Hey friend! I've devoured over 100 finance books in the last 15 years. But only 7 of them actually changed my life.

In this episode, I'm ripping open my personal playbook and sharing the exact reads that transformed my mindset and bank account. And, that were critically important to us reaching our biggest giving goal.

🔎Here's what you're going to discover:

• The ONE book that trumps all others (Hint: It's probably already on your shelf)

• 5 wealth secrets most "gurus" don't want you to know

• How to retire before your parents (without winning the lottery)

• The psychological hack that turns pennies into millions

• Why your 401(k) might be leaving you broke (and what to do instead)

Today's episode is full of real, actionable books that's stood the test of time. Some from Christian authors, some not. But all game-changers.

P.S. Stick around till the end where I reveal the ONE book that rolls all these lessons into a simple, powerful package.

Resources Mentioned:

• 5 Wealth Secrets by Craig Hill - https://amzn.to/3JA15Lt

• The Treasure Principle by Randy Alcorn - https://amzn.to/3CNeoV1

• The Automatic Millionaire by David Bach - https://amzn.to/3Psn3ny

• True Riches by Greg Baumer and John Cortines - http://amazon.com/True-Riches-Jesus-Really-About/dp/1400208564/

• Retire before Mom & Dad by Rob Berger - http://amazon.com/Retire-Before-Mom-Dad-Financial/dp/1733914501/

• The Psychology of Money by Morgan Housel - https://amzn.to/3JWbilV

• Our Book: Simple Money, Rich Life - https://seedtime.com/smrl

• 14-Point Checklist to Give $1M by Age 40 - http://seedtime.com/give1m/

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime.

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/-ZhVM95VvSw)!

If you haven’t checked out our best-selling book Simple Money, Rich Life(https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode, I'm pulling back the curtain on the exact process I use to create a financial safety net that catches me no matter how far I fall. This isn't just another budgeting episode — it's about transforming your relationship with money and finding hope in the darkness of financial uncertainty.

🔎Here's what you're going to discover:

• The 10-minute exercise that can slash your expenses by 30% or more (without sacrificing what really matters)

• Why fear thrives in ambiguity — and how to shine a light on your worst-case scenario to make it less terrifying

• The surprising area where most people can save a ton of money (hint: it's not what you think)

• How I used this technique to stay afloat after a soul-crushing layoff in 2008

But here's the kicker: This isn't just about cutting costs.

It's about finding HOPE when everything seems to be falling apart.

It's about taking control when the world feels out of control.

It's about transforming panic into peace of mind.

Whether you're facing a financial crisis right now or want to bulletproof your finances for the future, this episode is your roadmap to financial resilience.

Remember: Knowing your financial floor isn't about living there — it's about building the confidence to reach new heights.

Let's dive in.🎧

Resources Mentioned:

• 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m/

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime (https://www.instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/vFw7TAGFIx4)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode, we dive into the science behind the actual cost of happiness and reveal why so many of us are spending our money on the wrong things.

We share personal stories, explore fascinating research, and offer practical strategies for aligning your spending with your values to create a life of genuine joy and fulfillment.

🎯 Key Takeaways:

• We discuss the story of the Mexican Fisherman, which challenges conventional wisdom about success and happiness

• We share our own "joy lists" – the 10 things that bring us the most happiness, which we actually spend money on

• We explore the concept of hedonic adaptation and how it keeps us on the hedonic treadmill, always seeking the next big thing

• We share the powerful story of Don and Wendy, two college friends whose divergent paths reveal the incredible impact of small financial decisions over time

• We discuss the $75,000 happiness threshold and why more money won't necessarily make you happier beyond a certain point

Resources Mentioned:

• The 4-Hour Work Week by Tim Ferriss (book) - https://amazon.com/4-Hour-Work-Week-Escape-Anywhere/dp/0091929113

• Retire Before Mom and Dad by Rob Berger (book) - https://amazon.com/Retire-Before-Mom-and-Dad-audiobook/dp/B07XT6BZJS/

• Topo Chico (sparkling mineral water) - https://coca-cola.com/us/en/brands/topo-chico/products/mineral-water

• Pie Town Tacos (local taco shop in our area) - https://pietowntacos.com

• 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m

🎧Tune in now and don't forget to subscribe, rate, and review the show – your support means the world to us!

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime.

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/LGtdftpt0yQ)!

If you haven’t checked out our best-selling book Simple Money, Rich Life(https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.