I would recommend this to a friend. The only thing I did not realize when I bought this audiobook is that it’s out of date with the amount you can contribute to a Roth IRA in 2023. However this was a very easy book to listen to,

nothing

it's very pessimistic and sounds like the author wants you to ask for professional help and makes a lot of wrong assumptions about you.