Australia's new property tax changes are about to reshape investor behaviour. But will every market feel that shift equally? Let's find out...

Junge Ma, Senior Research Analyst at InvestorKit, breaks down the four biggest risks investors should be watching in this new environment and explains why understanding these risks matters more than understanding the tax changes themselves.

This is a must-watch for any investor trying to work out where the new rules actually change the game, and where they don't.

CHAPTERS:

0:32 - Introduction

1:12 - Risk #1: Low Yield & Holding Sustainability Risk

4:10 - Risk #2: Investor Concentration Risk

7:45 - Risk #3: New Supply & Vacancy Risk

11:26 - Risk #4: Profit Taking Risk

🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026"

Book your discovery call here: https://www.investorkit.com.au/discovery-call

Get your free whitepaper copy here: https://www.investorkit.com.au/whitepaper/10-markets-positioned-to-remain-resilient-in-australia-s-new-tax-environment

✅ HOW WE CAN HELP YOU:

By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

✅ CONNECT WITH INVESTORKIT:

Website: 👉 https://www.investorkit.com.au

Send your questions to: 👉 arjun@investorkit.com.au

Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit

Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au

Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit

Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

See omnystudio.com/listener for privacy information.

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Should you buy a property now, or wait until interest rates come down? It sounds like a simple question. The answer might surprise you.

Junge Ma, Senior Research Analyst at InvestorKit, built a real model comparing two scenarios: buying now with negative cashflow, versus waiting two years for lower rates and better cashflow. Same market conditions, same assumptions where she tracks the actual wealth outcome five years out.

She also breaks down what to do if your borrowing capacity doesn't stretch to your ideal market right now, including a look at townhouses as a stepping-stone strategy.

This is a must-watch for anyone stuck between buying now or holding off for a "better" moment.

CHAPTERS:

0:00 - Introduction

1:38 - Scenario 1: Buying Now

4:51 - Scenario 2: Waiting 2 Years

8:04 - What If Your Borrowing Capacity Has Dropped?

9:47 - The Townhouse Alternative

16:03 - The Real Question to Ask

🥇🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026"

Book your discovery call here: https://www.investorkit.com.au/discovery-call

✅ HOW WE CAN HELP YOU:

By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

✅ CONNECT WITH INVESTORKIT:

Website: 👉 https://www.investorkit.com.au

Send your questions to: 👉 arjun@investorkit.com.au

Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit

Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au

Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit

Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Five years ago, more than half of Australia's regions had a median house price under $600,000.

Today, that's fewer than 1 in 5. As affordability keeps tightening, more investors are turning to townhouses as the next best option, but do they actually deliver competitive results?

Junge Ma, Senior Research Analyst at InvestorKit, breaks down townhouses from two angles, cashflow and long-term capital growth, including an empirical study tracking 300 townhouse resales in Melbourne over 20 years. She also covers exactly what to look for if you do buy one, so you're not just settling for "second best."

This is a must-watch for anyone priced out of the house market and weighing up whether a townhouse is a smart stepping stone or a compromise.

CHAPTERS:

0:00 - Introduction

2:04 - Cashflow: Townhouse Yields vs House Yields

4:43 - Capital Growth: The 20-Year Melbourne Study

8:02 - Why Townhouses Are Still Worth Considering

10:03 - What to Look For in a Townhouse

🥇🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026" Book your discovery call here: https://www.investorkit.com.au/discovery-call

✅ HOW WE CAN HELP YOU: By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

✅ CONNECT WITH INVESTORKIT:

Website: 👉 https://www.investorkit.com.au

Send your questions to: 👉 arjun@investorkit.com.au

Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit

Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au

Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit

Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

An investor owns a townhouse in Altona North, Melbourne, surrounded by what looks like empty land. They're worried future oversupply could kill the property's growth, and they're weighing whether to sell before it happens. Is that concern actually justified?

Junge Ma, Senior Research Analyst at InvestorKit, answers real questions our strategy team and clients bring to the research team, kept anonymous, with the focus on the question behind the question rather than the specific property. This one covers how to actually check oversupply risk using planning documents and building approval rates, and why the property's own underwhelming growth might have nothing to do with oversupply at all.

This is a must-watch for any investor sitting on a property that's underperformed and trying to work out whether to hold or sell.

CHAPTERS:

0:00 - Introduction

1:07 - The Question: Oversupply Risk in Altona North

1:47 - Checking the Land and Planning Documents

3:25 - Building Approval Rates as the Real Indicator

6:18 - Why the Property Itself Underperformed

7:54 - Short, Medium, and Long-Term Outlook

9:45 - Should They Hold or Sell?

