Are Darwin apartments really the golden ticket to portfolio growth, or are they hiding hidden risks?

In this episode, Junge Ma dives into Darwin’s apartment market, comparing units to houses and unpacking what the data really says about growth and cash flow.

Junge walks through real examples, exploring why apartments often underperform houses, including oversupply risks, depreciation, and high strata fees, and how these factors play out in Darwin’s unique market.

If you’re an investor chasing performance, growth, and reliable returns, this episode explains why houses might still outperform units even in a high-yield market like Darwin. Don’t make decisions based on gross numbers alone.

🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024"
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Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Are rate cuts really enough to spark a property boom, and if so, which cities are first in line?

In this episode, Junge Ma breaks down the data behind how different markets react the moment rates start falling, revealing which cities historically surge and why.

You’ll hear the three categories of rate-cut winners: the expensive cities that move fast on speculation, the borderline unaffordable markets that snap back when borrowing improves, and the rising-pressure cities where low supply meets renewed confidence. Each example shows how rate cuts play out on the ground.

If you want to understand which markets could see outsized growth and where the smartest investors are looking next, this deep dive will give you the data, logic and clarity to stay ahead.

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Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

What’s the difference between the cash rate and interest rate? And how do they affect your mortgage?

In this episode, Junge Ma, Senior Research Analyst at InvestorKit, breaks down how the RBA’s cash rate connects to the interest rates Australians pay on their home loans. You’ll discover how the RBA sets the tone for the broader economy and why banks don’t always mirror official rate changes.

Junge also explains how movements in the cash rate can shape your borrowing power, monthly repayments, and property market demand across Australia. Whether you’re a homeowner or an investor, understanding this link helps you make smarter, more confident financial decisions.

Watch now to learn how RBA rate decisions flow through to your mortgage and how to think like an informed investor.

🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024"
Book your discovery call here: https://www.investorkit.com.au/youtube

Connect with InvestorKit:

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See omnystudio.com/listener for privacy information.

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Is the new 5% deposit scheme about to trigger a property boom in 2026, or is the hype bigger than the impact?

In this episode, Junge Ma, Senior Research Analyst at InvestorKit, breaks down the government’s upcoming first-home buyer guarantee. With no income caps, no spot limits, and higher price thresholds across major cities and key regionals, this is the most generous version of the scheme yet. Junge looks at past cycles and data to show why the impact will likely be targeted, not nationwide.

You’ll see which markets are positioned to benefit the most, from outer-ring city corridors to rising regional hubs, and why investors should stay data-driven instead of chasing headlines.

Watch the full breakdown to learn where the real opportunities lie and how to position yourself smartly heading into 2026.

🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024"
Book your discovery call here: https://www.investorkit.com.au/youtube

Connect with InvestorKit:

Website: https://www.investorkit.com.au/

Send your questions to: arjun@investorkit.com.au

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See omnystudio.com/listener for privacy information.

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Is Australia’s housing shortage really as bad as it seems… or is it even worse?

In this episode, InvestorKit’s Senior Research Analyst Junge Ma breaks down the truth behind the supply crunch in three simple points. From longer hold periods and planning delays to investor pullback and surging migration, she reveals what’s really driving the crisis and why quick fixes won’t work.

Plus, Junge shares the one overlooked factor shaping Australia’s property market right now.

If you want to understand what’s really behind the headlines and what it means for the next phase of the market, this episode is a must-watch!

🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024"
Book your discovery call here: https://www.investorkit.com.au/youtube

Connect with InvestorKit:

Website: https://www.investorkit.com.au/

Send your questions to: arjun@investorkit.com.au

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See omnystudio.com/listener for privacy information.

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

What happens when rental supply dries up, vacancy rates hit record lows, and demand keeps climbing? In this episode, Junge Ma uncovers the data behind Australia’s tightest markets, revealing what’s driving the crunch, how it’s impacting prices, and why investors are paying close attention right now.

With vacancy rates plunging and supply drying up, these are the cities where renters are struggling to find homes, and prices are starting to move.

Junge unpacks the data behind the crunch, what’s driving it, and what investors should be watching next.

If you’ve been waiting for signs of the next growth cycle, this episode is a must-watch!

🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024"
Book your discovery call here: https://www.investorkit.com.au/youtube

Connect with InvestorKit:

Website: https://www.investorkit.com.au/

Send your questions to: arjun@investorkit.com.au

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Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615

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See omnystudio.com/listener for privacy information.

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Is Brisbane’s property market still booming, or has the growth run its course?

Join Junge Ma, Semior Research Analyst at InvestorKit, as she explores the current state of Brisbane’s market and reveals five key locations that still show promising signs of growth—despite recent fluctuations. With insights backed by data, Junge highlights areas where housing demand remains strong and prices are set to keep rising.

Junge delves into the unique characteristics of each region, discussing the current sales and rental market pressures. Listeners will discover how these areas are defying the trend of slowing growth and what factors contribute to their resilience in the property market.

Don’t miss out on this episode that could help you uncover hidden opportunities in Brisbane's real estate landscape and find out why it still has plenty of growth potential!

🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024"
Book your discovery call here: https://www.investorkit.com.au/youtube

Connect with InvestorKit:


Website: https://www.investorkit.com.au/

Send your questions to: arjun@investorkit.com.au

Follow us on Facebook: https://www.facebook.com/InvestorKit/

Follow us on Instagram: https://www.instagram.com/investorkit.com.au/

Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615

Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/

See omnystudio.com/listener for privacy information.

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Which regional Victorian town offers a better investment opportunity in 2025 — Ballarat or Bendigo?

Join Junge Ma, Senior Research Analyst at InvestorKit, as she explores a compelling comparison between Ballarat and Bendigo with a $650K budget in mind. She highlights the similarities and differences between the two towns’ local economies, sales markets, and rental performance. While both have healthy unemployment rates, the data reveal that Bendigo is currently outperforming Ballarat in several critical areas, including market pressure and rental growth, offering valuable insights for growth-focused investors.

As she breaks down the numbers, Junge emphasises the importance of data-driven decision-making in property investing. Tune in as this episode is packed with essential information to help you make informed choices in the property market and discover which area stands out for investment in 2025!

🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024"
Book your discovery call here: https://www.investorkit.com.au/youtube

Connect with InvestorKit:

Website: https://www.investorkit.com.au/

Send your questions to: arjun@investorkit.com.au

Follow us on Facebook: https://www.facebook.com/InvestorKit/

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Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615

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See omnystudio.com/listener for privacy information.

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.