🥇🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026"

Book your discovery call here: https://www.investorkit.com.au/discovery-call

✅ HOW WE CAN HELP YOU:

By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

✅ CONNECT WITH INVESTORKIT:

Website: 👉 https://www.investorkit.com.au

Send your questions to: 👉 arjun@investorkit.com.au

Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit

Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au

Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit

Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Higher interest rates. Negative gearing changes. CGT discount changes. SMSF changes. It's a fair question right now: is property still worth it in 2026?

Junge Ma, Senior Research Analyst at InvestorKit, breaks down why the answer is still yes and more importantly, what type of market is actually positioned to perform in this new environment. She walks through three regional markets currently showing the exact characteristics resilient markets share right now.

This is a must-watch for anyone wondering whether to wait for a "better time" to start.

CHAPTERS:

0:00 - Introduction

2:52 - Market #1: Wagga Wagga

6:50 - Market #2: Ballarat

10:02 - Market #3: Launceston

12:54 - What Resilient Markets Have in Common

🥇🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026"

Book your discovery call here: https://www.investorkit.com.au/discovery-call

✅ HOW WE CAN HELP YOU:

By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

✅ CONNECT WITH INVESTORKIT:

Website: 👉 https://www.investorkit.com.au

Send your questions to: 👉 arjun@investorkit.com.au

Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit

Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au

Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit

Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Tamworth has quietly become one of Australia's best performing regional markets, posting 19% growth in the past 12 months alone. But population growth is slowing, vacancy rates are edging higher, and affordability is deteriorating. So what's actually driving the growth, and does it have room left to run?

Junge Ma, Senior Research Analyst at InvestorKit, breaks down Tamworth's market pressure across 10 charts covering demographics, sales conditions, rental conditions, & affordability and gives a clear 6-12 month outlook for the market.

This is a must-watch for anyone trying to work out whether a market that's already run hard still has momentum left.

CHAPTERS:

0:00 - Introduction

1:29 - Market Overview & Cycle Position

2:18 - Demographics & Economic Conditions

4:14 - Sales Market Conditions

6:04 - Long-Term Growth & Supply

7:39 - Rental Market Conditions

9:20 - Affordability

10:37 - 6-12 Month Outlook

🥇🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026"

Book your discovery call here: https://www.investorkit.com.au/discovery-call

✅ HOW WE CAN HELP YOU:

By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

✅ CONNECT WITH INVESTORKIT:

Website: 👉 https://www.investorkit.com.au

Send your questions to: 👉 arjun@investorkit.com.au

Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit

Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au

Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit

Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Australia's 5% deposit scheme was supposed to make home ownership more accessible, and it did, to a point. But a bigger question has been lurking beneath the headlines: did expanding the scheme in October 2025 actually push property prices higher?

Junge Ma, Senior Research Analyst at InvestorKit, digs into the lending data and property market figures to find out what really happened.

Can we believe the media headlines that say the October 2025 expansion of the 5% deposit scheme triggered a widespread property boom, or do first-home buyers simply represent too small a fraction of the market to shift national property trends?

Watch the full episode and discover exactly which areas moved and which ones were unaffected.

🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024"
Book your discovery call here: https://www.investorkit.com.au/youtube

Connect with InvestorKit:

Website: https://www.investorkit.com.au/

Send your questions to: arjun@investorkit.com.au

Follow us on Facebook: https://www.facebook.com/InvestorKit/

Follow us on Instagram: https://www.instagram.com/investorkit.com.au/

Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615

Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/

See omnystudio.com/listener for privacy information.

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Junge Ma pulls back the curtain on a property she personally bought and the data that drove every step of the decision. From narrowing down Victorian regional cities to landing on Ballarat, this episode gives a rare inside look at how a property professional actually applies the same research framework she uses with clients to his own portfolio.

The episode walks through the full journey: why Ballarat stacked up on vacancy rates, inventory trends, and local economic fundamentals; the 1930s bungalow in Canadian she settled on for $500,000; and the cosmetic renovation completed in just one month managed entirely interstate through the right property management team.

If you've ever wondered what it actually looks like to buy with a data-led strategy, this episode is the clearest example yet.

🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024"
Book your discovery call here: https://www.investorkit.com.au/youtube

Connect with InvestorKit:

Website: https://www.investorkit.com.au/

Send your questions to: arjun@investorkit.com.au

Follow us on Facebook: https://www.facebook.com/InvestorKit/

Follow us on Instagram: https://www.instagram.com/investorkit.com.au/

Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615

Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/

See omnystudio.com/listener for privacy information.

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.